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LIC of India Life Insurance User Reviews

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Rating of LIC
4.7
Based on
267 User reviews

  • Reminder feature

    I recently bought the LIC’s Bima Jyoti plan from the InsuranceDekho website. They have this amazing reminder feature on their website which keeps on reminding me to renew my policy from time to time. I am happy that I bought this plan because the plan has amazing benefits. 

    U
    Usha Saxena
    On: Jan 25, 2023

  • Purchased a good LIC policy

    I wanted to purchase the LIC Saral Jeevan Bima policy but I had little knowledge about the insurance policy. On InsuranceDekho’s website, I found a detailed product description of the plan which helped me understand the plan. I got to know about the features and benefits of the plan. It took me only a few minutes to buy this plan. 

    A
    Aditi Singh
    On: Jan 17, 2023

  • The chat box feature was very helpful

    The chat box feature of the InsuranceDekho website is quite helpful. I used it while buying the LIC Anand plan from their website, I listed all my queries on the chat box and received prompt replies from their end. 

    A
    Arpita Bhatt
    On: Jan 12, 2023

  • Informative website

    The InsuranceDekho website contains a lot of informative data. I recently bought the LIC's New Jeevan Anand plan from their website. The plan is suitable for me and fulfills my requirements. While reading about various things on their website, I got a lot of informative things about different plans and policies. Happy with the purchase. 

    D
    Dhriti Goyal
    On: Jan 05, 2023

  • Quite an informative website

    The InsuranceDekho website contains a lot of informative data. I recently bought the LIC's New Jeevan Anand plan from their website. The plan is suitable for me and fulfills my requirements. While reading about various things on their website, I got a lot of informative things about different plans and policies. Happy with the purchase. 

    R
    Riya Raj
    On: Dec 29, 2022

  • Availability of informative data

    The InsuranceDekho website contains a lot of informative data. I recently bought the LIC's New Jeevan Anand plan from their website. The plan is suitable for me and fulfills my requirements. While reading about various things on their website, I got a lot of informative things about different plans and policies. Happy with the purchase.

    L
    Leena Raj
    On: Jun 02, 2022

  • Well managed website

    The InsuranceDekho website is very well managed, which lets one navigate things easily. I recently visited their website and bought the LIC's New Jeevan Anand plan from their website. The plan offers all the necessary features and benefits. Happy with the purchase. 

    J
    Jyoti Shukla
    On: Apr 15, 2022

  • The plan was worth buying

    I bought the LIC's Bima Jyoti plan from the InsuranceDekho website recently. The plan is actually amazing and covers all the required features. I am very happy with the plan and must say that it was worth buying it.

    R
    Rani Negi
    On: Apr 15, 2022

  • Informative website

    The InsuranceDekho website contains a lot of informative data. I recently bought the LIC's New Jeevan Anand plan from their website. The plan is suitable for me and fulfills my requirements. While reading about various things on their website, I got a lot of informative things about different plans and policies. Happy with the purchase. 

    S
    Sanya Ahmed
    On: Apr 08, 2022

  • Informative website

    The InsuranceDekho website contains a lot of informative data. I recently bought the LIC's New Jeevan Anand plan from their website. The plan is suitable for me and fulfills my requirements. While reading about various things on their website, I got a lot of informative things about different plans and policies. Happy with the purchase. 

    D
    Dhriti Goyal
    On: Apr 07, 2022
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Claim Process at LIC of India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.
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