Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Here’re The Top Reasons For Buying A Two-Wheeler Insurance Plan

Published On Sep 20, 2022 10:00 AM By InsuranceDekho

Here’re The Top Reasons For Buying A Two-Wheeler Insurance Plan

A two-wheeler insurance plan can help protect you and your bike in the event of an accident. The type of coverage you need will depend on the make and model of your bike, but typically includes property damage, personal injury protection, and uninsured motorist coverage.

Here’re The Top Reasons For Buying A Two-Wheeler Insurance Plan

How to Get a Two Wheeler Insurance Plan?

Planning for motorcycle insurance is important, especially if you ride a two-wheeler frequently. The tips mentioned below can assist you in the process:

  • Compare motorcycle insurance rates and policies from different companies. You can find quotes online, through an agent, or by compare bike quotes online.
  • Make sure your policy covers you for all types of accidents, including those that occur while driving on the highway or in interiors of the city.Review your policy regularly to make sure you are up-to-date on coverage and benefits. 
  • Carry proof of insurance and registration in case of an accident. This will help prove your innocence if police are called to the scene. 
  • Make sure you understand how the policy works before you hit the road, so there are no surprises when something goes wrong.

Benefits of Having a Two-wheeler Insurance Plan

If you are a two-wheeler enthusiast, you know the importance of having adequate insurance coverage. Riding a two-wheeler is fun, but it can also be dangerous if something goes wrong. That’s where a two-wheeler insurance policy comes in handy. Here are some of the benefits of having such coverage:

  • Accidental Protection: Two-wheeler insurance policies cover you for injury and property damage that may occur as a result of an accident with another vehicle, regardless of who was at fault. This type of coverage can help protect you financially if you are injured in an accident or if your bike is damaged.
  • Repairs of an Accident: You won’t have to worry about expensive repairs after an accident. Usually, accidents are associated with extreme damage to vehicles. But, having insurance can aid you in the costs of repairs. 

What are the Top Reasons for Buying a Two-wheeler Insurance Plan?

There are many reasons why you must safeguard your bike with an insurance plan. 

  • Risk Safety: Two-wheelers are one of the most popular forms of transportation in the world, with over 1.2 billion two-wheelers on the road today. That popularity comes with risks – not just when you’re riding your bike but also when you’re driving a two-wheeler. That’s why it’s important to have appropriate insurance coverage for your two-wheeler, both in case of an accident and if you get into a theft situation. 
  • Protection Against Unfortunate Accidents: Many people choose to buy a two-wheeler insurance plan to protect themselves and their bikes if something happens. 
  • Protection for Personal and Other Injuries: A two-wheeler insurance policy can cover you for damages that you may cause to other vehicles or property, as well as personal injuries that you may suffer while riding your bike. 
  • Choose Wisely: It is important to choose a policy that adequately covers your needs, so it is worth doing some research before buying one. Make sure you have the correct information documented in your policy in case of an accident and be aware of any exclusions that may apply. 
  • Keep Track of your Policy: Keep your policy up to date by reviewing the terms and conditions regularly, and get in touch with the insurer if there are any changes or additions to the coverage that you need to know about. 


There are several different types of two-wheeler insurance plans available, so be sure to determine which one is best for you and your personal needs. Safeguarding your two-wheeler with an insurance policy helps in different scenarios. Thus, one must get biker insurance sooner as it is mandatory under the Motor Vehicles Act, 1981. 

Also Read: 

A Quick Guide On How To Claim Two Wheeler Insurance Online

Bike Insurance Premium Calculator


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 45 lac happy customers
  • Claim Support available all 7 days of the week

People Also Read