How to buy and apply for Universal Sompo Health Insurance plan?

You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

Are pre-existing diseases covered in Universal Sompo Health Insurance?

Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

How long does TPA take to approve the claim?

Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

How long does it take to clear the bills?

Once all the relevant documents are received, it normally takes 7 days to settle the bills.

What is a health card?

A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

Universal Sompo Complete Healthcare Health Insurance User Reviews

205 reviews Rate This

Universal Sompo

Highlights

Claim Settlement	Available
Claim Settlement Ratio	96%
In-House Claim Settlement	Available
Network Hospitals	4,000+
Starting Premium for Rs. 5 lakh Coverage	Rs. 527/month
Starting Premium for Rs. 5 lakhs SI	Rs. 475/month

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Complete Healthcare Insurance

4.0

Based on

30 User reviews

Effortless Claims Process
Filing a health insurance claim for my Universal Sompo- Complete Healthcare Insurance with InsuranceDeko is straightforward and efficient. They make an already stressful situation easier to handle.
M
Manjit Singh
On: Sep 18, 2023
Critical illness coverage
I bought a good health insurance plan that covers me for any critical illness. I chose Universal Sompo- Complete Healthcare Insurance. The plan has its own unique features and benefits. I bought this plan from the InsuranceDekho website.
S
Suraj Pandey
On: Jul 05, 2023
Three steps policy issuance
Within just three easy steps, I could issue Universal Sompo’s Complete Healthcare Insurance plan. I landed on InsuranceDekho and got my free health quotes offered by multiple insurance companies. I compared the quotes to find the best deal. Finally, I paid for the plan using my credit card.
K
Kusum Agarwal
On: Feb 19, 2021
Reasonable budget
All the health insurance policies on InsuranceDekho have the widest coverage and optimum benefits, yet the prices offered are reasonable. When I was navigating through the website, this feature convinced me the most. I chose the platform to buy ICICI Lombard’s Complete Health Insurance Plan.
R
Rumpa Nath
On: Feb 02, 2021
I get everything under my plan
Complete healthcare by universal sompo is a plan that anyone can buy at anytime in the lifetime. The best thing is that it covers add on benefits which the policyholders can pay a little extra for and buy. Like critical illness cover, personal accident cover, hospital daily cash, sub-limits, treatment only in tiered hospital.
J
Jayant Kodnani
On: Feb 24, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
66 Lacs+ happy customers

Covers all my family members
It covers up to 13 members of a family and the best thing is that comes with many add on benefits but at not so high premium amount. The buying process at insurancedekho is smooth enough and i was able to buy it from a good executive in just 5 minutes. Good job
R
Raghvendra Kaushik
On: Feb 24, 2020
Get all benefits
Complete healthcare plan is the best product of universal sompo under which I am covered since 2 years. I was very happy with the product until the time i made claim. I did not expect that i will have to face such complication on making claim request. But Insurancedekho helped me in approval
R
Rajshree Goswami
On: Feb 11, 2020
Helpful team at ID
Insurancedekho has the best team ever. Even when i did not think of getting my claims approved, the team at insurancedekho helped me fight for it. I get many coverage features under this plan for which i am happy and might also renew the same plan as suggested by Insurancedekho.
N
Narayan Krishnamurthy
On: Feb 11, 2020
All benefits are covered
As the name suggests, this is a complete health insurance plan that keeps me covered against daycare procedures, vaccination expenses, emergency ambulance charges, gives no claim bonus, domiciliary hospitalisation expenses, convalescence benefit, 30 days pre hospitalisation expenses and 60 days post hospitalisation expenses.. I liked this plan.
R
Rizky Fauziah
On: Jan 31, 2020
I love this plan!!
Complete health care insurance plan from universal sompo is really a great plan that offers me and my family many benefits. Also, it covers dental treatments arising from accidents which normally not all health insurance plans cover. I liked this plan and recommend to others too. You can take Insurancedekho’s help to buy
A
Aziz Kagdi
On: Jan 31, 2020

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FAQs

How to buy and apply for Universal Sompo Health Insurance plan?
You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.
Are pre-existing diseases covered in Universal Sompo Health Insurance?
Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.
How long does TPA take to approve the claim?
Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.
How long does it take to clear the bills?
Once all the relevant documents are received, it normally takes 7 days to settle the bills.
What is a health card?
A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

View All

Claim Process at Universal Sompo Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Universal Sompo Health Insurance
1800-200-514224x7
contactus@universalsompo.com