How to buy and apply for Universal Sompo Health Insurance plan?

You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

Are pre-existing diseases covered in Universal Sompo Health Insurance?

Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

How long does TPA take to approve the claim?

Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

How long does it take to clear the bills?

Once all the relevant documents are received, it normally takes 7 days to settle the bills.

What is a health card?

A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

Universal Sompo Senior Citizen Health Insurance User Reviews

188 reviews Rate This

Universal Sompo

Highlights

Claim Settlement Ratio	70.75%
COVID-19 Cover	Yes
In-House Claim Settlement	Available
Network Hospitals	4,000+
Policies Sold	2,67,221
Renewability	Lifelong Renewability

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Select the age of all members

You
Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

2 Lac

3 Lac

5 Lac

10 Lac

25 Lac

Coverage

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Senior Citizen Health Insurance

4.1

Based on

28 User reviews

Diversity of health plans
I come to InsuranceDekho for any kind of policy requirements and I would highly recommend others to use the platform as well. It offers a diversity of health plans, that too within budget. I have issued Universal Sompo’s Senior Citizen Health Insurance.
Read More
M
Malabika Banerjee
On: Mar 05, 2021
I recommend Universal Sompo to all
Universal Sompo has become my go-to insurance company. This time, again with the help of insurancedekho team, i have purchased Senior Citizen Health Insurance. Health check-up, daily allowance, cumulative bonus, family discounts are beneficial features of this policy.
Read More
S
Sanjeev Punde
On: Oct 30, 2020
Nice recommendation
I was looking for a comprehensive health insurance plan for my parents and submitted details on insurancedekho’s website. I received a call from their executive who shortlisted a few plans for me from which i chose this. I am happy to have brought such a useful plan for my parents.
Read More
O
Osho Kharbanda
On: Feb 24, 2020
Good coverage for seniors
Universal sompo offers many useful health insurance products for individuals and families. I chose this for my mother and father who are senior citizens and did not have any health insurance plan earlier. I paid high premium for it.. Wish i could get some discount from insurancedekho. But services are good.
Read More
C
Charchit Rawal
On: Feb 24, 2020
No unnecessary exclusions
I was very well explained this health insurance plan by the customer care executives at Insurancedekho. My mother is aged 65 years and I never thought of getting a health insurance plan for her at this age. The premium for this plan is high no doubt, but i chose this still because of many benefits
Read More
U
Uday Harish Kumar
On: Feb 12, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
50 Lacs+ happy customers

It offers many benefits
I chose this plan for my parents because it offered her many benefits that not all plans were offering in the market. These include in patient treatment cover, cover for AYUSH treatments, pre hospitalisation and post hospitalisation expenses, domiciliary treatment expenses, cover for daycare procedures, etc. It is high on coverage features
Read More
M
Mithilesh Kumar
On: Feb 12, 2020
Great benefits under this plan.
Senior citizen health insurance by universal sompo not only provides hospitalisation expenses, but also offers optional cover for critical illnesses after 90 days after the policy has been issued. But before purchasing this policy, you have to go through some medical tests before for policy consideration. I get good benefits under this plan
Read More
M
Manish Kumar Nayak
On: Feb 03, 2020
Good support for senior citizens
Iam covered under this plan since a year now. I brought it from insurancedekho on the suggestion of their executives and found out to be a good plan and good company as they approved my claim on time and the plan helped me a lot in managing finances at the time of need.
Read More
S
Sumit Sharma
On: Feb 03, 2020
Comprehensive policy ..
I have taken senior citizen health insurance policy from universal sompo and the policy is great enough to offer me all the necessary coverage features i may want in my older age. Currently I dont have any major problem but i brought this plan for financial security at the old times.
Read More
J
Jaikishan madhusudan
On: Jan 14, 2020
Good plan for financial security
Senior citizen health insurance policy from universal sompo is all you need in your old age. I brought this plan from insurancedekho last month for my grandparents on their anniversary. I think this could have been the best gift for them. As they will benefit the most from it
Read More
D
Dhruv Chanan
On: Jan 14, 2020

Page 1 of 3 pages

1872 Universal Sompo Cashless Network Hospitals in India

Search your city

View All Universal Sompo Network Hospitals

Choose Universal Sompo Plan for

FAQ About Universal Sompo Health Insurance

How to buy and apply for Universal Sompo Health Insurance plan?
You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.
Are pre-existing diseases covered in Universal Sompo Health Insurance?
Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.
How long does TPA take to approve the claim?
Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.
How long does it take to clear the bills?
Once all the relevant documents are received, it normally takes 7 days to settle the bills.
What is a health card?
A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

View All

Claim Process at Universal Sompo Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Universal Sompo Health Insurance
1800-200-514224x7
contactus@universalsompo.com