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UK Travel Insurance

From picturesque castles to mesmerizing cities, the United Kingdom or the UK is a haven for tourists from all over the world. Apart from sightseeing, many people also visit the UK for pursuing education at some of the top universities such as Cambridge University, Oxford University, and Edinburgh University or for work opportunities. When you travel to the UK, it is important to secure your trip with travel insurance plans. A travel insurance plan offers much-needed assistance when you are in a foreign land. So, here is a guide on UK Travel Insurance.

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Buy Best Travel Insurance Plans for your Overseas Journey from Just ₹552 Onwards*
Buy Best Travel Insurance Plans for your Overseas Journey from Just ₹552 Onwards*
  • Loss of passport
    Loss of passport
  • Emergency Medical cover
    Emergency Medical cover
  • Trip delay cover
    Trip delay cover
  • Loss of baggage cover
    Loss of baggage cover

*Standard Terms and Conditions Apply.

Key Benefits Of UK Travel Insurance

It goes without saying that having a travel insurance policy when you travel to the United Kingdom or the UK provides a safety net. So, listed below are the benefits of having UK Travel Insurance:

  • Travel Assistance: With Travel Insurance, you can get 24*7 travel assistance and stay protected against all uncertainties.

  • Personal Liability Cover: UK Travel Insurance offers cover for personal liability in case you injure or hurt any third party during your trip.

  • Offers Medical Expenses: In case you fall ill during your trip to the UK, then travel insurance covers all the incurred medical expenses. The expenses for medical evacuation are also provided.

  • Passport & Baggage Loss Benefit: With Travel Insurance plans, you can also get protection if your passport or baggage is lost or misplaced while travelling to the UK.

Inclusions & Exclusions Of UK Travel Insurance

There are certain inclusions and exclusions to UK Travel Insurance, a list of which has been provided below:


  • Medical expenses for any illness that occurs during the trip are covered

  • Emergency cash allowance

  • Compensation for lost or delayed baggage

  • Coverage for delayed or cancelled trips and flights

  • Coverage for lost or damaged passport


  • Any pre-existing diseases are not covered

  • Any injury due to self-harm is uncovered

  • Damage to a third party or any injury due to consumption of alcohol and other intoxicants are not covered

  • Any damage that happens if the policyholder violates the law of UK is not covered

Tourist Places To Visit In the UK

Dotted with some of the best tourist places, the list of places to visit in the UK is certainly a long one. To help you out, in the section below we have curated a list of the best tourist places to visit in the UK:

  • Big Ben: One of the best places to catch the views of sunrise and sunset is Big Ben in the UK. Owing to its stunning beauty and significance, Big Ben has even been declared a UNESCO World Heritage Site. Moreover, artists from all over the world make a visit to this alluring site to gain artistic inspiration.

  • Hyde Park: Hyde Park in London is one of the best parks in London. It was once used as a hunting ground and is located near Kensington Palace. A visit to Hyde Park in London can provide you with views of the daily lives of the locals as well as know about their culture. Many tourists enjoy a picnic at this park or some simply click a bunch of pictures to head back with a bagful of memories.

  • Edinburgh: The capital city of Scotland, Edinburgh experiences a huge tourist footfall. The city is home to some of the worth-visiting places like Edinburgh Castle, Royal Palace, Scottish War Memorial, and so many more.

  • Giant’s Causeway: Another place to visit in the United Kingdom is Giant’s Causeway. It is also a World Heritage Site and is a place that has varied columns of different sizes. Moreover, this site of the natural phenomenon was formed 50 billion years ago and has 4,000 polygonal-shaped steps.

  • London Eye: Located near the river Thames, the London Eye is perched at a height of 140 meters. Offering panoramic views of the city and skyline, the London Eye surely tops the list of tourist attractions in London.

Essentials For Indian Citizens Travelling To the UK

In addition to buying travel insurance for a trip to the UK, it is also important to have a valid UK Visa. A UK Visa is indeed the most important document that you need to carry while travelling to the UK. Any foreigner visiting the UK must have a valid visa. As the type of UK visa varies depending on the objective of travel, here are some of the different types of UK Visa:

Based on the duration of stay, the UK visa can be either short-term or long-term visa. You can apply for a UK visa at a British Embassy or Consulate.

Requirements For UK Visa

There are certain documents that are required for applying for a UK Visa, such as the following:

  • A duly-filled UK Visa form

  • Original copy of the passport

  • Coloured passport-size photograph

  • Receipt of visa fee as proof of payment.

  • Copy of passbook and bank statements

  • Copy of Tax ID, Adhaar card, and PAN card

  • Travel booking details

  • Employment letter if you are applying for a work visa and a university enrollment letter if you are applying for a student visa

UK Travel Safety And Tips

The rules and regulations vary depending on the country you are visiting. Even, during your visit to the UK, you need to be aware of certain travel safety tips, as listed below:

  • Follow the local news to be aware of what is happening in the UK.

  • Though the police take care of all the mishaps, if you land in any difficult situation in the UK, dial the emergency number 999 or 112.

  • Do not indulge in any fights or violate local customs.

  • Carry necessary documents like visa, and passport, while travelling in and around the UK.

  • Make sure to carry cash in the local currency of the UK, i.e pound sterling.

Airports In The UK

Prior information about the airports in the UK will help you plan your UK Trip accordingly. So, listed below are the top airport in the UK:

  • Heathrow Airport

  • Gatwick Airport

  • Manchester Airport

  • Birmingham Airport

  • Leeds Bradford Airport

  • Stansted Airport

  • Luton Airport

  • London City Airport

  • NewCastle International Airport

  • Edinburgh Airport

Best Time To Visit the UK

The best time to make a visit to the United Kingdom is during the month of August-November or February-April during which the weather remains relatively pleasant. You must avoid going to the UK during winter months as most of the places in the UK experience chilly temperatures and make it uncomfortable for sightseeing and indulging in other activities.

Things To Do In the UK

While the purpose of a trip to the UK may be varied, there are a few things that all must do. So, here is a list of some of the best things to do in the UK:

  • Visit Windsor Castle: Windsor Castle is located in Berkshire. Tourists visiting this significant castle can get a display of the Royal family. Windsor Castle was built in the 11th century and has been hosting several significant political events.

  • Explore the famous universities: the UK is home to some of the famous universities such as Cambridge University, Oxford University, Edinburgh University, and so many more. You can also make a visit to these universities, while in the UK.

  • Relish the local cuisines: A trip to the UK is simply incomplete without you relishing the local British delicacies such as the cottage pie, bangers and mash, welsh cawl, and more.

  • Capture amazing views of London Bridge: The London Bridge has been built several times and was once the only bridge to offer a crossover of the Thames river. Tourists from all over visit this bridge and capture alluring views of the Thames river and London Bridge.

Frequently Asked Questions (FAQ)

  • Is it mandatory to have travel insurance while travelling to the UK?

    Yes, it is mandatory to have travel insurance while travelling to the UK.

  • Why should I buy travel insurance for the UK?

    You should buy travel insurance for the UK to stay protected against any unforeseen event that may arise during your trip. Travel insurance also has other benefits like providing emergency cash allowance, offering coverage for lost baggage, and more.

  • Can I compare the travel insurance plans?

    Yes, it is always a better idea to compare different travel insurance plans to buy the desired plan at an affordable price.

  • Can I apply for a Schengen visa for going to the UK?

    No, a Schengen visa is not applicable for going to the UK.

  • What is the best time to visit the UK?

    The best time to visit the UK is during the month of August-November or February-April. 

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