Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeHealth InsuranceUniversal SompoCritical Illness PolicyUser Reviews

Universal Sompo Critical Illness Health Insurance User Reviews

205 reviews Rate This
Universal Sompo
Highlights
Claim SettlementAvailable
Claim Settlement Ratio96%
In-House Claim SettlementAvailable
Network Hospitals4,000+
Starting Premium for Rs. 5 lakh CoverageRs. 527/month
Starting Premium for Rs. 5 lakhs SIRs. 475/month

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Where do you live ?

Choose required Coverage for yourself?

Disclaimer: Actual Premium might vary basis your location, age and number of members
Rating of Critical Illness Policy
3.7
Based on
26 User reviews

  • No claim so cant say

    I had purchased this plan last year but did not take any treatment under this. It covers me for 11 critical illnesses, surgical procedures etc for a term of 1, 2, or 3 years at nominal premium. There is a wide choice of sum insured options under this plan ranging from Rs. 2.5 lakh to Rs. 20 Lakh.   

    P
    P N Rashmi
    On: Feb 24, 2020

  • Buy this for critical illness.

    There are many health insurance plans in the market that offer cover for critical illnesses. I chose his because of the trusted name of universal sompo and also because it has a good claim settlement ratio. I liked the benefits offered under it and brought it from a friend in insurancedekho   

    M
    Mustafa Rangwala
    On: Feb 24, 2020

  • Can see other critical illness plans too.

    I dont think that this plan has done anything right to me since i brought it. Insurancedekho’s services were good, but i couldnt completely rely on my healthcare cover on this plan as they did not approve my claim refering it not included in the policy terms and conditions. I am disappointed  

    S
    Shridhar Gogoi
    On: Feb 11, 2020

  • Buy it from ID only

    I have no complaints from my critical illness policy until now. It offers me all the benefits i required like 2 years coverage, cover for common critical illnesses, wide sum insured range, and many other added advantages.   

    J
    Jaspal Thakur
    On: Feb 11, 2020

  • Gives great coverage

    Critical illness policies are offered by many insurance companies online but i chose universal sompo because of its good reputation in the market and also because it was available in affordable premium amount. this plan covers me for 11 critical illnesses for a sum insured of 2.5 lakh. Many sum insured options   

    M
    Macwan Poleshbhai
    On: Jan 31, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Many options of sum insured

    I have this plan for a minimum sum insured amount that is Rs. 2.5 Lakh but you can also chose sum insured of up to Rs. 20 Lakh if you want for higher coverage. But my suggestion is that you must buy this plan only from insurancedekho. They help you in process.   

    M
    Mali Kalpesh Kanubhai
    On: Jan 31, 2020

  • Nice option for critical illness cover

    I have Critical illness policy from universal sompo for a sum insured option of Rs. 2.5 Lakh. I have this plan for two years and it offers me many benefits. 11 critical illnesses and surgical procedures are covered under the plan.. And in case of any doubt, you can call in insurancedekho.   

    B
    BILAL SUHAIL
    On: Jan 14, 2020

  • Covers common critical illnesses

    This plan offers cover for 11 common critical illnesses. Not only you can enjoy tax benefits, but also get a 10% discount if 2 years premium is paid in advance under this plan. Buy it frm insurancedekho and they’ll explain you everything related to this plan over call  

    S
    Simontica Das
    On: Jan 14, 2020

  • Go documents on time

    I purchased critical illness policy from universal sompo last week thinking that it will help me in future to save expenses at the time of medical emergency.. I already had a plan from this company before so chose this again. I got all the policy documents on time too on mail.   

    D
    Dev Raj Baid
    On: Dec 24, 2019

  • Can buy..

    Keeping in mind all the products available in the market for critical illness, i found this one the best for me.. It covers most of the critical illness diseases and was available from a reliable health insurance company so thought to give it a try. I hope the company does not let me down in time of need.   

    A
    Andeep Mallik
    On: Dec 24, 2019

  • Sum insured paid in one sum insured

    I read about this plan on the insurancedekho’s website but did not know how this plan works so called on the customer care number where i talked to Ravi. He explained me how it works and also offered me some other plans so that i can chose.. The gave me full knowledge  

    A
    Akash Madhok
    On: Dec 11, 2019

  • Understood the plan well

    I understood the inclusions and exclusions of the plan totally after talking to a sales executive in ID. I really thank him for the help and making buying process easy for me. I have purchased this policyfor for sum inusred of Rs. 2.5 Lakh and for a policy tenures of 2 years.   

