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ICICI Term Insurance User Reviews

151 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of ICICI Prudential
4.6
Based on
151 User reviews

  • Great information on the website

    From the life insurance news section of the InsuranceDekho website, I learned a lot about term insurance plans. I got to know about a risk protection plan which can provide financial protection to my family in my absence. I chose ICICI Pru IProtect Smart plan because it fit my requirements and budget. 

    H
    Harpreet Singh
    On: Sep 02, 2021

  • Found the best insurance companies

    At the InsuranceDekho website I found some of the best insurance companies. The organisation has a wide range of term insurance plans offered by some of the leading insurance companies in India. I compared several plans and purchased ICICI Pru IProtect Smart term insurance plan. 

    K
    Ketan Srini
    On: Sep 01, 2021

  • Happy with my term plan

    I was looking for a reliable, affordable term plan. Thanks to InsuranceDekho, I found ICICI Pru iProtect Smart. Must say that it fits my needs perfectly without any budget constraint. 

    G
    Gaurang Tiwari
    On: Aug 26, 2021

  • Got a term plan within my budget

    At the InsuranceDekho website I was able to compare plans according to my budget and my requirements. The online premium calculator tool definitely helped me compare term plans according to my budget. I selected and purchased ICICI Pru IProtect Smart term insurance policy. 

    A
    Anup Chheda
    On: Aug 25, 2021

  • Excellent customer services received

    Before purchasing the ICICI Pru IProtect Smart term insurance policy, I had my doubts and queries related to the policy issuance. The customer care team at InsuranceDekho offered to guide me through the policy issuance process and provided answers to my queries. I am extremely satisfied with the services received. 

    R
    Richa Thappar
    On: Aug 18, 2021

  • Best Insurance Companies

    At InsuranceDekho I was introduced to some of the best insurance companies. When I opened the website, I got a list of insurance companies with high claim settlement ratios. I compared several term insurance policies and purchased ICICI Pru IProtect Smart Term Plan. 

    I
    Imaran Shahid
    On: Aug 11, 2021

  • Easy policy comparison

    At InsuranceDekho’s website I was able to compare different term insurance plans offered by different life insurance companies, at once. The website is quite informative and the details of different plans available on the website helped me choose ICICI iProtect Smart Plan. 

    A
    Arun Sahni
    On: Aug 10, 2021

  • Multiple payment modes

    I purchased ICICI Prudential POS iProtect Smart plan from InsuranceDekho and I was quite impressed because the website allowed me to make payments via net banking, debit/credit card and e-wallets. I was highly impressed with the payment mode options, and would recommend it to others. 

    Y
    Yamir Shameem
    On: Aug 04, 2021

  • Got a good term plan

    I wanted a term insurance plan that fulfilled my requirements under my budget. InsuranceDekho helped me purchase ICICI Pru IProtect Smart term plan at an affordable price. 

    M
    Mayank Arora
    On: Jul 28, 2021

  • Superb experience

    My experience with the InsuranceDekho team for buying my ICICI Prudential iProtect Smart policy was superb. I got complete help from the team during the policy purchase. Would definitely recommend it to others! 

    S
    Saket Singh
    On: Jul 26, 2021

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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