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USA Travel Insurance

The USA is recognized as the fourth largest country in the world and a favourite tourist destination among people. From all over the globe, students, individuals, and families come here to witness the glory and beauty of the beautiful places of the United States. However, while planning a tour to the USA, buy yourself a valid travel insurance policy. It will keep you covered against any mishaps that may happen during your journey.

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Buy Best Travel Insurance Plans for your Overseas Journey from Just ₹552 Onwards*
Buy Best Travel Insurance Plans for your Overseas Journey from Just ₹552 Onwards*
  • Loss of passport
    Loss of passport
  • Emergency Medical cover
    Emergency Medical cover
  • Trip delay cover
    Trip delay cover
  • Loss of baggage cover
    Loss of baggage cover

*Standard Terms and Conditions Apply.

Key Benefits Of USA Travel Insurance

A travel insurance policy will protect you while you are away from your loved ones in the United States and if an accident occurs during your journey. Some of the key benefits of USA travel insurance are listed below.

  • Cashless Treatment Benefits:

In case any medical emergency happens to you in the USA, you do not have to worry about paying high medical bills. Simply go to the insurance company's network hospital and receive cashless treatment.

  • Loss of Passport:

Without a passport, you cannot travel to the bustling cities in the USA. Therefore, the insurance company will provide coverage in case your passport is misplaced.

  • Auto-Renewals:

A few insurance companies provide policy renewal features under which an insurer can extend their travel insurance policy for up to 7 days and renew their plan for a total of 365 days of the year.

  • No Pre-medical Examination:

The process of buying a travel insurance policy is simple and hassle-free. This means you can simply buy the plan online without having to undergo any pre-medical examination.

Inclusions of USA Travel Insurance

Here are some of the mishaps that an insurance company will cover in your travel insurance policy.

  • Personal Accident

  • Sickness or bodily injury happened while travelling

  • Coverage for the emergency visit of the family member of the policyholder if he/she is admitted to the hospital in the USA for a long time.

  • Emergency medical evacuation

  • Loss of baggage or any other necessary documents like a passport.

  • Cashless medical treatment in case the insured gets treatment in the network hospital of the insurance company.

Exclusions Of USA Travel Insurance

Listed below are some of the things that are not covered by insurance companies.

  • Any pre-existing ailment or disease such as diabetes, HIV/AIDS, and more.

  • The insurance company will not cover expenses for any cosmetic treatment that you have undertaken in the USA.

  • Suicide or any self-inflicted injury is not covered.

  • Any damage that is happening to the policyholder due to the violation of US laws.

  • Damages that occurred due to war or terrorism in the USA will not be covered by the insurer.

Tourist Places To Visit in USA

The United States is rich with astonishing and eye-catching cities and places where travellers from all over the world visit every year. Some of the best tourist destinations to visit in the USA are listed below.

  • Walt Disney World in Orlando:

One should definitely visit Orlando to experience thrilling rides, interesting shows, and nightlife cuisine, as well as to enjoy a flashback to childhood. You can enjoy the wonders of seven theme parks, including Magic Kingdom, Epcot, Hollywood Studios, Animal Kingdom, and Blizzard Beach Water Park, at Walt Disney World amusement park.

  • Niagra Falls:

Niagra Falls is the most breathtaking place in the USA, where you can immerse yourself in peace. It is located between New York State and the boundaries of Ontario.

  • Las Vegas:

Las Vegas is the most popular place to visit in the USA among youngsters. People come from all over the world to see the beauty at night of America's most famous city.

  • Venice Beach in Los Angeles:

This is the best tourist attraction in the USA, and it is a powerhouse of singers, performers, dancers, jugglers, and more. You can grab a cup of coffee and enjoy live performances by the artists on Venice Beach.

