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5 Steps To Make Sure You Are Happy With Your Bike Insurance Policy


Written by Sharad Bajaj

Updated Mar 20, 2021

You would have purchased a bike insurance policy at some point, but now may be reconsidering whether you are happy with it. Read on to see how you should explore this dilemma.

Bike insurance is an essential purchase as a bike owner. Not only is it mandated by law, it gives you the peace of mind to know your bike is protected and safe and that you would be financially cushioned in the case of any mishap. It is offered by a variety of insurance companies, all offering different features and coverages which would ensure that you would be able to find the right one for you. Selecting which two wheeler insurance company is best for you is an important and crucial task, and you should research well and ensure that you pick the one that is best for you. If your current insurance policy is not one you are satisfied with, here are some criteria which may help you decide if you would like to switch to a different insurance company.

5 Steps To Make Sure You Are Happy With Your Bike Insurance Policy

What Should I Look For In A Bike Insurance Policy?

Look for the following factors in a bike insurance policy and use these criteria to judge whether it is the right one for you. If not, you may switch to a different insurance provider.

1. Reliability

One of the main purposes and advantages of bike insurance is the peace of mind that it gives you, which comes from reliability. Knowing that the company is genuine is definitely an important part of assessing if you are satisfied with it. Search online for the company and view others’ testimonials to assess if it is a good fit for you, and also check their claim settlement record.

2. Terms And Conditions

You should closely examine the terms and conditions of your policy agreement to assess the coverage that is given. To check if you are satisfied with your policy, check the exclusions and inclusions to make sure you will not be unduly disappointed by the coverage that you have availed.

3. Premium Amount

The premium amount is an extremely important factor when it comes to comparing different bike insurance policies. While the cheapest premium may be tempting, also assess the coverage that comes with it. Make sure the premium you are paying matches up to the services you are being promised.

4. Discounts

There are many ways to get a discount on your bike insurance and many insurance companies offer these as a way to attract more customers. Assess these discount options when choosing which insurance policy and insurance company is best for you.


Having insurance for your bike is not only a smart move, but also your legal responsibility. It is important to assess your insurance policy carefully and make sure you are satisfied with it, or you can switch to a different one that better meets your needs and preferences.

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Ways to Get Discounts on Bike Insurance

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.


Written by Sharad Bajaj

Sharad is an insurance industry veteran who has managed motor insurance products for over a decade. Read More

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