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Pramerica Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Pramerica
4.9
Based on
124 User reviews

  • A right time period plan

    I just took the Pramecia life insurance layout from InsuranceDekho. I am at ease with my purchase. The graph suits my insurance plan necessities and price range too. I had every other choice with me accessible on the website, however, the ID purchaser care helped me to go with this plan. 

    A
    Anil Singh
    On: Jan 20, 2023

  • A variety of plans are available

    There are a lot of plans available on the insuranceDekho website. After viewing the plans available, I chose the Pramecia life insurance plan. The plan is superb and is fulfilling all my needs and requirements. Truly loved the plan and would recommend it to all.

    S
    Samaira Ali
    On: Jan 12, 2023

  • Quick policy issuance

    Purchasing Pramerica Life Wealth Enhancer from insurance Dekho was a breeze. I got this plan because this is an investment cum insurance plan and would help me increase my wealth for the future. I must say, it took me only 5 minutes to purchase this policy and the entire process was easy to follow. Within minutes of making the payment, I received the policy details. 

    Y
    Yaduvir Chinmay
    On: Jan 05, 2023

  • Intuitive website

    The website of InsuranceDekho is designed in a way that even as a beginner, I faced no problem in buying a life insurance plan. I explored the different sections of the InsuranceDekho website and ended up buying the Pramerica Life Smart Income policy. 

    A
    Anurag Kashyap
    On: Nov 04, 2022

  • Simplified steps for renewing the policy

    On my friend’s suggestion, I bought the Pramerica Life Smart Income plan from InsuranceDekho. I must say just like the buying process, the steps for renewing the Pramerica Life Smart Income plan on InsuranceDekho was also quite easy. 

    R
    Ritu Sinha
    On: Nov 02, 2022

  • Dedicated team support

    The team of InsuranceDekho proved to be extremely helpful when I was buying the Pramerica Life Smart Income policy from InsuranceDekho. They helped me in every possible way and made it easy to buy the Pramerica Life Smart Income policy from InsuranceDekho. 

    M
    Manisha Singh
    On: Oct 27, 2022

  • The policy was issued on time

    On my friend’s suggestion, I decided to buy the Pramerica Life Smart Income plan from InsuranceDekho. After completing all the relevant steps, the policy for the Pramerica Life Smart Income plan was immediately sent to my email id.

    P
    Prachi Singhal
    On: Oct 13, 2022

  • Dedicated team support

    The team of InsuranceDekho proved to be extremely helpful when I was buying the Pramerica Life Smart Income plan. They provided me with much-needed assistance and even helped me to select a good life insurance plan. 

    N
    Neha Bansal
    On: Oct 12, 2022

  • No paperwork involved

    There was no paperwork involved as I decided to buy the Pramerica Life Smart Income plan through an online process. I just had to submit a few documents like id proof, and other documents online on the website of InsuranceDekho. 

    S
    Shrishti Kamal
    On: Sep 29, 2022

  • Multiple payment modes

    There were multiple modes of payment available on InsuranceDekho. With the varied options of payment available, I was easily able to pick the one that was the most comfortable for me and thus bought the Pramerica Life Smart Income plan. 

    P
    Priya Sahni
    On: Sep 28, 2022
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Claim Process at Pramerica Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

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