Essentials For Indian Citizens Travelling To USA

Apart from carrying essential documents, you should also bulletproof yourself with a travel insurance policy while travelling to the USA. You can travel in peace knowing that you are covered by your insurance provider. Some of the types of travel insurance among which you can choose are listed below-

  • Student visa

  • Work visa

  • Religious worker visa

  • Domestic worker visa

  • Media or journalist visa

  • Exchange visitor visa

Requirements For USA Visa

Some of the documents required for the USA visa are listed below.

  • Original copy of the passport.

  • A soft and hard copy of the passport-size photograph.

  • Visa application DS-160 with a stamp on the confirmation page from the Visa Application Centre (VAC).

  • Receipt of visa fee as proof of payment.

  • Copy of passbook and bank statements of previous 8-9 months.

  • Copy of Tax ID, Adhaar care, and PAN card.

  • Complete details about your visit to the USA including the date.

  • Company’s business card or an invitation letter from relatives inviting you to the USA.

  • Employment letter issued by the employer. NOC is required if the candidate is a government employee.

USA Travel Safety And Tips

The USA is the safest country to travel to in the world. However, there are some precautions that you should be aware of while travelling in the USA.

  • Though the police authorities patrol the cities, it is recommended to travel during the peak hours usually.

  • Smoking indoors including in bars, pubs, and restaurants is prohibited and against the law.

  • The emergency number applicable in the USA is 911.

  • Don’t forget to book your return flight tickets before the visa ends to avoid any trouble.

Airports in the USA

Before travelling to the United Kingdom, it is necessary to know about the airports in the USA. Apart from making your journey easier, this will ensure that you reach your destinations on time. Listed below are some of the international airports in the USA.

  • O’Hare International Airport at Chicago

  • John F’ Kennedy International Airport

  • Newark Liberty International Airport

  • San Francisco International Airport

  • Washington Dulles International Airport

Best Time to Visit USA

Usually, a lot of visitors travel to the USA during all seasons of the year. However, the most recommendable time to visit the USA is the spring season, which is between April and June. During this time, you can indulge in fun activities and other exciting events happening in the USA.

Things To Do In USA

The United States is a lively country where you can have a lot of fun. Here is a list of things you can do in a country full of enjoyable activities.

  • Amusement Parks:

Universal Studios and Disneyland, situated in California and Orlando, are the world's two best amusement parks. You can enjoy the attractions of rides, games, and more in the best theme parks in the USA.

  • Finger-Licking Cuisines:

You can enjoy mouthwatering "American cuisine" in the peaceful and beautiful ambience of USA cafes and restaurants.

  • Witness Sunset:

If you are looking for a peaceful yet enjoyable thing to do in the USA, visit the Golden Gate Bridge in San Francisco. An eye-catching sunrise and sunset will soothe your vibes all around.

  • The glory of the USA:

Breathtaking views of the historical places of the USA, such as the Grand Canyon and Mt. Rushmore National Memorial, are something that you should not miss while visiting the United States.

Frequently Asked Questions (FAQ)

  • Is it necessary to buy travel insurance in the USA for students?

    Most universities in the USA ask for travel insurance. This is because while living in the USA for two or more years, a student may face any medical problem that can burden him financially. 

  • Can I buy a travel health insurance policy while living in the USA?

    Yes, people from abroad can buy a travel health insurance policy in the USA by paying a higher premium. The insurance plan will provide you with coverage for trip delays, cancelled flights, loss of baggage, and more. 

  • As a tourist, can I avail cashless medical facilities in the USA?

    Yes, you can avail yourself of the benefits of cashless medical facilities in the USA if you are admitted to the network hospital of your respective health insurance company. 

  • What are the parameters I should consider while purchasing travel insurance for the USA?

    While choosing travel insurance for the USA, you should consider factors like premiums, coverage, the policy period, and the claim process. 

  • Can I live permanently in the USA?

    Yes, you can immigrate to the United States by receiving a green card from the authorities. This immigrant visa allows you to work in any profession and can easily be renewed. 

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