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Universal Sompo Senior Citizen Health Insurance User Reviews

205 reviews Rate This
Universal Sompo
Highlights
Claim SettlementAvailable
Claim Settlement Ratio96%
In-House Claim SettlementAvailable
Network Hospitals4,000+
Starting Premium for Rs. 5 lakh CoverageRs. 527/month
Starting Premium for Rs. 5 lakhs SIRs. 475/month

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Disclaimer: Actual Premium might vary basis your location, age and number of members
Rating of Senior Citizen Health Insurance
4.1
Based on
28 User reviews

  • Diversity of health plans

    I come to InsuranceDekho for any kind of policy requirements and I would highly recommend others to use the platform as well. It offers a diversity of health plans, that too within budget. I have issued Universal Sompo’s Senior Citizen Health Insurance.

    M
    Malabika Banerjee
    On: Mar 05, 2021

  • I recommend Universal Sompo to all

    Universal Sompo has become my go-to insurance company. This time, again with the help of insurancedekho team, i have purchased Senior Citizen Health Insurance. Health check-up, daily allowance, cumulative bonus, family discounts are beneficial features of this policy.  

    S
    Sanjeev Punde
    On: Oct 30, 2020

  • Nice recommendation

    I was looking for a comprehensive health insurance plan for my parents and submitted details on insurancedekho’s website. I received a call from their executive who shortlisted a few plans for me from which i chose this. I am happy to have brought such a useful plan for my parents.    

    O
    Osho Kharbanda
    On: Feb 24, 2020

  • Good coverage for seniors

    Universal sompo offers many useful health insurance products for individuals and families. I chose this for my mother and father who are senior citizens and did not have any health insurance plan earlier. I paid high premium for it.. Wish i could get some discount from insurancedekho. But services are good.   

    C
    Charchit Rawal
    On: Feb 24, 2020

  • No unnecessary exclusions

    I was very well explained this health insurance plan by the customer care executives at Insurancedekho. My mother is aged 65 years and I never thought of getting a health insurance plan for her at this age. The premium for this plan is high no doubt, but i chose this still because of many benefits  

    U
    Uday Harish Kumar
    On: Feb 12, 2020
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  • It offers many benefits

    I chose this plan for my parents because it offered her many benefits that not all plans were offering in the market. These include in patient treatment cover, cover for AYUSH treatments, pre hospitalisation and post hospitalisation expenses, domiciliary treatment expenses, cover for daycare procedures, etc. It is high on coverage features     

    M
    Mithilesh Kumar
    On: Feb 12, 2020

  • Great benefits under this plan.

    Senior citizen health insurance by universal sompo not only provides hospitalisation expenses, but also offers optional cover for critical illnesses after 90 days after the policy has been issued. But before purchasing this policy, you have to go through some medical tests before for policy consideration. I get good benefits under this plan   

    M
    Manish Kumar Nayak
    On: Feb 03, 2020

  • Good support for senior citizens

    Iam covered under this plan since a year now. I brought it from insurancedekho on the suggestion of their executives and found out to be a good plan and good company as they approved my claim on time and the plan helped me a lot in managing finances at the time of need.   

    S
    Sumit Sharma
    On: Feb 03, 2020

  • Comprehensive policy ..

    I have taken senior citizen health insurance policy from universal sompo and the policy is great enough to offer me all the necessary coverage features i may want in my older age. Currently I dont have any major problem but i brought this plan for financial security at the old times.   

    J
    Jaikishan madhusudan
    On: Jan 14, 2020

  • Good plan for financial security

    Senior citizen health insurance policy from universal sompo is all you need in your old age. I brought this plan from insurancedekho last month for my grandparents on their anniversary. I think this could have been the best gift for them. As they will benefit the most from it

    D
    Dhruv Chanan
    On: Jan 14, 2020

  • Tie up with many hospitals

    I have purchased senior citizen health insurance plan from universal sompo which offers me benefits. I am 64 years old and was unsure to buy plan at this age as I thought I might will have to pay a lot of premium for this but insurancedekho’s executives helped me get this plan..  

    R
    Ranjit Srivastava
    On: Dec 26, 2019

  • Good plan for old people..

    This is a good senior citizens plan that offers me and my husband the required benefits including domiciliary hospitalisation expenses, in patient hospitalisation expenses, AYUSH treatment, pre hospitalisation and post hospitalisation expenses. It is a good plan for ppl in their old age when they dont have any financial help   

    G
    Gurnaaz Anand
    On: Dec 26, 2019

  • Great benefits,. Can go for it

    I have gifted my husband this policy as a gift this year. I chose insurancedekho for my insurance needs as my daughter told me how reliable her friends found it. I also had a smooth experience while purchasing. I got documents on time too. Iam a satisfied customer.   

    P
    Priya bhaskar
    On: Dec 11, 2019

  • Good job team.

    I purchased this policy two years back and have made claim recently. I thought that it would be a difficult task to ask for it but the members at insurancedekho helped me a lot in the process. I felt relieved when i got treated well and also when i didnt have to pay from my pocket.   

