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Easy Steps To File Bike Insurance Claim At Bharti AXA

Wish

Written by Sumit Arora

Updated Oct 01, 2021

Claiming insurance for your two wheeler from Bharti AXA is not that difficult. Read this article to take a note of the things that you should consider while Claiming insurance for your two wheeler.

Everybody adores their bikes and enjoys riding them frequently. The first thing that must always be prioritised is proper bike maintenance. Selecting two-wheeler insurance is the initial step in this approach, and Bharti AXA has all of your insurance needs covered.  Bharti AXA's two-wheeler insurance covers a broad variety of motorcycle models from leading manufacturers.

Easy Steps To File Bike Insurance Claim At Bharti AXA

Easy Steps To File Bike Insurance Claim With Bharti AXA General Insurance

Information about the documents that must be submitted throughout the claim settlement process

To complete a claim settlement process, the following papers must be provided -

  • Copy of the policy.
  • Claim form that has been appropriately completed and signed.
  • Certificate of Registration with Self-Attestation (RC).
  • For cashless claims, the original repair invoice must be shown.
  • The driver's license of the individual who was driving at the time of the accident.
  • For non-cashless claims, the original repair estimate, repair invoice, and payment receipt are required.

How Do I File a Claim for Bharti AXA Cashless Bike Insurance Policy?

According to the Bharti AXA bike insurance policy, the claim settlement process is straightforward; all that is required of the policyholder is that they complete the procedures listed below-

  • Step 1- Contact your Bharti AXA and make a claim

The first step in the claim settlement procedure is to call the insurer and register the claim by giving them all of the required information, such as the location, date, and time of the accident, as well as the names and contact information of any witnesses (if any were gathered). You may contact the insurer by calling their toll-free number, 1800-103-2292, which is available 24/7. You may also send them an email at claims@bharti-axagi.co.in if you want.

  • Step 2- Examination of the damage

An insurance company surveyor will be sent to the accident site once it has been filed to determine how much damage has been done to the bike as a result of the accident. If everything checks out, you can take your bike in for maintenance.

  • Step 3- Have the repairs completed

After the bike has been inspected, it should be towed to a garage that Bharti AXA General Insurance has approved. You may also ask your insurance to make arrangements for towing services on your behalf.

  • Step 4- Settlement of the Claim

The insurance company will cover the repair costs at the garage. Pay your insurance company your mandatory deductibles and any optional deductibles (if any), and ride your bike home!

How to File a Bharti AXA Reimbursement Bike Insurance Claim with the Insurance Company?

If you take your bike for repairs to a garage that your insurance company does not authorize, they will be responsible for the repair costs. After that, you may file a reimbursement claim with the insurance company on your behalf. It is possible to complete the refund procedure by following the steps listed below-

  • Step 1: Get in touch with Bharti AXA company and file a claim

The first step in the claim settlement procedure is to call the insurer and register the claim by giving them all of the required information, such as the location, date, and time of the accident, as well as the names and contact information of any witnesses (if any were gathered). You may contact the insurer by calling their toll-free number, 1800-103-2292, which is available 24/7. You may also send them an email at claims@bharti-axagi.co.in if you want.

  • Step 2: Determine the damage

Before the bike is sent for repair, a surveyor is sent to examine the vehicle's condition. At this point, you must provide the surveyor with all of the necessary documentation.

  • Step 3: Repair and Reimbursement of the Damage

Take your bike to a repair shop of your choosing and pay for the work that is done. Set up a reimbursement procedure with the insurance company. The invoices and receipts for the repairs must be presented to the insurance company together with the other required documentation. The insurer examines all of the information and determines the amount of reimbursement due, considering all of the deductibles and depreciation. The business eventually dispersed the money.

Take Away

To keep receiving the No Claim Bonus, policyholders must renew their bike insurance policies on schedule. If they fail to renew before the expiration date, their NCB is lost. Bharti AXA gives its customers 90 days to renew their insurance policies. Delays after this deadline result in loss of insurance and NCB. If you decide to switch insurance providers at renewal, the NCB will be transferred. The NCB will also stay intact if you sell your existing two-wheeler and buy another.

Also Read:

Factors That Decide Bike Insurance Premium

Purchasing A Used Bike From A Different State? Keep These Things in Mind!

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Wish

Written by Sumit Arora

Sumit is an insurance industry veteran with more than 20 years in the industry. Sumit is a frequenRead More

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