ICICI Term Insurance User Reviews
Claim Settlement Ratio | 97.90% |
Customer Care | 10:00 AM to 7:00 PM |
Death Benefit Paid For | 11,212 Policies |
Inception | 2001 |
Presence | 514 Branches |
Total Death Benefit Paid | 1,023.64 Crore |
Term Life Insurance Premium Calculator
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Choose required coverage to secure your family’s future
Best ICICI Term Insurance Plans

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
Zero Cost Benefit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹97.84%
Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Tax Benefits
Special Exit Benefit

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.4%
Tax Benefits
Terminal illness
Excellent customer services received
Before purchasing the ICICI Pru IProtect Smart term insurance policy, I had my doubts and queries related to the policy issuance. The customer care team at InsuranceDekho offered to guide me through the policy issuance process and provided answers to my queries. I am extremely satisfied with the services received.
Read MoreBest Insurance Companies
At InsuranceDekho I was introduced to some of the best insurance companies. When I opened the website, I got a list of insurance companies with high claim settlement ratios. I compared several term insurance policies and purchased ICICI Pru IProtect Smart Term Plan.
Read MoreEasy policy comparison
At InsuranceDekho’s website I was able to compare different term insurance plans offered by different life insurance companies, at once. The website is quite informative and the details of different plans available on the website helped me choose ICICI iProtect Smart Plan.
Read MoreMultiple payment modes
I purchased ICICI Prudential POS iProtect Smart plan from InsuranceDekho and I was quite impressed because the website allowed me to make payments via net banking, debit/credit card and e-wallets. I was highly impressed with the payment mode options, and would recommend it to others.
Read MoreGot a good term plan
I wanted a term insurance plan that fulfilled my requirements under my budget. InsuranceDekho helped me purchase ICICI Pru IProtect Smart term plan at an affordable price.
Read MoreSuperb experience
My experience with the InsuranceDekho team for buying my ICICI Prudential iProtect Smart policy was superb. I got complete help from the team during the policy purchase. Would definitely recommend it to others!
Read MoreVery nice company
My experience with my ICICI Prudential POS iProtect Smart term insurance plan purchase at InsuranceDekho went very well. The team helped me at every step and even after purchase they informed me about premium payment dates. So impressed!
Read MoreHappy with the services
It is my first insurance experience. I recently got an ICICI Prudential POS iProtect Smart plan issued. I would like to thank the entire team of InsuranceDekho for making the process smooth and guiding me whenever I required help.
Read MoreGot good term insurance plan
I was highly concerned about the financial safety of my family. That’s when I was recommended ICICI Prudential iProtect Smart policy by the InsuranceDekho team. Now that I have this plan, I am satisfied and relieved. Thanks to InsuranceDekho!
Read MoreIdeal term insurance
I bought a term insurance plan from ICICI Prudential that suits all my needs. It has happened only with the help of InsuranceDekho for letting me compare different policy options and find an ideal plan for me.
Read More
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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
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FAQ About ICICI Term Insurance
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Why should I buy an ICICI Term Insurance plan?
This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.
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How much ICICI Prudential Term Insurance cover is needed?
As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income.
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Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?
Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.
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Does ICICI Prudential Term Insurance policy cover death due to suicides?
Yes, the ICICI Prudential Term Life policy covers death due to suicides.
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Which is the minimum age to buy an ICICI Prudential Term Insurance plan?
You can buy the plan at a minimum age of 18 years.