Universal Sompo Critical Illness Health Insurance User Reviews

Claim Settlement Ratio | 70.75% |
COVID-19 Cover | Yes |
In-House Claim Settlement | Available |
Network Hospitals | 4,000+ |
Policies Sold | 2,67,221 |
Renewability | Lifelong Renewability |
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No claim so cant say
I had purchased this plan last year but did not take any treatment under this. It covers me for 11 critical illnesses, surgical procedures etc for a term of 1, 2, or 3 years at nominal premium. There is a wide choice of sum insured options under this plan ranging from Rs. 2.5 lakh to Rs. 20 Lakh.
Read MoreBuy this for critical illness.
There are many health insurance plans in the market that offer cover for critical illnesses. I chose his because of the trusted name of universal sompo and also because it has a good claim settlement ratio. I liked the benefits offered under it and brought it from a friend in insurancedekho
Read MoreCan see other critical illness plans too.
I dont think that this plan has done anything right to me since i brought it. Insurancedekho’s services were good, but i couldnt completely rely on my healthcare cover on this plan as they did not approve my claim refering it not included in the policy terms and conditions. I am disappointed
Read MoreBuy it from ID only
I have no complaints from my critical illness policy until now. It offers me all the benefits i required like 2 years coverage, cover for common critical illnesses, wide sum insured range, and many other added advantages.
Read MoreGives great coverage
Critical illness policies are offered by many insurance companies online but i chose universal sompo because of its good reputation in the market and also because it was available in affordable premium amount. this plan covers me for 11 critical illnesses for a sum insured of 2.5 lakh. Many sum insured options
Read More- Tax benefit upto 75,000*
- Claim support everyday 10AM-7PM
- 45 Lacs+ happy customers
Many options of sum insured
I have this plan for a minimum sum insured amount that is Rs. 2.5 Lakh but you can also chose sum insured of up to Rs. 20 Lakh if you want for higher coverage. But my suggestion is that you must buy this plan only from insurancedekho. They help you in process.
Read MoreNice option for critical illness cover
I have Critical illness policy from universal sompo for a sum insured option of Rs. 2.5 Lakh. I have this plan for two years and it offers me many benefits. 11 critical illnesses and surgical procedures are covered under the plan.. And in case of any doubt, you can call in insurancedekho.
Read MoreCovers common critical illnesses
This plan offers cover for 11 common critical illnesses. Not only you can enjoy tax benefits, but also get a 10% discount if 2 years premium is paid in advance under this plan. Buy it frm insurancedekho and they’ll explain you everything related to this plan over call
Read MoreGo documents on time
I purchased critical illness policy from universal sompo last week thinking that it will help me in future to save expenses at the time of medical emergency.. I already had a plan from this company before so chose this again. I got all the policy documents on time too on mail.
Read MoreCan buy..
Keeping in mind all the products available in the market for critical illness, i found this one the best for me.. It covers most of the critical illness diseases and was available from a reliable health insurance company so thought to give it a try. I hope the company does not let me down in time of need.
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Why to Buy Health Insurance Policy Online from InsuranceDekho
1140 Universal Sompo Cashless Network Hospitals in India
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FAQ About Universal Sompo Health Insurance
How to buy and apply for Universal Sompo Health Insurance plan?
You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.
Are pre-existing diseases covered in Universal Sompo Health Insurance?
Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.
How long does TPA take to approve the claim?
Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.
How long does it take to clear the bills?
Once all the relevant documents are received, it normally takes 7 days to settle the bills.
What is a health card?
A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.