Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Easy Ways To Compare Bike Insurance Plans

Published On Dec 16, 2020 6:00 PM By InsuranceDekho

Comparing bike insurance plans online is an extremely important step when purchasing insurance. Read about some ways to do so.

When it comes to buying insurance, the most common advice you must have heard is to always compare different policies and different companies before making up your mind about which insurance is for you. It is widely known that you can access different insurance policies online and make comparisons about their features through different insurance aggregators, but how exactly should you be comparing them? Read on to learn about some of the ways you should compare bike insurance plans.

Easy Ways To Compare Bike Insurance Plans

How To Compare Bike Insurance Plans?

The following are some guidelines or criteria along which you can compare the different bike insurance plans that would be available to you:

1. Type Of Coverage

The first thing for you to compare is the type of coverage. This would mean making a choice between third party coverage or comprehensive bike insurance coverage. Third party insurance would protect you from liabilities arising from damage to a third party or their vehicle if they are involved in an accident or collision with your insured vehicle. Comprehensive insurance would include this coverage with some additional coverage such as theft cover and protection against natural calamities. It is a combination of third party insurance and own damage insurance.

2. Compare Premium

The next thing to compare is the premium that is being charged by the different insurance companies and different policies. Not only should the premium be affordable to you, it should be reflective of the coverage they offer. However, do not compromise on coverage in favour of a good premium, as this could open you up to additional liability. Look for discounts on the premium offered.

3. Add On Covers

Next, you should compare the add on covers available with each policy and see which ones are most useful to you. Add ons are additional coverages that can be purchased at an added premium and allow you to protect yourself and your vehicles in situations that may not be covered under a standard comprehensive bike insurance policy. Some examples are zero depreciation cover and engine protection cover. They allow you to tweak your policy to your needs.

4. Cashless Network Garage List

In case of an accident, you may have to bring your car to a nearby garage for repairs. If the garage is in your insurance company’s network of cashless garages, you would be able to get the repairs done without paying, and the insurance company will take care of the bill. Otherwise, you would have to make the payment and later get compensated. It is extremely useful to have a large list of cashless network garages you can go to in case of emergency and it is beneficial to keep this in mind when comparing different insurance companies.


Every bike owner is different and thus your needs are also different. It is extremely important to compare policies online before purchasing one. You now know some of the main ways in which you can make this comparison and find a policy that is best for you.

You May Also Like To Read

Important Components of Your Comprehensive two wheeler Insurance Policy Wordings

Engine Protect Cover Add-on For Two Wheeler Insurance

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Explore more before buying Bike Insurance

    must dotmust graphics

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 45 lac happy customers
    • Claim Support available all 7 days of the week

    People Also Read