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ICICI Term Insurance User Reviews

151 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

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1.5 Crore
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  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.01%
Starting From ₹ 697/Month
Claim Settlement 4hr Claim Settlement
Key Features:
  • Right Green Tick Annual Health Checkup
  • Right Green Tick Terminal illness
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Rating of ICICI Prudential
4.6
Based on
151 User reviews

  • Substantial benefits

    The ICICI Prudential Term Insurance Policy has been a game-changer for me and my family. It offers substantial benefits at an affordable price, ensuring that my loved ones will be taken care of if anything happens to me. I appreciate the flexibility of the term length options. It's a practical and reliable solution that I'm glad I invested in.

    S
    Sandeep Pujari
    On: May 29, 2023

  • Understood the benefits of a term plan

    With the help of the team members of InsuranceDekho, I was able to understand the benefits of different term plans easily. Upon understanding the benefits, I finally decided to buy the ICICI Prudential Term Insurance Policy from InsuranceDekho.

    P
    Pankaj Dutta
    On: May 24, 2023

  • Price comparison

    It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I compared and selected ICICI Prudential Term Insurance Policy from InsuranceDekho.

    H
    Himanshi Solanki
    On: May 18, 2023

  • I got personalized advice at home

    The team of InsuranceDekho made a visit at home and helped me in selecting the desired term plan. So, I opted for personalized advice and bought the ICICI Prudential Term Insurance Policy from InsuranceDekho. 

    M
    Mahima Joshi
    On: May 11, 2023

  • No need to do the paperwork

    I recently bought the ICICI Prudential Term Insurance policy from the InsuranceDekho website and I was very impressed to see that we did not have to do any paperwork.  I was able to upload the documents on the portal rather than submitting the paperwork. I was highly impressed by the paper-free policy issuance offered by InsuranceDekho. It is a very great initiative taken by the team to provide a seamless experience for everybody. 

    S
    Suresh Tyagi
    On: May 08, 2023

  • 7 days availability

    The InsuranceDekho website provides its services on all 7 days of the week. I bought the ICICI Prudential Term Insurance plan. Their 7 days availability made it easier for me to get my policy renewed on the website with the help of a customer care executive even on a Sunday. I am happy with this service they offer, and also with the plan I bought. 

    S
    Swati Iyengar
    On: May 04, 2023

  • Must-buy policy

    The ICICI Prudential Term Insurance Plan is a must-buy policy that I recently bought at InsuranceDekho. I bought it on a friend’s recommendation even after already having a regular health insurance policy. I recommend everyone to buy this policy. 

    O
    Onkar Randhawa
    On: Apr 27, 2023

  • Premium calculation

    The InsuranceDekho website is quite easy to use. I found an online premium calculator tool on the portal to compare the plans. The online tool was very easy to use and displayed several term plans according to my budget and requirements. After comparing, I chose the ICICI Prudential Term Insurance plan from their website. It was very easy for me to look for benefits and everything on their website 

    K
    Kunika Sharma
    On: Apr 24, 2023

  • Guided by experts

    The process of buying the ICICI Prudential Term Insurance Policy at InsuranceDekho was guided by a team of experts. The team looked after my queries on priority as well as made sure that I face no problem in buying the plan. 

    K
    Kunal Mehra
    On: Apr 12, 2023

  • Covered for unexpected medical expenses

    I highly recommend the ICICI Prudential Term Insurance Policy from the InsuranceDekho, if you are looking for total coverage. The policy totally covers you for unexpected medical expenses in an affordable way and protects you and your family from any financial burden.

    S
    Subhajit Dutta
    On: Apr 10, 2023

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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