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Aditya Birla Sun Life Term Insurance User Reviews

158 reviews Rate This
Highlights
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aditya Birla Sun Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aditya Birla
4.7
Based on
158 User reviews
  • Helpful customer care services

    I had some queries related to my Aditya Birla DigiShield term plans which I had purchased from InsuranceDekho. So I contacted the customer care number of InsuranceDekho to get my queries resolved, the customer care assistant listened to my queries and provided me with effective solutions. 

    T
    Tanmay Dabur
    On: Mar 29, 2022
  • Helpful customer care services

    I had some queries related to my Aditya Birla DigiShield term plans which I had purchased from InsuranceDekho. So I contacted the customer care number of InsuranceDekho to get my queries resolved, the customer care assistant listened to my queries and provided me with effective solutions. 

    T
    Tanmay Dabur
    On: Mar 25, 2022
  • The easy claim settlement process

    I filed a claim on the InsuranceDekho website since I was secured with the Aditya Birla Digitised term plan. The process was quick and easy. I got my claim settled in very little time. Thanks to the team for their guidance and assistance. 

    A
    Anushka Sehra
    On: Mar 24, 2022
  • Detailed information

    The InsuranceDekho website provides detailed information about each plan they provide, and each service they provide. After going through each and every plan, I chose the Aditya Birla DigiShield term plan. I love the plan for all its benefits and features.   

    A
    Amar Singh
    On: Mar 17, 2022
  • Reminder feature is too good

    The InsuranceDekho website has a reminder feature. I had bought the Aditya Birla Digishield plan for myself sometime back from their website. I loved the plan so much for its benefits. Now, the plan needs to be renewed from time to time, for this, the reminder feature on their website keeps track and keeps reminding me from time to time to renew my policy. 

    R
    Rupali Dutt
    On: Mar 09, 2022
  • Budget-friendly plans

    At InsuranceDekho I was able to find some best term plans offered by top insurance companies in India. It was very easy for me to compare some of the best term insurance plans on one platform. I used the premium calculator to compare term plans within my budgets and after comparing I purchased Aditya Birla digishield plan from InsuranceDekho without any hassles.

    A
    Ansh Gambhir
    On: Mar 08, 2022
  • Customer care service

    The customer care service of the InsuranceDekho website is impressive. I bought the Aditya Birla Digishield term plan. While buying the plan, I wanted some guidance in the purchasing process. I contacted the team and they attended to me very nicely and helped me in completing the process easily. 

    S
    Surbhi Prakash
    On: Mar 07, 2022
  • So many good and big companies

    The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. I found some of the best insurance companies listed on InsuranceDekho’s website. The information on the website regarding the insurance gave me the confidence to choose and purchase Aditya Birla DigiShield Plan from InsuranceDekho. I am very happy with my purchase....

    N
    Nitesh Barman
    On: Mar 04, 2022
  • Detailed information

    The InsuranceDekho website provides detailed information about each plan they provide, and each service they provide. After going through each and every plan, I chose the Aditya Birla DigiShield term plan. I love the plan for all its benefits and features. 

    A
    Amar Singh
    On: Mar 03, 2022
  • Detailed information

    The InsuranceDekho website provides detailed information about each plan they provide, and each service they provide. After going through each and every plan, I chose the Aditya Birla DigiShield term plan. I love the plan for all its benefits and features. 

    A
    Amar Singh
    On: Feb 17, 2022

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Aditya Birla Sun Life Term Insurance Contact Details

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Claim Process at Aditya Birla Sun Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What Term Insurance plans does Aditya Birla Sun Life Insurance offer?

    Under the Term insurance category, Aditya Birla Sun Life offers five plans namely- Aditya Birla Sun Life Insurance Premium Back Term Plan, Aditya Birla Sun Life Insurance Future Guard Plan, Aditya Birla Sun Life Insurance Protection Plus Plan, Aditya Birla Sun Life Insurance Protection Easy Plan and Aditya Birla Sun Life Insurance Easy Protect Plan.

  • What is the grace period under Aditya Birla Sun Life Term plans?

    According to the Insurance Regulatory Authority of India (IRDAI) regulations, a grace period of 30 days is allowed from the premium due date under the Aditya Birla Sun Life Term plans.

  • When is the right time to purchase the Aditya Birla Sun Life Term insurance plan?

    The best time to buy an Aditya Birla Sun Life term insurance plan when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What is the claim settlement ratio of Aditya Birla Sun Life insurance?

    Aditya Birla Sun Life insurance has a claim settlement ratio of 97.54% for the financial year 2019-20. 

  • What happens when my Aditya Birla Sun Life term policy expires?

    When the policy expires, and the life assured is alive then no death benefits are paid but if she/he dies then the cover is paid to the beneficiary/nominee.