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Pramerica Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Pramerica
4.9
Based on
124 User reviews

  • Informational data is available

    InsuranceDekho.com contains a wealth of information. I just purchased the Pramerica Life Smart Income plan from their website. The plan is appropriate for me and meets my needs. While researching various topics on their website, I learned a lot about various programs and rules. 

    K
    Kritika Kathuria
    On: May 26, 2022

  • There are several plans available

    There are several plans to choose from on the InsuranceDekho website. I chose the Pramerica Life Smart Income plan after considering my options. The plan is fantastic and satisfies all of my requirements. The strategy was excellent, and I would recommend it to anyone.

    K
    Kavya Singh
    On: May 25, 2022

  • Premium is affordable

    I'm relieved to have finally found insurance that meets my financial requirements. After consulting with the InsuranceDekho experts, I chose the Pramerica Life Wealth Enhancer plan. The experts deserve special thanks for their assistance with the issuance procedure. 

    R
    Raj Tanwar
    On: May 19, 2022

  • Plan comparison made simple

    The InsuranceDekho website makes it simple to compare several policies and select the best one. After weighing all of my options, I chose the Pramerica Life Wealth Enhancer plan. If you're looking for solid life insurance coverage, give it a shot. 

    N
    Nidhi Verma
    On: May 18, 2022

  • Happy to buy a good life cover plan

    I'm glad I purchased the Pramerica Life Wealth Enhancer plan from InsuranceDekho. The plan is adequate and allows me to pay the premiums whenever it is convenient for me. The plan has made me happy and satisfied. 

    A
    Aashna Kapoor
    On: May 17, 2022

  • Informational data is available.

    The InsuranceDekho website has a lot of useful information. From their website, I recently purchased the Pramerica Life Wealth Enhancer plan. The plan is appropriate for me and meets my needs. While reading about numerous topics on their website, I learned a great deal about various services and regulations. 

    J
    Jaishree Pal
    On: May 12, 2022

  • Various plans are available.

    On the insuranceDekho website, there are numerous plans to choose from. I chose the Pramerica Life Wealth Enhancer plan after reviewing the options. The plan is excellent and meets all of my wants and standards. The plan was fantastic, and I would recommend it to anyone.

    A
    Avi Arora
    On: May 11, 2022

  • Budget-friendly plan

    From InsuranceDekho, I purchased the Pramerica Life Wealth Enhancer plan. The plan offers a number of advantages, one of which is that it provides reasonable life insurance. I had a specific budget in mind for a term plan, and this one met all of my requirements. Purchasing this plan from InsuranceDekho was simple. 

    S
    Shivam Dubey
    On: May 10, 2022

  • Plan comparison made simple

    The InsuranceDekho website makes it simple to evaluate several policies and select the best one. After weighing all of my options, I chose the Pramerica Life Wealth Enhancer Plan. If you're looking for excellent life insurance coverage, give it a shot. -

    S
    Shreyas Chaddha
    On: May 09, 2022

  • Easy policy issuance

    I purchased the Pramerica Life Wealth Enhancer plan from InsuranceDekho’s website because it is an investment cum insurance plan. I wanted to purchase a life insurance policy that would help me save money for the future and this plan suited my requirement. It was super easy to purchase this insurance plan from the website. I received the policy details within a  few minutes of making the payment. 

    F
    Fazal Muhammad
    On: May 04, 2022
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Claim Process at Pramerica Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

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