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Pramerica Life Insurance User Reviews

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Pramerica
4.9
Based on
124 User reviews

  • Satisfied with the services

    I had a few queries in my mind about the Pramerica Life insurance plan. Thankfully, the InsuranceDekho team came to my rescue and helped me by providing all the details. Good job done! 

    S
    Sumedh Vyas
    On: Jul 22, 2021

  • Helpful tips to get the best quotes

    I came to InsuranceDekho looking for a befitting life insurance plan. Under the ‘Quotes’ segment, I found some tips to get the best quotes. I applied them while I was generating quotes and it worked. Now I hold Pramerica Saral Jeevan Bima. 

    P
    Prasad Ghoshal
    On: Jul 15, 2021

  • Assists to find the best match

    Checking the quotes generating factors on InsuranceDekho beforehand helped me to generate quotes that fit it well with my personal requirements. Then I compared the quotes to find the best deal. Ultimately I selected the Pramerica Life U-Protect Plan. 

    L
    Laboni Ayyar
    On: Jul 01, 2021

  • Got the best quotes

    Learning about the quotes generating factors beforehand turned out to be a smart move for me. All credits to InsuranceDekho for informing me about these significant factors on time. Later I bought Pramerica Life Insurance plan at a favourable premium. 

    S
    Sandeep Mittal
    On: Jun 28, 2021
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Claim Process at Pramerica Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

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