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Universal Sompo Senior Citizen Health Insurance User Reviews

188 reviews Rate This
Universal Sompo
Claim Settlement Ratio70.75%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals4,000+
Policies Sold2,67,221
Renewability Lifelong Renewability

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Rating of Senior Citizen Health Insurance
Based on
28 User reviews
  • Diversity of health plans

    I come to InsuranceDekho for any kind of policy requirements and I would highly recommend others to use the platform as well. It offers a diversity of health plans, that too within budget. I have issued Universal Sompo’s Senior Citizen Health Insurance.

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    Malabika Banerjee
    On: Mar 05, 2021
  • I recommend Universal Sompo to all

    Universal Sompo has become my go-to insurance company. This time, again with the help of insurancedekho team, i have purchased Senior Citizen Health Insurance. Health check-up, daily allowance, cumulative bonus, family discounts are beneficial features of this policy.  

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    Sanjeev Punde
    On: Oct 30, 2020
  • Nice recommendation

    I was looking for a comprehensive health insurance plan for my parents and submitted details on insurancedekho’s website. I received a call from their executive who shortlisted a few plans for me from which i chose this. I am happy to have brought such a useful plan for my parents.    

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    Osho Kharbanda
    On: Feb 24, 2020
  • Good coverage for seniors

    Universal sompo offers many useful health insurance products for individuals and families. I chose this for my mother and father who are senior citizens and did not have any health insurance plan earlier. I paid high premium for it.. Wish i could get some discount from insurancedekho. But services are good.   

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    Charchit Rawal
    On: Feb 24, 2020
  • No unnecessary exclusions

    I was very well explained this health insurance plan by the customer care executives at Insurancedekho. My mother is aged 65 years and I never thought of getting a health insurance plan for her at this age. The premium for this plan is high no doubt, but i chose this still because of many benefits  

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    Uday Harish Kumar
    On: Feb 12, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
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    • 50 Lacs+ happy customers
  • It offers many benefits

    I chose this plan for my parents because it offered her many benefits that not all plans were offering in the market. These include in patient treatment cover, cover for AYUSH treatments, pre hospitalisation and post hospitalisation expenses, domiciliary treatment expenses, cover for daycare procedures, etc. It is high on coverage features     

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    Mithilesh Kumar
    On: Feb 12, 2020
  • Great benefits under this plan.

    Senior citizen health insurance by universal sompo not only provides hospitalisation expenses, but also offers optional cover for critical illnesses after 90 days after the policy has been issued. But before purchasing this policy, you have to go through some medical tests before for policy consideration. I get good benefits under this plan   

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    Manish Kumar Nayak
    On: Feb 03, 2020
  • Good support for senior citizens

    Iam covered under this plan since a year now. I brought it from insurancedekho on the suggestion of their executives and found out to be a good plan and good company as they approved my claim on time and the plan helped me a lot in managing finances at the time of need.   

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    Sumit Sharma
    On: Feb 03, 2020
  • Comprehensive policy ..

    I have taken senior citizen health insurance policy from universal sompo and the policy is great enough to offer me all the necessary coverage features i may want in my older age. Currently I dont have any major problem but i brought this plan for financial security at the old times.   

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    Jaikishan madhusudan
    On: Jan 14, 2020
  • Good plan for financial security

    Senior citizen health insurance policy from universal sompo is all you need in your old age. I brought this plan from insurancedekho last month for my grandparents on their anniversary. I think this could have been the best gift for them. As they will benefit the most from it

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    Dhruv Chanan
    On: Jan 14, 2020

1872 Universal Sompo Cashless Network Hospitals in India

FAQ About Universal Sompo Health Insurance

  • How to buy and apply for Universal Sompo Health Insurance plan?

    You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at or through online broker’s website like

  • Are pre-existing diseases covered in Universal Sompo Health Insurance?

    Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

  • How long does TPA take to approve the claim?

    Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

  • How long does it take to clear the bills?

    Once all the relevant documents are received, it normally takes 7 days to settle the bills.

  • What is a health card?

    A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

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Insurance Products by Universal Sompo General Insurance