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Pramerica Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Pramerica
4.9
Based on
124 User reviews

  • Happy with my plan

    I have always recommended the Pramerica Life Insurance Policy to people for insurance purposes. I can say so because I have chosen the Pramerica Life Insurance Policy that ensures protection for my loved ones even when I am not there. The best part is that I am also getting covered for critical illness. Thanks, InsuranceDekho for helping me buy this plan.

    S
    Sudha Jagdish
    On: Aug 16, 2023

  • This life plan is ideal

    I was going for some other plan, before buying the Pramerica Life Insurance Policy. Thankfully, InsuranceDekho came to my rescue and suggested to me this plan. I am so happy that I have the best plan and that too according to all my needs. Thanks a lot, team! 

    V
    Vicky Singh
    On: Aug 11, 2023

  • Nice plan at low cost

    I purchased the Pramerica Life Insurance Policy around a week back. I would say that it is a worthy purchase because it offers me life protection and secures my family at a low premium cost. It is definitely a superb option

    P
    Paromita Chakraborty
    On: Aug 08, 2023

  • Quick and Efficient

    InsuranceDekho made buying a term insurance policy a breeze! Their website is intuitive and user-friendly The online application process was quick and efficient, and I received my Pramerica Life Insurance Policy documents promptly. I appreciated the clarity provided about the policy's benefits and coverage, ensuring that I made an informed decision. I highly recommend InsuranceDekho for its hassle-free and efficient service.

    Y
    YAshica Chaudhary
    On: Jul 25, 2023

  • Clear and concise terms and conditions

    I appreciated the transparency of InsuranceDekho's policy terms and conditions. While taking the Pramerica Life Insurance Policy, they provided all the necessary details upfront, which helped me make an informed decision about my life insurance coverage.

    R
    Rachna Gupta
    On: Jul 20, 2023

  • Comprehensive Coverage at Affordable Rates

    I am impressed with InsuranceDekho's life insurance policies that offer comprehensive coverage at affordable rates. The Pramerica Life Insurance Policy added a great value of protection to my family.

    M
    Mohan Bharat
    On: Jul 18, 2023

  • User-Friendly Online Portal

    InsuranceDekho's online portal is user-friendly and makes managing my Pramerica Life Insurance Policy a breeze. I can easily access all the necessary information, update my details, and even make premium payments online. The convenience and accessibility of their online platform make InsuranceDekho a preferred choice for tech-savvy individuals.

    S
    Surin Chhadda
    On: Jul 13, 2023

  • Excellent Features

    InsuranceDekho is the biggest takeaway for buying term insurance conveniently in the comfort of our home. My recent purchase of the Pramerica Life Insurance Policy from the company was an incredible experience. Features like a chatbot, easy renewal terms, anytime assistance, and more were remarkable. I am very happy with my plan and totally satisfied with the efforts of the company. Recommended! 

    M
    Mukta Mahajan
    On: Jul 11, 2023

  • Easy Paperwork Process

    Besides my Pramerica Life Insurance Policy, I am impressed with the features of InsuranceDekho. All the steps during the process were smooth and convenient. Also, complete documentation was done online which saved me a lot of time. Advised to everyone who is considering purchasing health insurance. 

    P
    Priyam Gupta
    On: Jul 06, 2023

  • The team was available throughout

    The efficient team members of InsuranceDekho made it extremely easy for me to buy the Pramerica Life Insurance Policy from InsuranceDekho. Moreover, they provided me the much-needed assistance and even helped me with buying a good life after understanding my requirements. 

    R
    Riddhi Lalwani
    On: Jun 29, 2023
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Claim Process at Pramerica Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

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