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How Can I Claim Third-Party Two Wheeler Insurance

Wish

Written by Sumit Arora

Updated Dec 10, 2021

How Do one can Get Third-Party Insurance For A Two-Wheeled Vehicle?

Third-party insurance claim procedure - When it comes to bike insurance, third-party coverage is the most basic and required coverage that every bike or two-wheeler must have in order to lawfully ride on the road in the nation. Because of the plan's high significance and large coverage, the Indian Motor Tariff requires at least a third-party bike insurance plan.

How Can I Claim Third-Party Two Wheeler Insurance

How Do You Get Third-Party Insurance For A Two-Wheeled Vehicle?

Depending on whether you have a Comprehensive plan or only a Third-party Plan, and the precise specifics of the case in issue, the exact method may vary. If you have a comprehensive plan, it is much easier to file your Own Damage claim with your insurance carrier. However, if you just have Third-party Liability coverage, you'll have to rely on the reimbursement supplied by the damage-causing person's Third-party insurance policy because you're the third party in this situation. This is a time-consuming and complicated process. Now, by following the steps outlined below, you may file a third-party bike insurance claim against that automobile owner's policy:

  • Photograph the damage that has been caused.
  • Takedown the information about the car that caused the damage.
  • Check to see if anyone saw the collision and take down their contact information if feasible.
  • Notify your insurance carrier; they will be able to assist you in certain situations.
  • Fill out a First Information Report (FIR) at the police station where the accident occurred.
  • With the aid of a lawyer, file a claim with the Motor Accident Claims Tribunal Court.
  • Prove the third party's guilt in court by providing the appropriate papers and information.
  • Receive appropriate recompense from the individual who caused the damage's insurance company.

What to Keep in Mind When Filing a Third-Party Claim?

Here's a checklist of things to think about if you're filing a Third-Party Two-Wheeler Insurance claim.

  • The necessity of safety and medical attention cannot be overstated.
  • If you wish to follow the legal procedure, avoid entering into a monetary settlement without first filing an FIR.
  • Gather as much proof is possible to back up your allegation.
  • At various phases, collaborate with various authorities.
  • Be patient, as the process of settling a claim might take a long time.
  • Ensure that adequate paperwork is kept track of throughout the procedure.
  • Be truthful.
  • Two-wheeler from a Third-Party

Understanding Third-Party Bike Insurance

While riding their two-wheelers on Indian highways, all bikers are required to get third-party bike insurance. The Motor Vehicles Act makes it a legal requirement. If you do not follow the law, you will be subject to fines. In extreme instances, one may be imprisoned. This form of coverage does not protect you from financial losses caused by damage to your bike. Third-party bike insurance, also known as Act-only insurance or Third-party liability insurance, protects the policyholder from bodily injury or property damage caused by the covered vehicle. This form of coverage does not protect you from financial losses caused by damage to your bike. Third-party bike insurance, also known as Act-only insurance or Third-party liability insurance, protects the policyholder from bodily injury or property damage caused by the covered vehicle.

Take Away

The Third-Party Bike Insurance Claim is submitted to get compensation for any financial obligations that a policyholder may have to a third party. It is a legal requirement in India for all bike owners. The policyholders can be protected from fines and post-accidental charges to a large extent if they have all of the necessary information.

Also Read:

How Can I Check My Edelweiss Two-Wheeler Insurance Policy Status?

Benefits of Purchasing Long-Term Digit Bike Insurance Plan

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Wish

Written by Sumit Arora

Sumit is an insurance industry veteran with more than 20 years in the industry. Sumit is a frequenRead More

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