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ICICI Term Insurance User Reviews

146 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹97.84%
Starting From ₹ 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
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Rating of ICICI Prudential
4.6
Based on
146 User reviews

  • 7 days availability

    The InsuranceDekho website provides its services on all 7 days of the week. I bought the ICICI Prudential Term Insurance plan. Their 7 days availability made it easier for me to get my policy renewed on the website with the help of a customer care executive even on a Sunday. I am happy with this service they offer, and also with the plan I bought. 

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    S
    Swati Iyengar
    On: May 04, 2023

  • Must-buy policy

    The ICICI Prudential Term Insurance Plan is a must-buy policy that I recently bought at InsuranceDekho. I bought it on a friend’s recommendation even after already having a regular health insurance policy. I recommend everyone to buy this policy. 

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    O
    Onkar Randhawa
    On: Apr 27, 2023

  • Premium calculation

    The InsuranceDekho website is quite easy to use. I found an online premium calculator tool on the portal to compare the plans. The online tool was very easy to use and displayed several term plans according to my budget and requirements. After comparing, I chose the ICICI Prudential Term Insurance plan from their website. It was very easy for me to look for benefits and everything on their website 

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    K
    Kunika Sharma
    On: Apr 24, 2023

  • Guided by experts

    The process of buying the ICICI Prudential Term Insurance Policy at InsuranceDekho was guided by a team of experts. The team looked after my queries on priority as well as made sure that I face no problem in buying the plan. 

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    K
    Kunal Mehra
    On: Apr 12, 2023

  • Covered for unexpected medical expenses

    I highly recommend the ICICI Prudential Term Insurance Policy from the InsuranceDekho, if you are looking for total coverage. The policy totally covers you for unexpected medical expenses in an affordable way and protects you and your family from any financial burden.

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    S
    Subhajit Dutta
    On: Apr 10, 2023

  • Competitive pricing and flexible payment options

    InsuranceDekho has the most amazing and competitive prices for its policies that come with flexible payment options. They offer a variety of payment plans which made it easy for me to opt for the ICICI Prudential Term Insurance Policy. I was impressed with the value they offered.

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    G
    Gayatri Sharma
    On: Apr 05, 2023

  • Expert Guidance

    At InsuranceDekho, you get expert guidance in choosing the right coverage for you. I got the best guidance while looking for a term plan. I ended up buying the ICICI Prudential Term Insurance Plan. Thanks to the customer care executive for guiding me well. 

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    R
    Rita Bhasin
    On: Mar 31, 2023

  • Could easily connect through the chat box feature

    The InsuranceDekho website has a chat box feature which is very helpful. I used it while buying the ICICI Prudential Term Insurance plan, I had listed all my queries on the chat box section and received prompt replies from their end, which helped me finally make a decision to purchase the policy from them. Thanks for being so persuasive. 

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    A
    Aparna Nath
    On: Mar 27, 2023

  • Well-guided by the experts

      The process of buying any policy from the InsuranceDekho website is well-guided by experts. I received advice from these experts which in turn helped me to buy the ICICI Prudential Term Insurance plan from there. They not only explained the policies to me but also helped me pick up the best policy. Thank you for the unbiased opinions. 

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    M
    Mandeep Sandhu
    On: Mar 23, 2023

  • Various knowledgeable resources are available

      The InsuranceDekho website has the availability of varied knowledgeable resources like articles, etc. While buying the ICICI Prudential Term Insurance, I read different articles which were nicely written and had a lot of information to gain from. I got to know a lot of things, which I didn't know before. 

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    S
    Sana Haider
    On: Mar 21, 2023

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About ICICI Term Insurance

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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