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ICICI Term Insurance User Reviews

151 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Choose required coverage to secure your family’s future

50L
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
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Rating of ICICI Prudential
4.6
Based on
151 User reviews

  • Very nice company

    My experience with my ICICI Prudential POS iProtect Smart term insurance plan purchase at InsuranceDekho went very well. The team helped me at every step and even after purchase they informed me about premium payment dates. So impressed!   

    A
    Amar Singh
    On: Jul 23, 2021

  • Happy with the services

    It is my first insurance experience. I recently got an ICICI Prudential POS iProtect Smart plan issued. I would like to thank the entire team of InsuranceDekho for making the process smooth and guiding me whenever I required help. 

    S
    Sajjan Singh
    On: Jul 21, 2021

  • Got good term insurance plan

    I was highly concerned about the financial safety of my family. That’s when I was recommended ICICI Prudential iProtect Smart policy by the InsuranceDekho team. Now that I have this plan, I am satisfied and relieved. Thanks to InsuranceDekho! 

    N
    Narayan Das
    On: Jul 16, 2021

  • Ideal term insurance

    I bought a term insurance plan from ICICI Prudential that suits all my needs. It has happened only with the help of InsuranceDekho for letting me compare different policy options and find an ideal plan for me. 

    G
    Gaurav Seth
    On: Jul 14, 2021

  • Ideal term insurance

    I bought a term insurance plan from ICICI Prudential that suits all my needs. It has happened only with the help of InsuranceDekho for letting me compare different policy options and find an ideal plan for me. 

    G
    Gaurav Seth
    On: Jul 14, 2021

  • Got the best term plan

    I was longing for a term insurance plan that meets my needs perfectly. Glad to say InsuranceDekho helped me find ICICI Prudential’s ICICI Pru iProtect Smart plan. The plan comes at a low premium cost and offers a high sum assured.

    P
    Praveen Garg
    On: Jul 12, 2021

  • High claim settlement ratios

    The term insurance companies listed on InsuranceDekho have high claim settlement ratios. This makes them trustworthy. I checked the claim settlement ratios. I compared and bought ICICI Prudential iProtect Smart plan. 

    G
    Gargi Bose
    On: Jul 09, 2021

  • Customer-friendly website

    I was settling a death claim under ICICI Prudential POS iProtect Smart Plan on InsuranceDekho. I saw how the team takes care of their customers and conducts the claim settlement as smoothly as possible. This gesture is appreciable during the hard times! 

    R
    Rupasrota Ghoshal
    On: Jul 07, 2021

  • Resolves all kinds of queries

    I am a policyholder of ICICI Prudential iProtect Smart term insurance plan. My term plan includes coverage against various critical illnesses and I wanted to know the names of those illnesses. I came to InsuranceDekho with this query regarding the plan’s coverage and it got resolved instantly. 

    M
    Mahim Palkar
    On: Jul 05, 2021

  • Keeps me updated

    I am a policyholder of ICICI Prudential POS iProtect Smart term insurance plan. The policy was issued from InsuranceDekho 2 years ago. Since then I receive nitty-gritty regarding my policy as well as reminders of upcoming premium payment dates via email. It feels nice to stay updated! 

    N
    Nirmal Paul
    On: Jul 02, 2021

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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