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Can I Transfer Bike Rc Without Insurance?

Published On Nov 30, 2022 11:30 AM By InsuranceDekho

Can I Transfer Bike Rc Without Insurance?

Transferring a bike registration certificate, or RC is possible both within the same state and to other Indian states. There are two parts to the transmission of the RC bike. One is a change in ownership, while the other is a change in the Regional Transport Office (RTO) involved. It takes a lot of work and consideration to purchase a used or pre-owned car. You must ensure that the vehicle is carefully analysed in terms of brand, cost, and model selection. Making sure all paperwork is in order, including the change of vehicle insurance (for the car or the bike) to your name, is another essential step in purchasing a used automobile or motorcycle.

Can I Transfer Bike Rc Without Insurance?

How Is Ownership Of A Bike Transferred?

 Transferring ownership of a bike is a really simple and uncomplicated process. Here is a brief explanation of how bike ownership is transferred.

  1. Before purchasing a used bike, make sure the vendor gives you all the necessary paperwork. The sales receipt, registration certificate, pollution certificate, insurance policy, road tax certificate, and correctly signed Forms 28, 29, and 30 are all included.
  1. If a used bike is sold, the seller must submit the appropriate ownership transfer form to the RTO where the vehicle was registered, duly completed, and signed by both the seller and the buyer.
  1. The legal successor of the owner must start the transfer process if the previous owner's passing caused the transfer to occur.
  1. The transfer will be completed once all required transfer paperwork has been submitted to the RTO and the bike transfer fees have been paid within the allotted time frame.
  1. And the bike will be handed from the seller to the purchaser after the RTO has successfully verified everything.

Documents Needed to Transfer

 The legal successor is expected to take ownership of the bike if the owner passes away. Here is a quick overview of the other documentation you would need to provide in addition to the ones listed above to complete the transfer of bike ownership.

  1. Death certificate for the bike's owner
  2. The transferee properly completed Forms 30 and 31
  3. Succession authorization
  4. Notification of No Objection
  5. Copy of the bike insurance policy with self-attestation
  6. A duplicate of the transferee's Form 60 or PAN card
  7. Identification with the seller's signature
  8. Verification of vehicles on Form 20

Bike Transfer Fees

 The fees associated with transferring bike ownership are quite low and are not anticipated to have any financial consequences. Here is the cost of transferring ownership of a bicycle.

RTO Fees

Depending upon the state where you transfer your bike, Regional Transport Offices charge very reasonable bike transfer fees that range from around Rs. 30 to Rs. 35.

Charges for Smart Cards

RTOs now offer registration certificates (RCs) in the form of smart cards all across the nation. 200 rupees is the price for the smart card.

Total Expenses

The entire sum that you're going to pay for the ownership transfer of a bike will probably be in the neighbourhood of Rs. 230 to Rs. 235.

Transferring Bike's certificate

 Knowing how to transfer ownership of a bike is insufficient. It is equally important to be informed of the insurance transfer procedure given that you would also need to transfer the insurance policy to your name when you buy a used bike. 

You must inform the insurance company about the transfer of bike ownership to your name within two weeks of the transfer of bike ownership.

The insurance company will want you to produce many documents, including the original insurance policy document, the new Registration Certificate with your name on it, your proof of address and identification, and the purchase receipt, among others.

As soon as the insurance company receives the required paperwork, it will update the insurance certificate and issue a new policy document in your name.

You must notify your regional transport office as soon as you receive the insurance policy with your name altered.


 You have the option to stick with the same insurance company after transferring the policy, or you may buy a new one when the current one expires. When you buy a used motorbike or scooter, one crucial procedure you must complete is the transfer of ownership. Delaying the process could result in you paying astronomical fines or even being imprisoned. Therefore, be sure to finish it on time.

Also Read: What Is Od And Tp In Bike Insurance?


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
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