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ICICI Term Insurance User Reviews

151 reviews Rate This
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of ICICI Prudential
4.6
Based on
151 User reviews
  • Well managed website

    The InsuranceDekho website is very well managed which helped me look for various things at ease. I bought the ICICI Prudential IProtect term plan. The plan is actually amazing. After viewing all the plans, I found this plan to be the best one. 

    S
    Suraj Kumar
    On: Mar 31, 2022
  • Compared the plans at ease

    InsuranceDekho is a platform that lets you compare various insurance plans easily and thereby choose the most appropriate plan. I visited their website and chose the ICICI Prudential IProtect term plan. It was worth buying this plan for the benefits it offered allowed me to meet all my needs. 

    A
    Anushka S\ehra
    On: Mar 30, 2022
  • User-friendly website

    The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all. 

    M
    Manya Mishra
    On: Mar 28, 2022
  • Well managed website

    The InsuranceDekho website is very well managed which helped me look for various things at ease. I bought the ICICI Prudential IProtect term plan. The plan is actually amazing. After viewing all the plans, I found this plan to be the best one. 

    S
    Suraj Kumar
    On: Mar 24, 2022
  • User-friendly website

    The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all.

    M
    Manya Mishra
    On: Mar 22, 2022
  • Compared the plans at ease

    InsuranceDekho is a platform that lets you compare various insurance plans easily and thereby choose the most appropriate plan. I visited their website and chose the ICICI Prudential IProtect term plan. It was worth buying this plan for the benefits it offered allowed me to meet all my needs. 

    S
    Satakshi Dharamwal
    On: Mar 21, 2022
  • Quick policy issuance

    I purchased the ICICI Prudential IProtect term plan from the InsuranceDekho website. The policy was issued within several minutes without any paperwork involved. I was guided well by the team at each step, they helped me complete the process smoothly. The plan comes with amazing benefits.

    R
    Raj Aggarwal
    On: Mar 17, 2022
  • User-friendly website

    The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all. 

    M
    Manya Mishra
    On: Mar 16, 2022
  • Quick policy issuance

    I purchased the ICICI Prudential IProtect term plan from the InsuranceDekho website. The policy was issued within several minutes without any paperwork involved. I was guided well by the team at each step, they helped me complete the process smoothly. The plan comes with amazing benefits. 

    R
    Raj Aggarwal
    On: Mar 15, 2022
  • Dedicated customer service

    The InsuranceDekho website provides good customer service. I visited their website to buy the ICICI Prudential IProtect term plan, all my queries were answered by the executive. The plan offers various features and benefits. I am happy with my purchase. 

    M
    Mitali Garg
    On: Mar 14, 2022

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.