Zuno Edelweiss Health Insurance Wordings

Yes, pre and post-hospitalisation covers are allowed under the Edelweiss Health Insurance policy.

• Pre-hospitalisation: Silver Plan (30 days ), Gold Plan (60 days ), Platinum Plan (90 days )
• Post-hospitalisation: Silver Plan (60 days ), Gold Plan (90 days ), Platinum Plan (180 days )

The Edelweiss Health Insurance policy comes with a wide range of sum insured options:

• Silver Plan: Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, and Rs. 5 Lakh
• Gold Plan: Rs. 5 Lakh, Rs. 7.5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh
• Platinum Plan: Rs. 15 Lakh, Rs. 20 Lakh, Rs. 50 Lakh, Rs. 75 Lakh, Rs. 1 Crore

• In the Silver plan, the sum insured goes up by 10% for every claim-free year. The maximum is up to 50%
• In the Gold and Platinum plan, the sum insured increases by 50% for every claim-free year up to a maximum of 100%

In case you raise a claim, then the NCB gets reduced at the same rate at which it goes up in a claim-free year.

You can buy the Edelweiss Health Insurance policy for 1 year, 2 years or 3 years.