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ICICI Term Insurance User Reviews

146 reviews Rate This
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

Term Life Insurance Premium Calculator


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Choose required coverage to secure your family’s future

Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
    Tax Free
    1 Cr
Starting From 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
See More Plans
Rating of ICICI Prudential
Based on
146 User reviews
  • Smooth payment process

    I am thankful for InsuranceDekho for simplifying the purchasing process and providing multiple payment options to choose from. While purchasing the ICICI Prudential IProtect Return of Premium policy, I had the option to choose a payment gateway of my preference. I purchased the policy by making payment from my Debit card.

    Read More
    Rajat Mukund
    On: Dec 23, 2021
  • Easy premium calculation

    While purchasing a term plan from InsuranceDekho I learnt about the online term insurance premium calculator from which I was able to estimate premiums for different term plans. After comparing several term insurance plans I purchased the ICICI Prudential IProtect Return of Premium term plan from InsuranceDekho. The premium calculator was easy to use. ...

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    Aagney Cansai
    On: Dec 21, 2021
  • Wide variety of term plans

    At InsuranceDekho I found some of the best term insurance plans. InsuranceDekho offers some best term plans offered by some of the best insurance companies. I was able to compare different term plans according to my budget and requirements. I purchased ICICI Pru IProtect Smart Term Plan.

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    Nikita Arora
    On: Dec 14, 2021
  • Quick policy issuance

    I bought ICICI Prudential IProtect Smart plan from InsuranceDekho. I must say the policy issuance was hassle-free and very quick. As soon as I made the premium payment the policy details and policy documents were sent to my mail ID.

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    Shakti Manoj
    On: Nov 24, 2021
  • Informative website

    While purchasing the ICICI Pru IProtect Smart term plan from InsuranceDekho I got to know about different riders that were suitable for my term plan according to my requirements and budget. InsuranceDekho’s website is very informative.

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    Manas Dehiya
    On: Nov 23, 2021
  • Bough a good term plan

    I wanted a term plan that was affordable and provided good coverage. After several term plans I purchased ICICI Pru IProtect Smart Term Insurance Plan from InsuranceDekho. I am extremely satisfied with my purchase. 

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    Uday Mehta
    On: Nov 18, 2021
  • Got to know about Claim Settlement Ratio

    While purchasing ICICI Pru IProtect Smart term plan from InsuranceDekho I got to know about Claim Settlement Ratio and how important it is while choosing an insurance provider. On the basis of the claim settlement ratio I found a list of insurance companies to choose from. 

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    Chandresh Pichai
    On: Nov 16, 2021
  • Time saver website

    All the term insurance policy services such as renewal, claim settlement process, policy issuance are time-saving on InsuranceDekho’s website. By following the instructions on the website it took me less than 5 minutes to purchase ICICI Pru IProtect Smart Plan. 

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    Narayan Lalit
    On: Nov 09, 2021
  • Dedicated support team

    InsuranceDekho has a knowledgeable customer support team which is dedicated to provide effective solutions for its customers. I had some queries related to my ICICI Pru IProtect Smart term plan and the customer support specialist answered my queries. 

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    Suyash Raman
    On: Nov 03, 2021
  • Got the best policy

    I am new to the insurance world. Buying a good policy was the best challenge for me, but thankfully I found InsuranceDekho. The team helped me buy the best possible plan, i.e, ICICI Prudential iProtect Smart policy. I am so happy and relieved. I would recommend InsuranceDekho to all. 

    Read More
    Jyoti Prasad Pandey
    On: Oct 28, 2021

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About ICICI Term Insurance

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.