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Most Important Things To Check In Your Two-Wheeler Insurance

Published On Nov 29, 2021

An insurance policy is the most essential part of owning a two-wheeler. Read on to find what you should keep an eye out for, in your two-wheeler insurance.

An insurance policy is mandatory for all two-wheelers as regulated by the government. Moreover, they are hugely advantageous as they will keep your two-wheeler safe and protected in case of any contingencies. There are various types of two-wheeler insurance policies, of which a third-party insurance policy is a must for all two-wheelers. 

Most Important Things To Check In Your Two-Wheeler Insurance

Most Important Things to Check in Your Two-Wheeler Insurance

Since buying a two-wheeler insurance policy is mandatory, it is obvious how important a role it plays. Therefore, it must not be taken lightly. You must be aware of all the aspects of your two-wheeler insurance policy. Here are the most important things to check in your two-wheeler insurance policy.

  • Accuracy of Personal Insurance

Always make sure that the personal information of the owner is perfectly correct in the insurance policy documents. Usually, this is information like name, date of birth, email, and the like. Avoid lying on the policy documents at all costs. If there are any mistakes, make sure to get them corrected at the earliest. The disparity in information can not only cost you penalties but might also delay your claim settlement process as all information is checked and verified when you make a claim against your insurance policy.

  • Accuracy of Two-Wheeler Information

All the details of your two-wheeler are as important as your personal details. They include the accurate car number of your two-wheeler, original registration number, chassis number and engine details, among others. The accuracy of this information is again required during the claim settlement process, more specifically, during the inspection process. Wrong information can cause trouble and delay the claim settlement process as well. 

  • Covers and Add-Ons

It is pertinent that you check what you are paying for which in this case is the cover provided by the insurance policy and the add-ons that you further purchase to enhance the policy. All insurance policies usually list down the details of their offerings under separate clauses in the policy documents. Make sure to thoroughly go through them in order to know what you can claim for. If you are not aware of what exactly is present in the deal you have made, you can miss out on lucrative offers at the time of need.

  • Expiry Date

Always keep an eye on the expiry date of your insurance policy. All insurance policies have a stipulated time period within which they are valid. After this policy period is over, they have to be renewed within a certain period of time (usually, 90 days from the date of expiry) post which the insurance policy becomes invalid. Renewing the insurance policy promptly brings many benefits such as discounts and bonuses such as the No Claim Bonus.

  • Premium

Keep an eye on the premium amount for the basic insurance policy as well as the add-ons that you purchase and tally them with the amount that you are paying every month. There is a separate premium for any add-on that you take on with your insurance policy. All details of such are available in your policy document. 


Being alert about your insurance policy is very important in order for it to serve you the best. There are multiple components and documents related to a two-wheeler insurance policy that will benefit you the more you understand them. Make sure to always check your two-wheeler insurance and stay updated about it.

Also Read:

How Can I Check My Edelweiss Two-Wheeler Insurance Policy Status?

Benefits of Purchasing Long-Term Digit Bike Insurance Plan

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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