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How To Protect Your Bike From Natural Calamities?

Published On Dec 13, 2020, Updated On Mar 20, 2021

Natural disasters are unpredictable. However, it is possible to prepare for them and protect your bike or two wheeler from them by purchasing comprehensive insurance coverage in advance.

As the owner of a bike, especially if you have made a big investment and you own a superbike, you may be constantly worried about how to keep your precious two wheeler safe and protected. The answer is through two wheeler insurance, of which comprehensive insurance is the most beneficial and most recommended type. Especially when it comes to natural disasters, comprehensive two wheeler insurance is the answer. Let’s read all about how comprehensive two wheeler insurance helps protect your bike during natural disasters.

How To Protect Your Bike From Natural Calamities?

Natural Disaster Protection Under Comprehensive Two Wheeler Insurance

Comprehensive two wheeler insurance offers you protection for your two wheeler in a variety of scenarios, covering you in man made as well as natural calamities and accidents. Importantly, it will financially cover you for damage caused to your vehicle in natural disasters such as earthquakes or floods. Therefore, even if your vehicle sustains damage in a natural calamity, if it is protected by two wheeler insurance cover, you would be financially protected to a great degree and would face minimal loss when it comes to repairing or replacing your two wheeler, as comprehensive insurance would even cover you in the case of total loss or damage. Further, comprehensive two wheeler insurance has the option of purchasing add ons to go with it. Let’s read about what are add ons and how they are beneficial in protecting your two wheeler from natural calamities.

How Do Add Ons Help In Protecting Bikes From Natural Calamities?

Add ons are additional coverages that you can purchase at an added premium, to strengthen your coverage and tailor it to your needs and preferences. They allow you to customise your insurance policy and make the coverage more robust as per your needs. They are also very beneficial when it comes to protecting your bike from natural calamities. For example, if you live in a flood prone area, you may wish to purchase engine protection cover in which case you would be compensated for any damage to your engine. Further, you may want to purchase zero depreciation cover, which would ensure you are compensated for the full cost of your bike and not just the depreciated value, in case of total damage. Thus, comprehensive insurance offers you the ability to considerably strengthen your insurance coverage and protect your two wheeler from natural calamities.


Thus, when it comes to protecting your two wheeler from natural calamities, comprehensive insurance is the answer. Not only does it offer you varied coverage, it also enables you to strengthen that coverage with the help of add ons, depending on your unique situation.

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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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