ICICI Term Insurance User Reviews
Claim Settlement Ratio | 97.90% |
Customer Care | 10:00 AM to 7:00 PM |
Death Benefit Paid For | 11,212 Policies |
Inception | 2001 |
Presence | 514 Branches |
Total Death Benefit Paid | 1,023.64 Crore |
Term Life Insurance Premium Calculator
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Choose required coverage to secure your family’s future
Best ICICI Term Insurance Plans

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
Special Exit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹97.84%
Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Tax Benefits
Policy issuance in a timely manner
On the InsuranceDekho website, I purchased the ICICI Pru iProtect Smart plan. Without any documentation, the policy was issued in a matter of minutes. The crew helped me complete the procedure smoothly by guiding me through each step. The plan has numerous advantages.
Read MorePolicy issued at ease
I recently bought the ICICI Prudential IProtect term plan from the InsuranceDekho website. The plan was issued easily without any complications. All I had to do was to follow some simple steps and it was all set. Happy and satisfied with the purchase.
Read MoreDetailed information about each plan
The InsuranceDekho website provides detailed information on each plan they offer. After visiting their website, I read each detail carefully and then chose the ICICI Prudential IProtect term plan for myself. Happy with the purchase.
Read MoreQuick policy issuance
I purchased the ICICI Prudential IProtect term plan from the InsuranceDekho website. The policy was issued within several minutes without any paperwork involved. I was guided well by the team at each step, they helped me complete the process smoothly. The plan comes with amazing benefits.
Read MoreWell managed website
The InsuranceDekho website is very well managed which helped me look for various things at ease. I bought the ICICI Prudential IProtect term plan. The plan is actually amazing. After viewing all the plans, I found this plan to be the best one.
Read MoreVarious plan options
There are many plan options available to choose from on the InsuranceDekho website. I recently visited them and chose the ICICI Prudential IProtect term plan from their website. The plan is unique in itself and offers varied features and benefits. Loved the plan.
Read MoreDedicated customer service
The InsuranceDekho website provides good customer service. I visited their website to buy the ICICI Prudential IProtect term plan, and all my queries were answered by the executive. The plan offers various features and benefits. I am happy with my purchase.
Read MoreDedicated customer service
The customer service on the InsuranceDekho website is excellent. I went to their website to purchase the ICICI Prudential IProtect term plan, and the executive answered all of my questions. The plan has a number of features and perks. I am satisfied with my buy.
Read MoreDedicated customer service
The InsuranceDekho website provides good customer service. I visited their website to buy the ICICI Prudential IProtect term plan, and all my queries were answered by the executive. The plan offers various features and benefits. I am happy with my purchase.
Read MoreWell managed website
The InsuranceDekho website is very well managed which helped me look for various things at ease. I bought the ICICI Prudential IProtect term plan. The plan is actually amazing. After viewing all the plans, I found this plan to be the best one.
Read More
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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
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FAQ About ICICI Term Insurance
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Why should I buy an ICICI Term Insurance plan?
This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.
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How much ICICI Prudential Term Insurance cover is needed?
As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income.
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Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?
Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.
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Does ICICI Prudential Term Insurance policy cover death due to suicides?
Yes, the ICICI Prudential Term Life policy covers death due to suicides.
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Which is the minimum age to buy an ICICI Prudential Term Insurance plan?
You can buy the plan at a minimum age of 18 years.