ICICI Prudential User Reviews
|Claim Settlement Ratio||97.90%|
|Customer Care||10:00 AM to 7:00 PM|
|Death Benefit Paid For||11,212 Policies|
|Total Death Benefit Paid||1,023.64 Crore|
Comparing term plans on InsuranceDekho’s website is quite an easy task. The premium calculator helps to an extent but information on the website about the plan that I wanted helped me make a purchasing decision. I purchased the ICICI Pru IProtect Smart term plan from InsuranceDekho after comparing several term plans.
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Popularly Opted Term Insurance Sum Assured
Why to Buy Term Insurance Policy Online from InsuranceDekho
- Tax benefit upto 1,50,000*
- Claim support everyday 10AM-7PM
- 45 Lacs+ happy customers
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ICICI Prudential Term Insurance Contact Details
Insurance Dekho755 1196 989Mon to Sun 10:00 AM to 7:00 PM
ICICI Prudential Term Insurance1860-266-7766Mon to Sat 10:00 AM to 7:00 PM
Claim Process at ICICI Prudential Term Insurance
Claim IntimationIn the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
Submission of DocumentsClaim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
Claim EvaluationOnce the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
Claim SettlementIf claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.
FAQ About ICICI Prudential Term Insurance
Why should I buy an ICICI Term Insurance plan?
This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.
How much ICICI Prudential Term Insurance cover is needed?
As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income.
Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?
Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.
Does ICICI Prudential Term Insurance policy cover death due to suicides?
Yes, the ICICI Prudential Term Life policy covers death due to suicides.
Which is the minimum age to buy an ICICI Prudential Term Insurance plan?
You can buy the plan at a minimum age of 18 years.