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SBI Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of SBI
4.7
Based on
247 User reviews

  • The plan was worth buying

    The SBI Life Insurance plan that I bought from the InsuranceDekho website is worth it. The plan covers several benefits and features that one can expect from a good life insurance plan. I must say that it is an amazing plan. 

    S
    Shweta Palekar
    On: Apr 24, 2023

  • Speed and ease of getting the policy

    The process to buy plans from the InsuranceDekho website is quick and smooth. I recently visited their website and bought the SBI Life Insurance plan. I am so happy with the hassle-free process the website provided. Thanks to InsuranceDekho and the team.  

    A
    Advika Kapoor
    On: Apr 20, 2023

  • Choose the best

    I truly feel that the  InsuranceDekho website is one of the websites to purchase a life insurance policy. They have a wide range of plans to choose from and I bought the SBI Life Insurance plan from them. I feel that this plan has fulfilled all my requirements. 

    P
    Priya Singh
    On: Apr 18, 2023

  • Got a plan of my choice

    With the SBI Life Insurance Policy on the InsuarnceDekho, I got the plan which was of my choice and in direct sync with my requirements. Too happy with the decision. 

    A
    Anjali Malhotra
    On: Apr 10, 2023

  • Prompt and efficient resolution of any issues

    After I purchased the SBI Life Insurance Policy from the InsuranceDekho portal, I had some queries and concerns. The representatives there were quick and efficient in resolving all my queries in a jiffy and without any hesitation. So happy to be a part of this website. 

    A
    Abhay Kumar
    On: Apr 05, 2023

  • Top insurance companies listed

    The list of the top insurance companies has been displayed on the InsuranceDekho website. This helped me choose easily the life insurance plan I needed. I chose the SBI Life Insurance plan. The plan is unique in itself and provides amazing benefits. This plan lets me avail life cover and provides investment opportunities. 

    N
    Naina Khandeja
    On: Mar 31, 2023

  • Got the best life cover

    I was looking for a good life cover that could meet all my requirements. One of my friends suggested I check the InsuranceDekho website because they have the best life insurance plans to choose from. After checking all the plans, I ended up buying the SBI Life Insurance plan. The plan was too amazing. Happy with the purchase. 

    R
    Ranjita Negi
    On: Mar 29, 2023

  • Top online portal

      Really thankful to the InsuranceDekho website for helping me in buying the SBI Life Insurance plan with ease. I am happy to buy this life insurance policy. It is indeed the best online website available. I am glad to get in touch with them. My best regards to the company and will surely suggest the same to others. 

    R
    Revika Kulkarni
    On: Mar 24, 2023

  • Could easily connect through the chat-box

      The InsuranceDekho website holds a chatbox feature for its users. While buying the SBI Life Insurance Plan from their website, I used the chat box feature to clear some of my doubts. The immediate auto-generated messages helped me gain more information about the plan. 

    D
    Divya Chopra
    On: Mar 22, 2023

  • A detailed explanation of each plan

      The plans on the InsuranceDekho website are very well explained. The  SBI Life Insurance plan that I recently purchased from the InsuranceDekho website was very well explained. All the features were detailed properly and had all the features I had been looking for. - 

    V
    Vicky Kohli
    On: Mar 17, 2023
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Claim Process at SBI Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose SBI Life Insurance?

    SBI Life offers a variety of comprehensive plans that you can choose from according to your requirements and budget. SBI Life insurance has a high Claim Settlement Ratio of 94.52% FY 2019-20. The plans offered by SBI Life Insurance are affordable.

  • What all life insurance plans does SBI Life offer?

    SBI provides Protection plans (Term plans), Online Plans, Savings Plans, Wealth Creation Plans, Retirement Plans and Child Plans.

  • What is the grace period of SBI Life Insurance plans?

    SBI offers a 30 days grace period for the premium due date for yearly, half-yearly and quarterly mode of premium and 15 days for monthly mode of premium. The policy will not lapse during the grace period and will lapse thereafter if no premium is paid.

  • What factors will determine the premium of SBI Life Insurance plans?

    Policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy and Riders (if any) are some of the factors that determine the premium of SBI Life Insurance Plans.

  • What is the Claim settlement Ratio of SBI Life Insurance?

    SBI Life Insurance has a claim settlement ratio of 94.52% for the year 2019-20.

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