    P
    Prerna rajput
    On: Dec 11, 2019

  • I hope ID keep up the good work.

    I found the services of insurance appreciable until now. I have purchased senior citizen health insurance for my parents. The plan offers lifetime renewability and many other benefits under this plan and yet comes at low premium which all made it my first choice like cumulative bonus, daily allowances, health check up etc   

    P
    Prateek Gadkari
    On: Dec 02, 2019

  • Complete coverage under this plan

    Senior citizen health insurance is great. I have purchased it for myself and my husband. We are senior citizens and the best thing is that it offers income tax benefits too. There is lifetime renewability under this plan so there is no need to look for other plans..   

    M
    Megha Sabharwal
    On: Dec 02, 2019

  • Got docus on time

    Iam happy to have chosen insurancedekho for my insurance needs. Th plan under which I'm covered offers me many benefits. One can see brochure online on their website in case of any doubt. Also, i git the policy documents online and with the stipulated time. It was a satisfactory experience with the broker.  

    l
    lokesh singh
    On: Nov 21, 2019

  • will renew it next year too

    ​senior citizen is a useful plan offered by universal sompo that covers you for almost all the healthcare expenses that may occur in future. I chose this plan because it was easy to understand by going through the brochure. Th efew doubts that i hadwere cleared by the team at insurancedekho.   

    d
    damodhar
    On: Nov 21, 2019

  • I liked the plan

    A pre policy medical check up is required under this policy and the sum insured options vary from 1 lac to 5 lac. I chose it for 5 lac for my parents because i think this is the required amount in case of any emergency so i should have sufficient cover. Rest the policy gives me many benefits too.   

    Y
    Yuvraj
    On: Nov 12, 2019

  • Nice plan...

    The best thing i like about universal sompo is that it has really easy to understand the plans. When it comes to buying them, insurancedeko does its bit in helping the customers. It was a pleasure dealing with insurancedekho and they have very polite customer care executives..   

    m
    maneesh
    On: Nov 12, 2019

  • Good plan for parents.

    I had no knowledge of buying health insurance online as i had never done it and also was a bit afraid of making payment online. But after reading reviews of insurancedekho’s services on its website, and also experiencng it myself in future, got to know how trustworthy this service provider is...   

    S
    Satish
    On: Nov 01, 2019

  • Nice.. Brought it for myself and my husband

    Iam a principal of a school and was looking for some good health insurance plan and was looking to port my current policy with universal sompo. My decision of taking help from insurancedekho was not bad as they really helped me in the process. Iam happy with my policy too as it is offering more benefits that previous one.   

    N
    Naveen Gupta
    On: Nov 01, 2019

  • Really helpful plan...

    Senior citizens have less income so they try to find a health insurance plan that is not so high in premium amount. All you need to do is call on the toll free number of insurancedekho and they will help you carry the entire process over call. I got my senior citizen policy within a few minutes....   

    B
    Basavaraj cv
    On: Oct 22, 2019

  • Glad to take it from insurance dekho..

    I had heard about good services of insurancedekho but got a chance to buy from them recently. And I really appreciate the services that they offer. The sales people are really polite and answer your doubts patiently. I also received the policy documents on time and even buying the policy did not take that much time.   

    S
    Shashi Vohra
    On: Oct 22, 2019

  • Beneficial policy for old people

    I have read about other plans for senior citizens too but found universal sompo’s one the best as it was easy for me to understand and not many things were hidden as was the case in other plans.   

    S
    Srikantha A
    On: Oct 09, 2019

  • Gifted my grandparents this policy,, extremely satisfied

    Last month it was my grandparents’ anniversary and i was thinking to gift them a unique creative and different and useful gift. And came across the idea of health insurance. I brought it from insurancedekho and was sooooo happy to giive it to them. They were happy with senior ctizen plan too as it covered many benefits.   

    M
    MOHD SUHAIL
    On: Oct 09, 2019

  • 4 starss..

    After knowing about the coverage features of others insurers for senior citizen plans and comparing them with each other, I found Universal Sompo’s senior citizen plan the most comprehensive of all. I understood almost everything through its official website. The information provided on the Insurancedekho’s website was crisp and simple to understand for a layman too. I give the plan 4 stars...  

    d
    dattaprasad mahale
    On: Sep 26, 2019

  • Insurancedekho offered best price for the plan

    I wanted to give my grandparents a new health insurance plan for which I took Insurancedekho’s help. The customer care persons were helpful and explained me  lot of thing on call in a humble way. They told me that according to my need, Senior citizen plan of Universal Sompo is good to go and offered me the best price for it  

    G
    GAURAV TYAGI
    On: Sep 26, 2019

13091 Universal Sompo Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Universal Sompo Health Insurance plan?

    You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

  • Are pre-existing diseases covered in Universal Sompo Health Insurance?

    Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

  • How long does TPA take to approve the claim?

    Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

  • How long does it take to clear the bills?

    Once all the relevant documents are received, it normally takes 7 days to settle the bills.

  • What is a health card?

    A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

View All

Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

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