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PNB MetLife Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of PNB Met
4.6
Based on
125 User reviews

  • Seamless policy documentation

    PNB MetLife Mera Mediclaim Plan issuance was completely seamless on InsuranceDekho. Instead of filling out tons of forms, the website let me do the documentation digitally. I generated quotes, compared them and once I found a suitable deal I paid. 

    G
    Gungun Maitra
    On: Jul 02, 2021

  • Abundance of riders

    On InsuranceDekho I found various types of riders that offer various types of benefits. Based on my requirements, I bought the Waiver of Premium Rider and Critical Illness rider under PNB MetLife Mera Mediclaim Plan. 

    P
    Papia Ghosh
    On: Jun 30, 2021

  • Gives significant suggestions

    I was looking for functional riders for PNB MetLife to extend the coverage of my Mera Term Plan on InsuranceDekho. I saw so many potential options yet I was not sure about which one to choose. As per the suggestion made by the support team I bought Waiver of Premium Rider. 

    S
    Sushanta Bhatia
    On: Jun 28, 2021

  • Variety of plans

    A wide variety of life insurance plans are available on InsuranceDekho. Since I emphasised my priorities at the time of quotes generation, I received quotes accordingly. After considering the minor differences, I bought PNB MetLife Income Protection Plan. 

    L
    Lipika Dey
    On: Jun 25, 2021

  • Simple paperless documentation

    Documentation of PNB Metlife Ajeevan Suraksha Plan was simple and paperless on InsuranceDekho. I started with digital quotes generation and continued comparison. Once found the befitting plan, I selected and made the payment online. 

    D
    Dheeman Chandra
    On: Jun 23, 2021

  • Functional riders

    All the riders available for purchase on InsuranceDekho are functional. I read the details of each one and decided to get a Waiver of Premium Rider under PNB MetLife’s Mera Term Plan Plus. It was super easy and completely affordable. 

    D
    Dhritiman Mullick
    On: Jun 21, 2021

  • Easy to compare

    I like to consider all my options before finalising when it comes to investment. Naturally, when I landed on InsuranceDekho I had the same agenda. I was impressed to get a special tool here to compare feasibly. I compared and found PNB’s Mera Term Plan Plus. 

    J
    Jatin Kumar
    On: Jun 18, 2021

  • Impressive claim settlement ratios

    All the insurance companies listed on InsuranceDekho have impressive claim settlement ratios. Since this was my primary criteria, I compared the carriers based on this factor. Finally, I chose PNB’s Mera Term Plan Plus. 

    S
    Shubham Sil
    On: Jun 16, 2021

  • Mobile policy

    The best thing about issuing a digital policy is that it is easy to carry and hard to lose. I would like to thank InsuranceDekho for making it possible. I am more than satisfied with the mobile life insurance policy of PNB’s Mera Term Plan Plus. 

    A
    Archan Dutta
    On: Jun 14, 2021

  • Learned significance of the persistence ratio

    InsuranceDekho helped me to understand how the persistence ratio is significant, it refers to the number of policyholders who have renewed their life insurance plans with the same carrier. It is the best way to evaluate an insurance provider’s performance. So, I checked the persistence ratio before buying PNB Mera Term Plan Plus. 

    S
    Subhashish Nandy
    On: Jun 10, 2021
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Claim Process at PNB MetLife Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • What is the claim settlement ratio of PNB MetLife?

    PNB MetLife Insurance featured a high claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the toll-free customer service number of PNB MetLife?

    The toll-free customer assistance number of PNB MetLife is 1800-425-6969.

  • Why should I purchase a life Insurance policy online?

    Purchasing life insurance online is fast and convenient, requires minimum paperwork, is economical and provides you real-time tracking.

  • What are the benefits of buying PNB MetLife Insurance plans?

    PNB MetLife offers long term savings and protection products to meet the different life stage requirements of every individual. They have a wide range of insurance plans to choose from. All the plans are affordable. PNB MetLife has a high claim settlement ratio.

  • Does my PNB MetLife insurance plan provide a claim for death caused due to COVID-19?

    Yes, PNB MetLife Insurance plans cover deaths caused due to COVID-19.

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