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LIC of India Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of LIC
4.7
Based on
267 User reviews

  • Worth the purchase

    I bought the LIC Life Insurance plan from the InsuranceDekho website recently. The plan is amazing and covers all the required features. I am very happy with the plan and must say that it was worth buying it.

    N
    Natasha Ali
    On: Apr 04, 2023

  • Got full coverage

    When I bought the LIC Life Insurance policy from InsuranceDekho, I was happy to see that I got full coverage at low premium rates on my policy. It has really helped me and my family. 

    S
    Srishti Rajpal
    On: Mar 28, 2023

  • Affordable plans

      I purchased the LIC Life Insurance policy from the InsuranceDekho website. This plan had better rates as compared to other plans. It was easy on the pocket and made the decision to buy the plan very easily. 

    K
    Krishiv Talwar
    On: Mar 23, 2023

  • Detailed information is given on the plan

      The InsuranceDekho website is quite informative. It has all the information about the plans, which made it easy for me to choose a good plan. I bought the LIC Life Insurance Plan from their website. The plan meets all my requirements. Happy with the purchase. 

    V
    Vibha Vasandhani
    On: Mar 21, 2023

  • Renewed my policy on time

      I bought the LIC Life Insurance plan a year ago from the InsuranceDekho website and now visited them again to get the policy renewed. The process to renew the policy was too simple and did not require much time. The team guided me throughout the process. 

    V
    Vishakha Panth
    On: Mar 16, 2023

  • Customer care support

    The InsuranceDekho website has a dedicated team of customer care. While buying the LIC's Bima Jyoti plan from their website, they cleared all my doubts and were available throughout. I am happy to have bought this plan. I'll recommend this plan to all those looking for a good life insurance plan 

    S
    Sanvi Singhanya
    On: Feb 20, 2023

  • Pocket-friendly plans

    InsuranceDekho provides pocket-friendly plans to its customers. I was looking for a good life insurance plan and bought the LIC’s New Jeevan Anand Plan from the InsuranceDekho website. The plan is quite affordable and is benefitting me well.

    J
    Jeevan Mehra
    On: Feb 16, 2023

  • Helpful and amazing chatbox feature

    The chat box feature of the InsuranceDekho website is quite helpful. I used it while buying the LIC Anand plan from their website, I listed all my queries on the chat box and received prompt replies from their end. 

    R
    Raman Kaur
    On: Feb 14, 2023

  • Amazing services

    I had failed to renew my LIC Jeevan Amar policy. I was a bit in doubt about what to do next. I contacted the InsuranceDekho team and got assistance to renew my term plan. So happy to share that the customer care executive helped me renew my protection plan. I really appreciate the efforts that the InsuranceDekho team takes.

    T
    Talib Hussain
    On: Feb 01, 2023

  • Services are excellent

    The InsuranceDekho has won my heart for their fabulous services. I was highly confused about buying a life insurance plan. They not only understood my protection plan requirements well, but also recommended the LIC Tech Term policy. I am so happy with the support received. 

    S
    Shubham Asthana
    On: Jan 31, 2023
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Claim Process at LIC of India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.
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