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How To Change Your Two-Wheeler Policy Online?


Written by Udit Varshney

Updated Jul 28, 2021

Read this article to find out how you can change your two-wheeler insurance policy hassle-free online.

Your two-wheeler is your prized possession. Taking care of your bike involves a lot of expenses. If you want to avoid these burdening expenses, buying a two-wheeler insurance policy is your best option. With the improvement in technology, insurance can now be purchased online from the comfort of your residence. In this article, you can read how you can change your two-wheeler policy online. 

How To Change Your Two-Wheeler Policy Online?

How To Change Your Two-Wheeler Insurance Policy Online?

Changing your two-wheeler insurance policy is a simple procedure. The decision that you have to make is when you choose to change your bike insurance online. The following are a few options that you can consider while planning- 

  • At The Time Of Renewal

Choosing to change your two-wheeler insurance policy at the time of renewal of your existing policy is the best time. The insurance policy is a contract that is valid for a specific duration. The contract expires once the period ends. Thus, you are free to select a new contract. At this time, you can purchase a new insurance policy from the same company or a different one. If applicable, the no claim bonus of your existing insurance policy can be transferred to the new one. 

  • During The Policy Term 

Insurance industry experts usually do not recommend changing your insurance policy during the policy term. This is mainly because the company may or may not provide you the refund of your insurance premium upon cancellation of the policy. Most companies even take a cancellation fee. Thus, it is a waste of money and time. Although, if you really want to change your insurance policy, make sure that you cancel the existing one and purchase a new one. Do not ride your bike without having an insurance policy. 

You may also like to read:- Key Advantages of Buying Long Term Bike Insurance 

  • New Ownership Of Two-Wheeler 

If you have sold your two-wheeler to a new owner, you will be required to transfer the existing insurance policy to the buyer’s name or cancel the policy. This is mainly done to transfer the complete ownership of the bike to the new owner. You must make sure to complete the procedure as soon as possible to avoid legal consequences. 

  • Purchase Of New Two-Wheeler 

Purchasing a new two-wheeler will require you to buy a new bike insurance. Make sure that you check all aspects of the insurance before buying it. Since you are purchasing insurance online, it is easier for you to check various details of the policy and compare different plans. 

  • Changing The Type Of Insurance 

In some cases, you may want to shift your insurance policy type from third-party bike insurance to comprehensive bike insurance. In such cases also, you must cancel the existing policy and purchase the new one. 

Buying Two-Wheeler Insurance Online

Once you decide when you plan on changing your two-wheeler insurance policy, going ahead with the procedure is hassle-free. Every insurance company has a different protocol when you buy insurance. But, the most general procedure is to go to the company’s website or download the app and follow the instructions given in the portal to get a new insurance policy. Before that, make sure you cancel your existing policy by informing your bike insurance company or provider. 

Documents You Need To Change Your Two-Wheeler Insurance

You will require certain documents to successfully change your insurance policy. The documents you need are- 

  1. Your identity proof. (Adhar card/ Driver’s license/Voter ID/etc) 
  2. Address proof. (Voter’s ID/Passport/Adhar/etc) 
  3. Recent passport size photographs
  4. Old Policy Number. 
  5. Registration certificate of the two-wheeler. 

Also Read:- Factors To Consider While Purchasing Bike Insurance Online 

Take Away

Deciding which insurance policy to buy for your two-wheeler is a thought engaging process.So is changing from one policy to another. It is advised to consider all aspects before finalizing your decision. Make sure to purchase a policy that offers maximum coverage at an affordable cost and ride safe. 

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.


Written by Udit Varshney

Udit has built B2C segments across various industries and has had significant contributions to the insurance sector. Read More

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