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LIC of India Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of LIC
4.7
Based on
267 User reviews

  • Got really good great deals

    The InsuranceDekho’s website had great deals and discounts on various life insurance policies. I got an excellent value for my money for the LIC Life Insurance Policy.

    P
    Pushkar Nagar
    On: Oct 31, 2023

  • A Seamless Experience

    InsuranceDekho made the process of buying the LIC Life Insurance Policy easy and hassle-free. Their website is user-friendly, and I found a policy that suits my needs without any issues.

    M
    Monisha Bora
    On: Oct 30, 2023

  • Personalized for My Needs

    What sets InsuranceDekho apart is their ability to personalize life insurance plans to individual needs. They took no time to understand my unique circumstances and offer the LIC Life Insurance Policy that aligns perfectly with my financial goals and protection requirements. It's comforting to have insurance that's genuinely customized.

    R
    Rahul Sethi
    On: Oct 26, 2023

  • Educational and Informative Resources

    InsuranceDekho's website is a treasure for educational resources about life insurance. I bought the LIC Life Insurance Policy and it helped me understand the importance of securing my family's future.

    A
    Anmol Singh
    On: Oct 24, 2023

  • Financial Security and Peace of Mind

    InsuranceDekho's LIC Life Insurance Policy has been the best for my family's financial security. It offers comprehensive coverage and ensures that my loved ones are taken care of in any circumstance. The transparency and reliability of InsuranceDekho make it a top choice for life insurance.

    A
    Anmol Yadav
    On: Oct 19, 2023

  • Beyond Coverage

    InsuranceDekho goes beyond just coverage. They genuinely care about their clients. I am so glad that I bought the LIC Life Insurance Policy. its support team is responsive and always ready to assist, making the life insurance process personal and stress-free.

    A
    Ashish Chaudhary
    On: Oct 18, 2023

  • Peace of Mind Assured

    I've had my LIC Life Insurance Policy with InsuranceDekho for years now, and it has given me tremendous peace of mind. The comprehensive coverage and affordable premiums make it a great value. I sleep well at night knowing my family is financially secure if anything happens to me.

    T
    Tanmay Yadav
    On: Oct 16, 2023

  • Beyond Basic Coverage

    What impressed me most is that my InsuranceDeko policy extends beyond basic coverage. The LIC Life Insurance Policy comes with additional benefits such as critical illness coverage, making it a holistic solution.

    K
    Kriti Agnihotri
    On: Oct 12, 2023

  • Customization Tailored to You

    InsuranceDeko understands that every person is different. Their LIC Life Insurance Policy offer flexibility, allowing me to tailor the coverage to match my family's unique needs perfectly.

    P
    Pankaj Bhatt
    On: Oct 11, 2023

  • Convenient Policy Renewal

    Renewing my LIC Life Insurance Policy with InsuranceDeko is hassle-free. They send timely reminders and provide clear instructions.

    S
    Sumit Kakkar
    On: Oct 10, 2023
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  • 66 Lacs+ happy customers

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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Claim Process at LIC of India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.
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