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Pramerica Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Pramerica
4.9
Based on
124 User reviews

  • Self-explanatory website

    Even for beginners, the website of InsuranceDekho is extremely easy to use. For me also, it was the first time that I was buying a term plan from InsuranceDekho. Despite this, I was able to purchase the Pramerica Life Insurance Policy from InsuranceDekho with the utmost ease

    D
    Dean Mendez
    On: Jun 26, 2023

  • Received friendly suggestions

    I got friendly suggestions from the team members of InsuranceDekho when I was buying the Pramerica Life Insurance Policy from InsuranceDekho. I explained my requirements to them and then the amazing team members of InsuranceDekho helped me in selecting a beneficial plan like the policy. So, thank you team for your help. 

    N
    Niharika Gupta
    On: Jun 22, 2023

  • Flexible Payment Options

    One of the standout features of the Pramerica Life Insurance Policy is the personalized guidance provided to ensure adequate coverage. InsuranceDekho's representatives took the time to understand my financial situation, future goals, and family needs. Based on this information, they recommended a coverage amount that would adequately protect my loved ones. 

    R
    Raunak Malhotra
    On: Jun 19, 2023

  • A must-buy plan

    The Pramerica Life Insurance Policy available on InsuranceDekho in my opinion is a must-buy plan. The plan offers a bunch of benefits at a very reasonable price. So, I would even suggest others buy the Pramerica Life Insurance Policy from InsuranceDekho. 

    A
    Amit Apte
    On: Jun 15, 2023

  • Long-Term Affordability: Value for Money

    One of the factors that attracted me to the Pramerica Life Insurance Policy was its competitive premiums. The pricing is reasonable and offers long-term affordability, allowing me to maintain coverage without straining my budget. It's reassuring to know that I can protect my loved ones without compromising my financial stability.

    D
    Devansh Shah
    On: Jun 12, 2023

  • Quick process

    The entire process of buying the Pramerica Life Insurance Policy was a quick one. The overall process happened in a breeze and thus I would recommend others to buy the Aviva Life Insurance Group plan from InsuranceDekho

    N
    Niharika Bajwa
    On: Jun 08, 2023

  • Could easily afford the policy

    For quite some time now, I've been searching for a life insurance policy that offers affordable premiums without compromising on coverage. Luckily, I found the perfect fit. The Pramerica Life Insurance Policy not only provides the necessary financial protection but also offers flexible payment options. So happy to get this policy.

    P
    Priya Pandey
    On: Jun 05, 2023

  • Straightforward Application Process

    I found the application process to be straightforward and hassle-free when I bought the Pramerica Life Insurance Policy from InsuarnceDekho. It was a simple online application that guided me through the necessary steps. 

    D
    Deepali Majumdhar
    On: Jun 01, 2023

  • Conversion options for changing times

    InsuarnceDekho's website has many different plans. I opted for the Pramerica Life Insurance Policy which provides conversion options that allow me to adapt the coverage to changing needs. If my circumstances change, such as marriage or having a child, I have the option to convert the policy to a different type or increase the coverage amount. It offers flexibility and ensures that my coverage remains relevant.

    T
    Tavish Sharma
    On: May 30, 2023

  • No waiting period

    The Pramerica Life Insurance Policy does not have a waiting period before the coverage becomes effective. This is important for seniors who want immediate coverage. I am glad that I found this benefit with the plan from InsuarnceDekho. Glad to have found this plan.

    N
    Nipun Sachdeva
    On: May 25, 2023
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Why to Buy Life Insurance Policy Online from InsuranceDekho

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  • 66 Lacs+ happy customers

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Claim Process at Pramerica Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

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