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LIC of India Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of LIC
4.7
Based on
267 User reviews

  • Paperless renewal process

    I renewed my LIC Life insurance policy from InsuranceDekho’s website. The renewal process was completely digital and required no paperwork. I was able to renew the term plan within a few minutes. The website was easy to navigate and the renewal process was streamlined.

    S
    Sirisha Mathur
    On: Aug 28, 2023

  • Reliable Financial Protection for Loved Ones

    The LIC Life Insurance Policy has provided reliable financial protection for my loved ones. The coverage is comprehensive, offering a death benefit that ensures my family will be taken care of financially. The premiums are affordable and fit within my budget, making it a worthwhile investment. Thank you InsuranceDekho for suggesting this policy to me.

    S
    Shreen Singh
    On: Jun 19, 2023

  • Range of plans was available

    On the InsuranceDekho website, there was a range of life insurance plans that were available. I was literally confused about which plan to select out of so many. Then, with the help of the InsuranceDekho team, I bought the LIC Life Insurance Policy from InsuranceDekho.

    K
    Kangana Pillai
    On: Jun 16, 2023

  • There is little paperwork involved

    When I was buying the LIC Life Insurance Policy from InsuranceDekho, there is no little paperwork involved. As I was buying a plan through an online process, and there was almost no paperwork involved. I was able to submit all the documents online in a very easy-peasy manner.

    N
    Neha Chabra
    On: Jun 15, 2023

  • I could easily update my policy

    I went for the LIC Life Insurance Policy because it gave me the flexibility to update my life insurance policy as my circumstances change. Whether it's increasing coverage, adjusting beneficiaries, or making any other necessary modifications, InsuranceDekho allows me to adapt my policy to my evolving needs.

    D
    Dia Chaubey
    On: Jun 07, 2023

  • Option to Add Riders

    I got the option to add riders to LIC Life Insurance Policy. The riders allowed me to enhance my coverage by including additional benefits such as accidental death, critical illness, or disability coverage. I got this policy from InsuarnceDekho.

    D
    Deepak Paswan
    On: Jun 05, 2023

  • Flexible Payment Options

    The best feature of my LIC Life Insurance Policy is its flexible payment options. They offered various payment methods and also allowed me to choose between monthly, quarterly, or annual premiums. 

    R
    Rajesh Kaushal
    On: Jun 01, 2023

  • No-Hassle Policy Renewals

    Renewing my LIC Life Insurance Policy from InsuarnceDekho has been hassle-free. Because of this plan, the process was seamless and convenient, allowing me to continue my coverage without any interruptions or additional paperwork.

    S
    Sarawati Bhosale
    On: May 29, 2023

  • Available all through the week

    The InsuranceDekho website serves their customers all 7 days of the week which makes it convenient for the customers. I bought the LIC Life Insurance Policy. The plan is good in itself, and I am happy that I bought this plan.

    M
    Mitali Gandhi
    On: May 25, 2023

  • Got an excellent savings plan

    I can’t thank InsuranceDekho enough for helping me get LIC Life Insurance Policy This is definitely the savings policy that I wanted to secure myself with. The premium is low and the policy helps me financially secure myself. This is all I wanted so I am grateful to InsuranceDekho.

    K
    Kush Bansal
    On: May 23, 2023
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  • Tax benefit upto 1,50,000*
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  • 66 Lacs+ happy customers

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Claim Process at LIC of India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.
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