How to buy and apply for Universal Sompo Health Insurance plan?

You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

Are pre-existing diseases covered in Universal Sompo Health Insurance?

Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

How long does TPA take to approve the claim?

Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

How long does it take to clear the bills?

Once all the relevant documents are received, it normally takes 7 days to settle the bills.

What is a health card?

A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

Universal Sompo Complete Healthcare Health Insurance User Reviews

205 reviews Rate This

Universal Sompo

Highlights

Claim Settlement	Available
Claim Settlement Ratio	96%
In-House Claim Settlement	Available
Network Hospitals	4,000+
Starting Premium for Rs. 5 lakh Coverage	Rs. 527/month
Starting Premium for Rs. 5 lakhs SI	Rs. 475/month

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Complete Healthcare Insurance

4.0

Based on

30 User reviews

Thanks to Insurancedekho team
The plan is a comprehensive one which offers many benefits to the policyholders. I have this plan for minimum sum insured that is Rs. 1 Lakh where some best benefits I get include pre and post hospitalisation coverage, maternity, OPD, AYUSH, HIV cover, etc. Iam satisfied with this plan until now.
B
Basant Sharma
On: Jan 10, 2020
Thank you for your help
I thank Insurancedekho for their support in every time whenever one needs help. They are very polite all the time and give you the best option as per your needs. I really thank them for advising me to buy complete healthcare plan as it offers me many benefits.
P
Pavan shirke
On: Jan 10, 2020
Great plan that solves all your requirement..
I am covered under this plan since a year now and enjoying its coverage features. I really think that everyone should own a good health insurance plan these days as health care expenses are soaring. I got this at affordable premium from insurancedekho..glad that i decided on the right thing
K
Karuna Singhla
On: Dec 24, 2019
Glad to have taken this
It was the best decision of mine to have purchased this health insurance plan from insurancedekho.. they offer satisfactory services and offer you plans that suits your requirements the best. You can also give it a try as it has many benefits to offer and yet comes in affordable premium
M
Mohit Sabharwal
On: Dec 24, 2019
Reliable services of ID
I don't really doubt the services of insurancedekho.. as i and my two friends have already purchased plans from them. One of them purchased car insurance and we two purchased health insurance..the product as well as services offered to me were satisfactory. I liked their services and will renew this plan too.
K
Kannopriya Vij
On: Dec 10, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Process smooth as butter
I gave a call on the toll free number of insurancedekho and after discussing with customer care executive, found that complete healthcare was the most suitable plan for me.. The buying process was smooth as butter..and plan has many coverage features.. lets see how policy works for me..
S
Soni Sadana
On: Dec 10, 2019
Dont miss this plan
Until last year i had no health insurance plan and therefore i had to pay all the hospital bills from my own pocket which was obviously very painful. But now with the help of insurancedekho, i have purchased complete healthcare plan from universal sompo and hope it will save me in future
A
Anuradha Goyal
On: Dec 02, 2019
Helps at the time of emergency
We often ignore the importance of health insurance until we face a health emergency. This is not an option, but buying health insurance is a necessity. I am very satisfied with my complete healthcare plan and recommend it to others too lokking for a comprehensive coverage in low premium
J
Jeevika Chhabra
On: Dec 02, 2019
i wish them all the best for future
Amazing customer care service insurancedekho has.. they just ask you to call on their toll free customer care number that is 18001205698 and take all the headache of you getting insured under a relevant health insurance plan. I jave pirchased two policies until now from them and they have never disappoint me with their services.. good going team..
S
SUNIL C DAMUDRE
On: Nov 21, 2019
Completely satisfied.
It is a comprehensive plan that comes at affordable premium. I was a little unsure of this product earlier but then discussed my issues with the customer service team in ID which solved all my grievances and made me a Happy and satisfied customer. Kudos to the team..
V
VINAYAK VASANT MANKAR
On: Nov 21, 2019

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FAQs

How to buy and apply for Universal Sompo Health Insurance plan?
You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.
Are pre-existing diseases covered in Universal Sompo Health Insurance?
Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.
How long does TPA take to approve the claim?
Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.
How long does it take to clear the bills?
Once all the relevant documents are received, it normally takes 7 days to settle the bills.
What is a health card?
A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

View All

Claim Process at Universal Sompo Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Universal Sompo Health Insurance
1800-200-514224x7
contactus@universalsompo.com