ICICI Term Insurance User Reviews
Claim Settlement Ratio | 97.90% |
Customer Care | 10:00 AM to 7:00 PM |
Death Benefit Paid For | 11,212 Policies |
Inception | 2001 |
Presence | 514 Branches |
Total Death Benefit Paid | 1,023.64 Crore |
Term Life Insurance Premium Calculator
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Choose required coverage to secure your family’s future
Best ICICI Term Insurance Plans

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
Special Exit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹97.84%
Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Tax Benefits
7 days availability
The InsuranceDekho website provides its services on all 7 days of the week. I bought the ICICI Prudential Term Insurance plan. Their 7 days availability made it easier for me to get my policy renewed on the website with the help of a customer care executive even on a Sunday. I am happy with this service they offer, and also with the plan I bought.
Read MoreMust-buy policy
The ICICI Prudential Term Insurance Plan is a must-buy policy that I recently bought at InsuranceDekho. I bought it on a friend’s recommendation even after already having a regular health insurance policy. I recommend everyone to buy this policy.
Read MorePremium calculation
The InsuranceDekho website is quite easy to use. I found an online premium calculator tool on the portal to compare the plans. The online tool was very easy to use and displayed several term plans according to my budget and requirements. After comparing, I chose the ICICI Prudential Term Insurance plan from their website. It was very easy for me to look for benefits and everything on their website
Read MoreGuided by experts
The process of buying the ICICI Prudential Term Insurance Policy at InsuranceDekho was guided by a team of experts. The team looked after my queries on priority as well as made sure that I face no problem in buying the plan.
Read MoreCovered for unexpected medical expenses
I highly recommend the ICICI Prudential Term Insurance Policy from the InsuranceDekho, if you are looking for total coverage. The policy totally covers you for unexpected medical expenses in an affordable way and protects you and your family from any financial burden.
Read MoreCompetitive pricing and flexible payment options
InsuranceDekho has the most amazing and competitive prices for its policies that come with flexible payment options. They offer a variety of payment plans which made it easy for me to opt for the ICICI Prudential Term Insurance Policy. I was impressed with the value they offered.
Read MoreExpert Guidance
At InsuranceDekho, you get expert guidance in choosing the right coverage for you. I got the best guidance while looking for a term plan. I ended up buying the ICICI Prudential Term Insurance Plan. Thanks to the customer care executive for guiding me well.
Read MoreCould easily connect through the chat box feature
The InsuranceDekho website has a chat box feature which is very helpful. I used it while buying the ICICI Prudential Term Insurance plan, I had listed all my queries on the chat box section and received prompt replies from their end, which helped me finally make a decision to purchase the policy from them. Thanks for being so persuasive.
Read MoreWell-guided by the experts
The process of buying any policy from the InsuranceDekho website is well-guided by experts. I received advice from these experts which in turn helped me to buy the ICICI Prudential Term Insurance plan from there. They not only explained the policies to me but also helped me pick up the best policy. Thank you for the unbiased opinions.
Read MoreVarious knowledgeable resources are available
The InsuranceDekho website has the availability of varied knowledgeable resources like articles, etc. While buying the ICICI Prudential Term Insurance, I read different articles which were nicely written and had a lot of information to gain from. I got to know a lot of things, which I didn't know before.
Read More
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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
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FAQ About ICICI Term Insurance
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Why should I buy an ICICI Term Insurance plan?
This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.
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How much ICICI Prudential Term Insurance cover is needed?
As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income.
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Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?
Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.
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Does ICICI Prudential Term Insurance policy cover death due to suicides?
Yes, the ICICI Prudential Term Life policy covers death due to suicides.
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Which is the minimum age to buy an ICICI Prudential Term Insurance plan?
You can buy the plan at a minimum age of 18 years.