    A
    Anjali Srivastava
    On: Dec 11, 2019

  • Hope they keep up with the sincerity

    The team at insurancedekho is really sincere when it comes to providing satisfactory services to their customers. I purchased this plan from them last week and have received required documents on mail too. Whenever you call them, they are always there top answer and solve your issues in no time  

    M
    Mohd nawaz
    On: Dec 02, 2019

  • Insurancedekho is always there to help

    Insurancedekho’s team is a really reliable one and until now, compared to all the brokers i have talked, i found them the most sincere of all. Not only they had knowledge, but also are willing to help you at the time of claim settlement too. No compalints until now..     

    s
    shiva
    On: Dec 02, 2019

  • Knowledgeable customer executives of id helped me

    what more one can ask for if all his or her healthcare expenses are covered by a reliable insurance company? All i was looking for was a less expensive plan that has all the necessary features and also is offered by a company that has good claim settlement ratio..i got it  

    B
    Bhavesh Bhoir
    On: Nov 21, 2019

  • Great help from team!! thanks

    It was my first time that i had purchased a policy from insurancedekho. I did even knew anything abt the process or health insurance in general... I gathered knowledge abt it by reading a few informative articles and then called the company to buy one. Iam satisfied with their help and the plan too..  

    T
    TRILOKI NATH TIWARI
    On: Nov 21, 2019

  • Insurancedekho never fails to deliver the best

    I have now developed full faith in insurancedekho and i always recommend this insurance broker to anyone who is looking for a good insurance plan. The company also offers insurance plans for car and bike too. Havent purchased that, but have heard of it from many.   

    i
    indirapal singh
    On: Nov 12, 2019

  • Reliable company insurancedekho..

    I have purchased critical illness plan from insurancedekho and i found it reliable one. It sold me policy within few hours and i made payment online through secured gateway and i got the policy within a few minutes. Nothing more i could have asked under my critical illness plan..   

    b
    bunti kumar
    On: Nov 12, 2019

  • Good tax saving option

    I was looking out for different tax saving options and found out that purchasing health insurance cover was one of them. Iam already covered under group health insurance offered by my employer. So thought of getting a  critical illness cover for safety. Also, i found this plan had several coverage features so brought it.   

    K
    Kiran Reddy Mallarapu
    On: Nov 01, 2019

  • Wide coverage under this plan

    My critical illness plan from universal sompo provides me cover against 11 critical illnesses. I brought this plan because the one offered to me by my company was not satisfactory enough when it comes to covering critical illnesses. Also, i found out from insurancedekho that this plan had low premium in comparison to other ones..  

    M
    M Kiran Reddy
    On: Nov 01, 2019

  • Sales people guide you at the time of claim process also.

    ​Critical illness policy of universal sompo is a nice one and proved to be really helpful for me. I brought it six month back and made a claim recently. I had no knowledge on how to carry the process at the time of making claim so called Ravi in insurancedekho who helped me buy this plan too. Great help from them ..  

    S
    Subash
    On: Oct 22, 2019

  • All information provided in excellent way

    Universal sompo provides all the information in its brochures in an excellent way. I understood everything and all my doubts were cleared after reading the brochure and customer reviews.. Rest i had a word with executive in insurancedekho who helped me purchase the policy online.  

    C
    Chandresh Patel
    On: Oct 22, 2019

  • Customer friendly policy

    I liked Critical illness policy from universal sompo as it is a customer friendly policy that offers me cover for major critical illnesses at fair premium amount. I have not made a claim yet so cannot comment on the claims process but I found the sales people as well as policy very customer friendly.   

    K
    Kavita tyagi
    On: Oct 09, 2019

  • Good experience..

    Critical illness policy is a very beneficial one and I was in search of a good one with wide coverage since long. Then go to know about universal sompo’s plan from a friend who was already covered under this. I asked her about her experience with the company. She gave me positive response so I purchased it too   

    M
    Madhu Sudan Nag
    On: Oct 09, 2019

  • Good plan with low premiums

    People don’t realise the importance of a critical illness plan and just think that a standard health insurance plan is enough for them. But this plan from universal sompo named critical illness plan is a fixed benefit plan that pays you in lump sum in case you suffer from a specified critical illnesses. The policy has low premiums.  

    V
    Vikram Singh
    On: Sep 25, 2019

  • Purchased plan for 2 years. Thumbs up for it

    I had purchased Critical Illness plan of Universal sompo from Insurancedekho for a tenure of two years and sum insured of Rs. 2.5 lakh. I have not made any claim yet sop cannot say anything as far as the claim process is concerned. But I must say that the customer care people at Insurancedekho are really helpful. They mailed me the policy documents on time and answered all my calls even at odd timings.    

    A
    Ankit Srivastava
    On: Sep 25, 2019

13091 Universal Sompo Cashless Network Hospitals in India

View All Universal Sompo Network Hospitals

Choose Universal Sompo Plan for

FAQs

  • How to buy and apply for Universal Sompo Health Insurance plan?

    You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

  • Are pre-existing diseases covered in Universal Sompo Health Insurance?

    Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

  • How long does TPA take to approve the claim?

    Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

  • How long does it take to clear the bills?

    Once all the relevant documents are received, it normally takes 7 days to settle the bills.

  • What is a health card?

    A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

View All

Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

Reach us for help anytime
Find the right health insurance for you

Partner Health Insurance Companies

View All Health Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Find the right health insurance for you