What is the re-instatement of Base Sum Insured?

This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

What is a co-payment?

A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

Is pre-policy check-up covered?

No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

The insurance company pays towards all admissible charges up to the limit of your sum insured.

What is the grace period to renew a policy online?

The grace time is 30 days immediately following the premium due date of the policy.

Reliance Health Gain Insurance User Reviews

253 reviews Rate This

Reliance

Highlights

Cashless Approval TAT	4 hour Cashless Claim Processing
Claim Settlement	100%
Network Hospitals	8,600+
Pre-existing Disease Waiting Period	1 year
Special Benefits	More Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverage	Rs. 243/month

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Health Gain

4.1

Based on

29 User reviews

Very user friendly policies
The website of insurancedekho is very nice. They have mentioned about all the products very clearly under different headings. I was easily able to understand and compare the products online on my own... I read about several pros and cons of my health gain plan and decided the sum insured etc too
K
Ketan
On: Oct 23, 2019
Renewed policy online
I have lately renewed my health gain insurance policy which I brought from insurancedekho.. They have an easy process where in just ten minutes my policy was renewed.. Iam satisfid with my health gain plan as it gives me many benefits including daycare procedures, pre and post hospitalisation cover.. in sum insured of 3 lakh.
B
Bharat Mahant
On: Oct 23, 2019
Many benefits....
My health gain plan provides me benefits that i did not even heard of before i got insured for. These include discounts from chemists, free health check ups, accidental death cover, restoration benefits etc. Iam satisfied with my coverage and I will suggest people to buy policies from insurancedekho to get the best deals.
K
Kishore namdeo gujar
On: Oct 11, 2019
This plan provides you all what you need
I got covered under health gain plan from insurancedekho last month. I was looking for some other insurance plan but the customer care executives there suggested me a better plan according to my requirements. I get benefit of pre and post hospitalisation cover, day care treatment and in patient hospitalisation cover basically.
M
Manoj Yadav
On: Oct 11, 2019
The buying process went well
Almost all the products of health insurance online offer similar benefits and the game is all about trust. We choose the company we trust and hence I chose Reliance General. It is a popular name in the insurance domain and offers many benefits in its comprehensive plan Health Gain. So I brought that a few days back at nominal premium from Insurancedekho. The process of documentation took some time but otherwise it went well.
M
M Kiran Reddy
On: Sep 27, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
66 Lacs+ happy customers

Purchased plan in installments..no problem faced in payment
The plan health gain of reliance general insurance has two variants and earlier I was confused between them then Bhawna in Insurancedekho helped me chose. I have brought the plan in easy installments and am facing no problem in paying for the same. I give the services of insurancedekho 4 stars.
N
Naveen Gupta
On: Sep 27, 2019
Covers daycare treatments too
I and my family are covered under Health Gain policy offered by Reliance General with sum insured of Rs. 3 Lakh. Not all the health insurance plans provide cover for daycare procedures, but this one does. I had recently undergone treatment for Cataract under this policy and got partially reimbursed for the same.
D
Dileep
On: Sep 23, 2019
Perfect plan for family
I found health gain policy a perfect fit for my family of four including my wife, children, and me. I purchased this policy on the recommendation of customer care executives at InsuranceDekho. They explained me the benefits of the policy and the coverage features under the policy including doctor’s fee, emergency ambulance charges, pre and post-hospitalisation expenses etc and apart from that, it also provides cover for daycare procedures.
A
Amit
On: Sep 23, 2019
Customer care team is patient, and understanding
I would like to thank the team at insurancedekho for customer centric approach. They follow a timely approach too as i received my policy documents etc over mail within the stipulated time.
S
Sri narayan pandey
On: Invalid date

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FAQs

What is the re-instatement of Base Sum Insured?
This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.
What is a co-payment?
A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.
Is pre-policy check-up covered?
No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.
Does Reliance General Insurance pay the complete amount in case of a cashless treatment?
The insurance company pays towards all admissible charges up to the limit of your sum insured.
What is the grace period to renew a policy online?
The grace time is 30 days immediately following the premium due date of the policy.

View All

Claim Process at Reliance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Reliance Health Insurance
1800-300924x7
rgicl.services@relianceada.com