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HDFC ERGO Travel Insurance

Headquartered in Mumbai, HDFC Ergo General Insurance is a collaboration between HDFC Ltd. and ERGO International AG. HDFC owns 51% of the total stake and Ergo International on other hand owns the remaining 49% of the stake. In its 20 years of journey, HDFC Ergo has been providing tailor-made insurance plans with multiple add-on options to customers. It has a wide customer base of over 1.5 crore customers.


Some of the insurance products that HDFC Ergo offer includes Travel Insurance, Cyber Insurance, Health Insurance, Marine Insurance, and a few more. Moreover, HDFC Ergo also has a 24*7 customer service facility so that customers can have solutions to their grievances anytime. Read on to know all about the travel insurance plans offered by HDFC Ergo.


Whatsapp number

8169500500

Registered office address

1st Floor, HDFC House, Backbay Reclamation, H. T. Parekh Marg,

Churchgate, Mumbai

Email id for travel insurance claims

travelclaims@hdfcergo.com

Official website

https://www.hdfcergo.com/


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Buy Best Travel Insurance Plans for your Overseas Journey from Just ₹552 Onwards*
Buy Best Travel Insurance Plans for your Overseas Journey from Just ₹552 Onwards*
  • Loss of passport
    Loss of passport
  • Emergency Medical cover
    Emergency Medical cover
  • Trip delay cover
    Trip delay cover
  • Loss of baggage cover
    Loss of baggage cover

*Standard Terms and Conditions Apply.

Why Choose HDFC Ergo Travel Insurance?

HDFC Ergo’s Travel Insurance Plans are designed so that you can travel stress-free anywhere. From trip delays to flight cancellations to medical emergencies during the trip, you can stay assured of getting complete coverage with HDFC Ergo. Besides, HDFC ERGO has several benefits to offer under their travel insurance plans such as the following:

  • There is no health check-up required for buying HDFC Ergo Travel Plan.

  • HDFC ERGO provides emergency medical assistance.

  • Customers can also enjoy round-the-clock assistance if they choose to buy HDFC ERGO Travel Insurance.

  • The travel insurance plans offered by HDFC ERGO are extremely reasonably priced.

Features of HDFC Ergo Travel Insurance

Listed below are some of the features of the HDFC ERGO Travel Insurance Plan:

  • HDFC ERGO provides coverage for most travel-related inconveniences.

  • Offers varied travel plans to cater to the individual needs of travellers.

  • Easy to compare travel insurance plans on HDFC ERGO.

  • 1,00,000 lac network hospitals where policyholders can get cashless treatments.

  • The sum insured goes

Travel Insurance Plans Offered By HDFC Ergo

Here are some of the travel insurance plans offered by HDFC ERGO:


  • Individual Travel Insurance Plan: HDFC ERGO’s Individual Travel Insurance is designed for individual traveller needs.

  • Family Travel Insurance Plan: As the name suggests, HDFC ERGO Family Travel Insurance Plan caters to the family needs of travellers. So, if you are travelling with your family, then a Family Travel Insurance Plan becomes an affordable option.

  • Multi-trip Travel Insurance Plan: A multi-trip travel insurance plan is applicable for multiple trips. You can secure multiple trips under one plan and thus this is a budget-friendly option.

  • Student Travel Insurance Plan: A Student Travel Insurance Plan aims to provide travel insurance to students travelling abroad. With HDFC ERGO Student Travel Plan, you can concentrate stress-free on your studies without worries.

Inclusions And Exclusions Of HDFC Ergo Travel Insurance

Here are some of the inclusions and exclusions of HDFC ERGO Travel Insurance:


Inclusions

  • Covers 25 Schengen countries + 18 Other countries.

  • Medical coverage is provided for individuals who suffer from a permanent or partial disability, accidental death, or any other medical injury. Medical evacuation and medical repatriation are also covered.

  • Journey-related coverage is provided which includes emergency cash allowance, flight delays, hotel accommodations, flight hijacks, personal liability, etc.

  • Loss of baggage, checked-in baggage, and documents is also covered. Delayed baggage is also covered under HDFC ERGO Travel Insurance Plan.


Exclusions

  • Any accident that occurs due to which any law is breached, then cover for such treatment is not offered.

  • Claims raised due to the consumption of intoxicants are not covered.

  • Any claim raised due to pre-existing diseases is not covered.

  • Any treatment related to obesity or cosmetic surgery is not covered.

How To Buy HDFC Ergo Travel Insurance

Here is how you can buy a travel insurance plan with HDFC ERGO:

  • Click on the official website of HDFC ERGO.

  • Next, navigate to the travel insurance page and click on the type of travel insurance plan you wish to buy.

  • Select the number of passengers, travel destination, travel dates, and other details.

  • You will be taken to the quotes page where you can find exact details of the different travel insurance plans.

  • Select a desired travel insurance plan and pay the premium for this plan.

  • After you have successfully paid for the travel insurance plan, you will receive an instant notification about the same.

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Frequently Asked Questions (FAQ)

  • What are the different types of travel insurance plans available on HDFC ERGO?

    On HDFC ERGO, you can find different travel insurance plans such as individual travel insurance, multi-trip travel insurance, student travel insurance, and more.



  • Is there any health check-up required for buying HDFC ERGO Travel Insurance?

    No, there is no requirement for health check-ups for buying HDFC ERGO Travel Insurance.



  • How can I contact HDFC ERGO for travel insurance-related claims?

    You can simply write an email to travelclaims@hdfcergo.com for all travel insurance-related claims.

  • Does HDFC ERGO provide coverage for flight hijacks in their travel insurance plans?

    Yes, coverage for flight hijacks is offered under HDFC ERGO Travel Insurance Plan.



  • Is pre-existing disease covered with HDFC ERGO Travel Insurance Plan?

    Yes, pre-existing disease coverage is offered with HDFC ERGO Travel Insurance Plan. 



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