ICICI Term Insurance User Reviews
Claim Settlement Ratio | 97.90% |
Customer Care | 10:00 AM to 7:00 PM |
Death Benefit Paid For | 11,212 Policies |
Inception | 2001 |
Presence | 514 Branches |
Total Death Benefit Paid | 1,023.64 Crore |
Term Life Insurance Premium Calculator
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Choose required coverage to secure your family’s future
Best ICICI Term Insurance Plans

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
Special Exit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹97.84%
Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Tax Benefits
Smooth payment process
I am thankful for InsuranceDekho for simplifying the purchasing process and providing multiple payment options to choose from. While purchasing the ICICI Prudential IProtect Return of Premium policy, I had the option to choose a payment gateway of my preference. I purchased the policy by making payment from my Debit card.
Read MoreEasy premium calculation
While purchasing a term plan from InsuranceDekho I learnt about the online term insurance premium calculator from which I was able to estimate premiums for different term plans. After comparing several term insurance plans I purchased the ICICI Prudential IProtect Return of Premium term plan from InsuranceDekho. The premium calculator was easy to use. ...
Read MoreWide variety of term plans
At InsuranceDekho I found some of the best term insurance plans. InsuranceDekho offers some best term plans offered by some of the best insurance companies. I was able to compare different term plans according to my budget and requirements. I purchased ICICI Pru IProtect Smart Term Plan.
Read MoreQuick policy issuance
I bought ICICI Prudential IProtect Smart plan from InsuranceDekho. I must say the policy issuance was hassle-free and very quick. As soon as I made the premium payment the policy details and policy documents were sent to my mail ID.
Read MoreInformative website
While purchasing the ICICI Pru IProtect Smart term plan from InsuranceDekho I got to know about different riders that were suitable for my term plan according to my requirements and budget. InsuranceDekho’s website is very informative.
Read MoreBough a good term plan
I wanted a term plan that was affordable and provided good coverage. After several term plans I purchased ICICI Pru IProtect Smart Term Insurance Plan from InsuranceDekho. I am extremely satisfied with my purchase.
Read MoreGot to know about Claim Settlement Ratio
While purchasing ICICI Pru IProtect Smart term plan from InsuranceDekho I got to know about Claim Settlement Ratio and how important it is while choosing an insurance provider. On the basis of the claim settlement ratio I found a list of insurance companies to choose from.
Read MoreTime saver website
All the term insurance policy services such as renewal, claim settlement process, policy issuance are time-saving on InsuranceDekho’s website. By following the instructions on the website it took me less than 5 minutes to purchase ICICI Pru IProtect Smart Plan.
Read MoreDedicated support team
InsuranceDekho has a knowledgeable customer support team which is dedicated to provide effective solutions for its customers. I had some queries related to my ICICI Pru IProtect Smart term plan and the customer support specialist answered my queries.
Read MoreGot the best policy
I am new to the insurance world. Buying a good policy was the best challenge for me, but thankfully I found InsuranceDekho. The team helped me buy the best possible plan, i.e, ICICI Prudential iProtect Smart policy. I am so happy and relieved. I would recommend InsuranceDekho to all.
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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
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FAQ About ICICI Term Insurance
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Why should I buy an ICICI Term Insurance plan?
This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.
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How much ICICI Prudential Term Insurance cover is needed?
As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income.
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Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?
Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.
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Does ICICI Prudential Term Insurance policy cover death due to suicides?
Yes, the ICICI Prudential Term Life policy covers death due to suicides.
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Which is the minimum age to buy an ICICI Prudential Term Insurance plan?
You can buy the plan at a minimum age of 18 years.