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Process Of Making Bike Insurance Claim At Shriram General Insurance

Updated On Oct 11, 2021

Making a claim for your bike is not that difficult. Read this article to take a note of the things that you should consider while making a claim for your bike insurance.

The Shriram General Insurance Company has successfully settled thousands of policyholder claims throughout its existence. According to the company, it has a claim settlement percentage of 77.26 percent in the fiscal year 2019-2020.

Shriram General Insurance has implemented a paperless claim settlement process to expedite the claim settlement process. It has developed a well-oiled helpline to assist policyholders. It guides you through the claim settlement procedure step-by-step, making it simple for the policyholder to understand.

Process Of Making Bike Insurance Claim At Shriram General Insurance

Process Of Making Bike Insurance Claim At Shriram General Insurance

Shriram General Insurance Needs Mandatory Claim-Settlement Documents. When a claim is settled, the following paperwork is required -

  • A written statement of policy.
  • Claim form that has been appropriately completed and signed.
  • A duplicate of the registration document (RC).
  • Invoice for repairs as proof of purchase for cashless claims.
  • Original repair estimate, repair invoice, and payment receipt for non-cashless claims. Driver's license of the driver at the time of the accident.

How To File A Claim For A Shriram Cashless Bike Policy?

When it comes to Shriram bike insurance policy claim settlement, the process is a breeze since there are just three easy stages involved-

  • Step 1- Contact Your Insurer And File A Claim In The First Step

When anything happens to the insured's bike, the policyholder must notify the insurer right away. The policyholder may notify the insurance company of a claim by calling one of the company's toll-free helplines at 1800-300-30000 or 1800-103-3009 or by going to the closest office. Follow the easy procedures listed below to get an online claim notification-

  • Go to the official website to learn more.
  • Select "Claims" from the drop-down menu.
  • Drop-down menu: choose "Inform a Claim."
  • Input your policy number and registration number if you have one.
  • A claim registration number is the last step in the notification procedure.
  • You'll be given a claim registration number if you phone or come into the office.


  • Step 2- Damages Analysis

To determine the total amount of the bike's damage, a business surveyor is called in. A surveyor goes to the location to make sure everything is correct. For third-party property damage, the policyholder must give their bike's registration number or another motor vehicle. Proof may be provided in the way of contact information for eyewitnesses. As part of the inspection, the surveyor will estimate repair costs and collect the claim form, policy papers, and any evidence of the incident's occurrence.

  • Step 3- Making A Compensation Claim

As soon as the surveyor completes their final inspection, the insurance company verifies its obligations. Bikes covered under this policy may be transported to a nearby network garage at no additional cost to the insured. After the repair, the insurer reimburses the garage for the expenses incurred in repairing the insured's bike. Depreciation and deductibles are taken into account when calculating the claim amount.

Take Away

Two-wheeled vehicles are always seen as valuable assets in our daily lives and are treated as such. On the other hand, driving a bike is always hazardous, and one must exercise extreme caution and caution at all times. On the other hand, accidents may occur at any moment due to the negligence of another party or as a result of any unforeseen event that appears on the road. To protect oneself and to pay any unexpected costs, one should get bike insurance coverage. Moreover, natural disasters may strike at any moment of the day or night, making preparations for and ensuring protection against such terrible events necessary.

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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard. 


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