Pramerica User Reviews
Claim Settlement Ratio | 98.61% |
Customer Care | 1800 102 7070 |
Death Benefit Paid For | 560 Policies |
Inception | 2013 |
Presence | 138 Offices Pan India |
Total Death Benefit Paid | 22.44 Crore |
Conversion options for changing times
InsuarnceDekho's website has many different plans. I opted for the Pramerica Life Insurance Policy which provides conversion options that allow me to adapt the coverage to changing needs. If my circumstances change, such as marriage or having a child, I have the option to convert the policy to a different type or increase the coverage amount. It offers flexibility and ensures that my coverage remains relevant.
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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
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FAQs
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How is your age significant in the Pramerica Life Insurance premium calculation?
If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.
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What are the premium payment frequencies available for the Pramerica Life Insurance policy?
The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.
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What happens to the Pramerica Life Insurance premium amount when the policy elapses?
The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate.
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What are the details required in the Pramerica Life Insurance premium calculator?
Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background.
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Are the details required different for the different Pramerica Life Insurance products?
The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.