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Universal Sompo Senior Citizen Health Insurance User Reviews

205 reviews Rate This
Universal Sompo
Highlights
Claim SettlementAvailable
Claim Settlement Ratio96%
In-House Claim SettlementAvailable
Network Hospitals4,000+
Starting Premium for Rs. 5 lakh CoverageRs. 527/month
Starting Premium for Rs. 5 lakhs SIRs. 475/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Senior Citizen Health Insurance
4.1
Based on
28 User reviews

  • Tie up with many hospitals

    I have purchased senior citizen health insurance plan from universal sompo which offers me benefits. I am 64 years old and was unsure to buy plan at this age as I thought I might will have to pay a lot of premium for this but insurancedekho’s executives helped me get this plan..  

    R
    Ranjit Srivastava
    On: Dec 26, 2019

  • Good plan for old people..

    This is a good senior citizens plan that offers me and my husband the required benefits including domiciliary hospitalisation expenses, in patient hospitalisation expenses, AYUSH treatment, pre hospitalisation and post hospitalisation expenses. It is a good plan for ppl in their old age when they dont have any financial help   

    G
    Gurnaaz Anand
    On: Dec 26, 2019

  • Great benefits,. Can go for it

    I have gifted my husband this policy as a gift this year. I chose insurancedekho for my insurance needs as my daughter told me how reliable her friends found it. I also had a smooth experience while purchasing. I got documents on time too. Iam a satisfied customer.   

    P
    Priya bhaskar
    On: Dec 11, 2019

  • Good job team.

    I purchased this policy two years back and have made claim recently. I thought that it would be a difficult task to ask for it but the members at insurancedekho helped me a lot in the process. I felt relieved when i got treated well and also when i didnt have to pay from my pocket.   

    P
    Prerna rajput
    On: Dec 11, 2019

  • I hope ID keep up the good work.

    I found the services of insurance appreciable until now. I have purchased senior citizen health insurance for my parents. The plan offers lifetime renewability and many other benefits under this plan and yet comes at low premium which all made it my first choice like cumulative bonus, daily allowances, health check up etc   

    P
    Prateek Gadkari
    On: Dec 02, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 66 Lacs+ happy customers

  • Complete coverage under this plan

    Senior citizen health insurance is great. I have purchased it for myself and my husband. We are senior citizens and the best thing is that it offers income tax benefits too. There is lifetime renewability under this plan so there is no need to look for other plans..   

    M
    Megha Sabharwal
    On: Dec 02, 2019

  • Got docus on time

    Iam happy to have chosen insurancedekho for my insurance needs. Th plan under which I'm covered offers me many benefits. One can see brochure online on their website in case of any doubt. Also, i git the policy documents online and with the stipulated time. It was a satisfactory experience with the broker.  

    l
    lokesh singh
    On: Nov 21, 2019

  • will renew it next year too

    ​senior citizen is a useful plan offered by universal sompo that covers you for almost all the healthcare expenses that may occur in future. I chose this plan because it was easy to understand by going through the brochure. Th efew doubts that i hadwere cleared by the team at insurancedekho.   

    d
    damodhar
    On: Nov 21, 2019

  • I liked the plan

    A pre policy medical check up is required under this policy and the sum insured options vary from 1 lac to 5 lac. I chose it for 5 lac for my parents because i think this is the required amount in case of any emergency so i should have sufficient cover. Rest the policy gives me many benefits too.   

    Y
    Yuvraj
    On: Nov 12, 2019

  • Nice plan...

    The best thing i like about universal sompo is that it has really easy to understand the plans. When it comes to buying them, insurancedeko does its bit in helping the customers. It was a pleasure dealing with insurancedekho and they have very polite customer care executives..   

    m
    maneesh
    On: Nov 12, 2019

11505 Universal Sompo Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Universal Sompo Health Insurance plan?

    You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

  • Are pre-existing diseases covered in Universal Sompo Health Insurance?

    Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

  • How long does TPA take to approve the claim?

    Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

  • How long does it take to clear the bills?

    Once all the relevant documents are received, it normally takes 7 days to settle the bills.

  • What is a health card?

    A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

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Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

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