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ICICI Term Insurance User Reviews

146 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹97.84%
Starting From ₹ 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
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Rating of ICICI Prudential
4.6
Based on
146 User reviews

  • Policy issuance in a timely manner

    On the InsuranceDekho website, I purchased the ICICI Pru iProtect Smart plan. Without any documentation, the policy was issued in a matter of minutes. The crew helped me complete the procedure smoothly by guiding me through each step. The plan has numerous advantages.

    Read More
    P
    Priya Rajput
    On: May 06, 2022

  • Policy issued at ease

    I recently bought the  ICICI Prudential IProtect term plan from the InsuranceDekho website. The plan was issued easily without any complications. All I had to do was to follow some simple steps and it was all set. Happy and satisfied with the purchase. 

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    M
    Manya Suri
    On: May 02, 2022

  • Detailed information about each plan

    The InsuranceDekho website provides detailed information on each plan they offer. After visiting their website, I read each detail carefully and then chose the ICICI Prudential IProtect term plan for myself. Happy with the purchase. 

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    C
    Charu Handa
    On: Apr 28, 2022

  • Quick policy issuance

    I purchased the ICICI Prudential IProtect term plan from the InsuranceDekho website. The policy was issued within several minutes without any paperwork involved. I was guided well by the team at each step, they helped me complete the process smoothly. The plan comes with amazing benefits.

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    R
    Raj Aggarwal
    On: Apr 26, 2022

  • Well managed website

    The InsuranceDekho website is very well managed which helped me look for various things at ease. I bought the ICICI Prudential IProtect term plan. The plan is actually amazing. After viewing all the plans, I found this plan to be the best one. 

    Read More
    S
    Suraj Kumar
    On: Apr 25, 2022

  • Various plan options

    There are many plan options available to choose from on the InsuranceDekho website. I recently visited them and chose the ICICI Prudential IProtect term plan from their website. The plan is unique in itself and offers varied features and benefits. Loved the plan. 

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    S
    Saurabh Aggarwal
    On: Apr 21, 2022

  • Dedicated customer service

    The InsuranceDekho website provides good customer service. I visited their website to buy the ICICI Prudential IProtect term plan, and all my queries were answered by the executive. The plan offers various features and benefits. I am happy with my purchase.

    Read More
    M
    Mitali Garg
    On: Apr 15, 2022

  • Dedicated customer service

    The customer service on the InsuranceDekho website is excellent. I went to their website to purchase the ICICI Prudential IProtect term plan, and the executive answered all of my questions. The plan has a number of features and perks. I am satisfied with my buy.

    Read More
    R
    Rita Kumari
    On: Apr 14, 2022

  • Dedicated customer service

    The InsuranceDekho website provides good customer service. I visited their website to buy the ICICI Prudential IProtect term plan, and all my queries were answered by the executive. The plan offers various features and benefits. I am happy with my purchase.

    Read More
    M
    Mitali Garg
    On: Apr 13, 2022

  • Well managed website

    The InsuranceDekho website is very well managed which helped me look for various things at ease. I bought the ICICI Prudential IProtect term plan. The plan is actually amazing. After viewing all the plans, I found this plan to be the best one. 

    Read More
    S
    Suraj Kumar
    On: Apr 12, 2022

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About ICICI Term Insurance

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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