Pramerica Life Insurance Claim Settlement
Claim Settlement Ratio | 98.61% |
Customer Care | 1800 102 7070 |
Death Benefit Paid For | 560 Policies |
Inception | 2013 |
Presence | 138 Offices Pan India |
Total Death Benefit Paid | 22.44 Crore |
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Claim Settlement of Pramerica Life Insurance
Pramerica Life Insurance has a very friendly claim settlement process. The company has a claim settlement ratio of 98.61% in the FY 2020-21, which speaks for itself. The company offers both the online and offline mode of the claim settlement process.
Pramerica Life Insurance is a company which keeps up with the time, and in doing so, they have also provided their customers with a WhatsApp facility.
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How To Make Claim
Pramerica Life Insurance Online Claim Settlement Process
Pramerica Life Insurance has a four-step process for online claim settlement, and it is very easy and can be done through its website.
Step 1: Claim Intimation: Visit the claims page on the official website of Pramerica Life Insurance. Enter all the necessary personal and policy details to intimate the claim.
Step 2: Claim Processing: The claims officer at Pramerica Life Insurance will study the legitimacy of the claim and reach out to the claimant for the submission of documents.
Step 3: Upload Documents: You would be given a link to upload all your required documents online on the Pramerica Life Insurance website.
Step 4: Claims Decision: Pramerica Life Insurance takes a decision regarding all insurance claims within 30 days of the last document being submitted. If extra time is required for any reason, the same would be conveyed to you.
Pramerica Life Insurance Offline Claim Settlement Process
The best way for offline intimation is to visit the office, or you can try the new WhatsApp method. You have to call or WhatsApp on the number 8800300077 to register a claim. A link would be provided to you in case of the WhatsApp method, and you have to visit the branch to submit the documents. The claim would be studied in detail, and a decision would be reached in 30 days of receiving the last document.
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Documents Required
Documents required for Pramerica Life Insurance Claims
The list of documents for registering for the Pramerica Life Insurance claim is as follows:
Claim Type
Documents Required
Natural Death Claim
- Duly filled and signed Claim Form
- Death Certificate of the policyholder
- Photo ID, Address proof and relationship with policyholder proof
- Original copy of a Cancelled Cheque having the name of the nominee
- Original Policy Papers
- Photocopy of Passbook or Bank Statement which is not more than 3 months old. It should be attested by the branch manager or gazetted officer
Death Due to Accident, Suicide, or Murder
- Newspaper cuttings (if there are any of the incident)
- FIR Report
- Post-Mortem Report
- Police Inquest Report / Panchnama
- Final Report of the Police Investigation
Additional Documents for Hospital Death
- Report of the last attending doctor
- Hospital treatment records
- Authority Letter issued by the hospital
- Certificate Cremation
Critical Illness Claim
- Filled and signed Critical Illness Claim Form
- All the Past and Present Discharge Summaries
- All medical/ hospital records, test reports
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Why to Buy Life Insurance Policy Online from InsuranceDekho
- Tax benefit upto 1,50,000*
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Claim Process at Pramerica Life Insurance
Pramerica Life Insurance Claim Settlement FAQs
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How can I check the status of the claim on my Pramerica Life Insurance policy?
To check the status on the claim of your policy, you can call the claim desk of the company on the number: 0124-4697072. The Operational Hours include timings between 9 AM to 6 PM. Claim stats can also be checked by mailing us at claims@pramericalife.in
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Who can be made a nominee in a Pramerica Life Insurance policy?
Any person can be named as a nominee by the policyholder of a Pramerica Life Insurance. However, in practice, the nominee is generally a close relative and preferable someone next of kin.
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What are the documents required for Pramerica Life Insurance accidental death claims?
Following is the list of documents required for Pramerica Life Insurance accidental death claims:
- All documents required for natural death claims
- FIR Report
- Post-Mortem Report
- Police Inquest Report / Panchnama
- Final Report of the Police Investigation
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How long is the claim settlement process for Pramerica Life Insurance?
Pramerica Life Insurance honours a claim within 30 days of the last document submitted. If there is a requirement of any more time, then the new timeline is conveyed to you.
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Can a Pramerica Life Insurance claim be rejected?
Pramerica Life Insurance can reject any claim if they suspect fraud or any non-disclosure of important information. The claim can also be rejected; all the correct documents are not provided.