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Getting Two-Wheeler Insurance for Old Vehicles: A Guide

Written by Saad Ahmad
Updated On Jun 28, 20222 min read

Getting Two-Wheeler Insurance for Old Vehicles: A Guide

The procedure for obtaining two-wheeler insurance coverage for a vintage bike is slightly different. The dealership will give you insurance coverage when you purchase a new motorcycle. When it comes to getting your old bike insured on your own, there are a few items to keep in mind that might affect the cost and coverage of your policy. The following are the steps to getting insurance for your antique motorcycle:

Getting Two-Wheeler Insurance for Old Vehicles: A Guide

Two-Wheeler Insurance for Old Two-Wheelers

Two-wheeler insurance is essential in India, and you may opt for a third-party liability policy or a comprehensive policy that covers both your vehicle and yourself. Although the majority of plans must be renewed annually, insurance companies have recently begun to provide 3-year policies that must be renewed only at the end of the policy period. When it comes to two-wheeler insurance, there are a few things to bear in mind:

Online Insurance Policy Comparison

You can rapidly compare and contrast all of the numerous plans accessible to you online, as well as all of the limitations and inclusions. It's critical to compare all of the available insurance companies and plans in order to get the one that's perfect for you and fulfills your needs. Add-on coverages like engine protection and small-accident coverage are also worth considering, especially if your motorbike is older. After you've decided on the sort of insurance you wish to purchase, you should receive a quote.

Investigate the Various Two-Wheeler Insurance Plans

The type of insurance you select is an essential one.

Automobile Third-Party Liability Insurance

Third-party bike insurance or liability insurance would cover any losses made to a third party as a consequence of an accident involving your vehicle. It would not pay for any damages to your vehicle or any injuries you could get. It also wouldn't cover costs resulting from natural disasters or other tragedies.

On Its Own, Own-Damage Insurance

Standalone Your personal damage bike insurance would cover any damage to your own bike. Accidents, natural catastrophes, or other tragedies may be to blame.

Everything-Covering Insurance

Comprehensive bike insurance would provide the benefits of third-party coverage as well as coverage for damage to you and your vehicle, as well as occurrences involving natural disasters or flying objects in which no third parties are involved.

  • Obtain the Required Documents
  • You'll need the following papers to receive insurance:
  • The specifics of your two-registration bike
  • Information about the person
  • Vehicle Inspection Report (if there is a break in policy term).

Policies and Procedures

It is crucial that you thoroughly read all of the material connected with any policy before signing it, and that you sign it only after you have fully understood all of the policy's terms. Make certain you don't sign anything you don't understand completely.

Please Send Your Payment

Finally, you may pay for your insurance coverage online using a credit card, debit card, or online bank transfer, among other options.

Take Away

Two-wheeler insurance is essential in India, and you may opt for a third-party liability policy or a comprehensive policy that covers both your vehicle and yourself. When it comes to buying insurance for your vintage two-wheeler, there are various factors to consider. Your vehicle's age is crucial since it has a direct impact on the IDV. The type of insurance you buy is the second factor to think about. If you keep these considerations in mind, you will be able to make an informed and thoughtful decision.

Also read: Considering Purchasing Two-wheeler Insurance? Here Are Some Of The IRDAI Rules for Two-Wheeler Insurance Policies

The Most Important Things To Look For When Purchasing Two-Wheeler Insurance


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
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Written by Saad Ahmad
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 Saad is a marketing guru and has some exciting knowledge to share about the motor and related industry. Saad in his last work with a major Indian yet global conglomerate has made direct contributions to the Insurance sector. In his free time, Saad likes to play badminton and listen to melancholic music

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