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ICICI Term Insurance User Reviews

146 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Choose required coverage to secure your family’s future

50L
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹97.84%
Starting From ₹ 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
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Rating of ICICI Prudential
4.6
Based on
146 User reviews

  • Various plan options

    There are many plan options available to choose from on the InsuranceDekho website. I recently visited them and chose the ICICI Prudential IProtect term plan from their website. The plan is unique in itself and offers varied features and benefits. Loved the plan.

    Read More
    S
    Saurabh Aggarwal
    On: Apr 11, 2022

  • User-friendly website

    The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all. 

    Read More
    M
    Manya Mishra
    On: Apr 08, 2022

  • Compared the plans at ease

      InsuranceDekho is a platform that lets you compare various insurance plans easily and thereby choose the most appropriate plan. I visited their website and chose the ICICI Prudential IProtect term plan. It was worth buying this plan for the benefits it offered allowed me to meet all my needs. 

    Read More
    A
    Anushka Sehra
    On: Apr 06, 2022

  • Dedicated customer service

    The customer service on the InsuranceDekho website is excellent. I went to their website to purchase the ICICI Prudential IProtect term plan, and the executive answered all of my questions. The plan has a number of features and perks. I am satisfied with my buy

    Read More
    R
    Rita Kumari
    On: Apr 05, 2022

  • Various plan options

    There are many plan options available to choose from on the InsuranceDekho website. I recently visited them and chose the ICICI Prudential IProtect term plan from their website. The plan is unique in itself and offers varied features and benefits. Loved the plan. 

    Read More
    A
    Akshita Aggarwal
    On: Apr 04, 2022

  • Well managed website

    The InsuranceDekho website is very well managed which helped me look for various things at ease. I bought the ICICI Prudential IProtect term plan. The plan is actually amazing. After viewing all the plans, I found this plan to be the best one. 

    Read More
    S
    Suraj Kumar
    On: Mar 31, 2022

  • Compared the plans at ease

    InsuranceDekho is a platform that lets you compare various insurance plans easily and thereby choose the most appropriate plan. I visited their website and chose the ICICI Prudential IProtect term plan. It was worth buying this plan for the benefits it offered allowed me to meet all my needs. 

    Read More
    A
    Anushka S\ehra
    On: Mar 30, 2022

  • User-friendly website

    The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all. 

    Read More
    M
    Manya Mishra
    On: Mar 28, 2022

  • Well managed website

    The InsuranceDekho website is very well managed which helped me look for various things at ease. I bought the ICICI Prudential IProtect term plan. The plan is actually amazing. After viewing all the plans, I found this plan to be the best one. 

    Read More
    S
    Suraj Kumar
    On: Mar 24, 2022

  • User-friendly website

    The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all.

    Read More
    M
    Manya Mishra
    On: Mar 22, 2022

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About ICICI Term Insurance

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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