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Pramerica Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Pramerica
4.9
Based on
124 User reviews

  • Multiple coverage options

    While purchasing the Pramerica Life Insurance Policy from the InsuarnceDekho, I was happy to know there are a variety of coverage options that were available to me. They had everything from basic coverage to comprehensive plans and even offered add-on options for specific needs. Thanks for thinking about your clients. 

    J
    Jim Kaul
    On: Apr 07, 2023

  • 7 days availability

    The InsuranceDekho website serves its customers all 7 days of the week which makes it convenient for the customers. I bought the Pramerica Life Insurance plan. The plan is good in itself, and I am happy that I bought this plan. 

    D
    Divya Aggarwal
    On: Apr 04, 2023

  • Easy-to-understand policies

    The policies are clear and easy to understand. I bought the Pramerica Life Insurance Plan from the InsuranceDekho website after reading and comparing all the policies with ease. 

    A
    Atila Maheshwari
    On: Mar 31, 2023

  • There were no hidden charges

    I was glad to find out that the Pramerica Life Insurance Policy that I purchased from the InsuranceDekho website reflected no hidden charges that I had to worry about. I got exactly what I was explained. The entire policy was very transparent. 

    R
    Rajesh Bhardwaj
    On: Mar 28, 2023

  • Got the policy renewal done in no time.

    I bought the Pramerica Life Insurance plan from the InsuranceDekho website. At the time of renewal, it was easily done, and that too in very little time. The team guided me well at each step. I wanted to renew this plan because it fits in my budget and also lets me avail tax benefits.

    S
    Sahil Gokhle
    On: Mar 24, 2023

  • Top rating

      The InsuranceDekho website has amazing ratings from its top customers. I read a lot about the website online and was happy to purchase the Pramerica Life Insurance Policy for myself. Happy and satisfied with the overall experience. 

    D
    Deepankar Mukherjee
    On: Mar 21, 2023

  • The interface feature is easy to use

      The website of InsuranceDekho was so user-friendly that I was able to easily use it. The easy-to-use interface of InsuranceDekho made it easier for me to buy the Pramerica Life Insurance plan without any effort. Highly recommend it to everyone. 

    N
    Nithya Gulati
    On: Mar 17, 2023

  • Quick policy issuance

    Purchasing Pramerica Life Wealth Enhancer from insurance Dekho was a breeze. I got this plan because this is an investment cum insurance plan and would help me increase my wealth for the future. I must say, it took me only 5 minutes to purchase this policy and the entire process was easy to follow. Within minutes of making the payment, I received the policy details. 

    Q
    Quick policy issuance
    On: Feb 21, 2023

  • A large number of plans

    There are a lot of plans available on the insuranceDekho website. After viewing the plans available, I chose the Pramecia life insurance plan. The plan is superb and is fulfilling all my needs and requirements. Truly loved the plan and would recommend it to all.

    R
    Rimjhim Sherawat
    On: Feb 14, 2023

  • Great Assistance

    Wonderful services are offered by InsuranceDekho. I bought the Pramerica Life U-Protect plan from the company’s official website. The company provided the best assistance to me and really made my purchasing experience much simpler and more convenient. I am thankful to customer service for making my process smooth and easy. 

    D
    Dishant Dhingra
    On: Feb 03, 2023
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  • 66 Lacs+ happy customers

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Claim Process at Pramerica Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

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