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Pramerica Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Pramerica
4.9
Based on
124 User reviews

  • No involvement of an agent

    The entire process of buying the Pramerica Life Smart Income plan required no involvement of agents. I was able to complete all the process of buying the Pramerica Life Smart Income plan by myself and thus needed no help from a third party. 

    U
    Urvashi Bisht
    On: Jun 24, 2022

  • Good tenure period

    I have taken the Pramerica Life Smart Income plan that was available online. The plan has flexible coverage options. Under this plan, an insured person can choose between fixed income protection and increasing income protection. The tenure period of this plan is 10 years to 65 years of age. Great experience with InsuranceDekho.

    H
    Harman
    On: Jun 22, 2022

  • Secured modes of payment

    The best part about buying the Pramerica Life Smart Income plan from InsuranceDekho is that it offers multiple modes of payment. The modes of payment were safe and secured and I was able to buy the Pramerica Life Smart Income plan without any doubts. 

    S
    Snehil Kumar
    On: Jun 20, 2022

  • Easy process

    The process of buying the Pramerica Life Smart Income plan from InsuranceDekho was extremely easy and hassle-free. I never thought that buying a life insurance plan would be so easy and convenient. 

    L
    Laiba
    On: Jun 16, 2022

  • Simple payment modes

    After deciding which life insurance policy to buy, the next thing that bothered me was what mode of payment to choose. So, while I was buying the Pramerica Life Smart Income plan from InsuranceDekho, I came across different modes of payment which altogether made the entire process truly effortless. 

    P
    Prerna Singh
    On: Jun 13, 2022

  • Amazing features on the website

    There were a number of features on the website such as a chat box that immensely helped me to resolve my queries. The chat box feature helped me a lot during the procedure to buy the Pramerica Life Smart Income plan all my queries were answered in the chat in no time. 

    S
    Surabhi Pundir
    On: Jun 10, 2022

  • Easy resolution of queries

    When I bought the Pramerica Life Smart Income plan with InsuranceDekho, all my queries were answered on time. My queries were answered in such a way that I was able to understand everything about the policy in the best manner.

    S
    Saloni Punj
    On: Jun 08, 2022

  • Website contains useful information.

    InsuranceDekho recently sold me a Pramerica Life Smart Income plan. While purchasing this plan, I was able to find detailed information on the website that helped me understand the plan's features and benefits. I was persuaded to buy this plan after reading this information. This plan was purchased because it provides coverage for up to 40 years. 

    A
    Athul Raj
    On: Jun 03, 2022

  • Website contains useful information.

    InsuranceDekho recently sold me a Pramerica Life Smart Income plan. While purchasing this plan, I was able to find detailed information on the website that helped me understand the plan's features and benefits. I was persuaded to buy this plan after reading this information. This plan was purchased because it provides coverage for up to 40 years. 

    S
    Sambhav Jain
    On: Jun 01, 2022

  • Website contains useful information.

    InsuranceDekho recently sold me a Pramerica Life Smart Income plan. While purchasing this plan, I was able to find detailed information on the website that helped me understand the plan's features and benefits. I was persuaded to buy this plan after reading this information. This plan was purchased because it provides coverage for up to 40 years. 

    A
    Athul Raj
    On: May 27, 2022
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  • 66 Lacs+ happy customers

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Claim Process at Pramerica Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

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