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Universal Sompo Health Insurance for Individual

Individual Health Insurance Plan by Universal Sompo is an individual based health policy. The plan is a perfect solution to solve your medical requirements including hospitalisation expenses as well as domiciliary expenses. Besides providing policyholders with hospitalisation benefits, the plan covers domiciliary expenses in case of an accidental injury or illness during the policy term. Note that the plan can be extended to cover some specific critical illnesses too.

Key Features

  • Entry age: Less than 55 years
  • Treatments only in hospitals or nursing homes in India covered
  • Maximum coverage offered under the plan is of Rs. 5 Lakh
  • Expenses related to domiciliary hospitalisation covered up to a certain limit
  • The policy can be extended to cover critical illnesses
  • Cashless hospitalisation in the network hospitals across India
  • Premium paid under this plan are not included in the taxable income
  • Free look-in period of 15 days

Scope of Coverage

  • Room, nursing and boarding expenses, surgeon or specialist’s fee, expenses for blood and oxygen, etc.
  • Domiciliary hospitalisation expenses
  • In-patient hospitalisation expenses
  • Add-on cover for critical illnesses
  • 30 days pre-hospitalisation cover
  • 60 days post-hospitalisation cover
  • Reasonable and customary charges


The entry age under the policy is less than 55 years.


  • Pre-existing diseases are excluded from the plan coverage
  • Pregnancy and childbirth are not covered
  • Expenses related to voluntary termination of pregnancy
  • Cost of spectacles, hearing aid and contact lens
  • Use of intoxicating substances such as drugs, alcohol, tobacco chewing, smoking, etc.

If you have any doubt or query about the product, you must read the policy wording carefully, or get in touch with the customer care executives at InsuranceDekho on 1800 1205 698. They would help you find the best health insurance plan for yourself and your near and dear ones at the best price.

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

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Health Insurance News


  • Does Universal Sompo offer any plan for an individual?

    Yes, Universal Sompo offers individual health insurance plans. 

  • What are the options available for policy terms?

    The policy can be purchased for 1 year, 2 years and 3 years. 

  • What is the premium frequency under such plans?

    The single premium has to be paid. 

  • Who should buy a Universal Sompo individual health insurance plan?

    Universal Sompo’s individual health insurance policy is an ideal choice for any individual who wants to get their medical expenses to be taken care of at the time of an unexpected medical emergency. If you are interested in buying health insurance solely for yourself, Universal Sompo’s Individual Health Insurance Plan would be the ideal choice for you.

  • Can I change the sum assured during Universal Sompo individual health insurance tenure?

    If looking forward to getting the sum insured of your Universal Sompo individual health insurance changed, it is advisable to wait until the policy renewal since insurers do not allow any changes during the policy period or policy tenure.

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