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Reliance Health Gain Insurance User Reviews

249 reviews Rate This
Cashless Approval TAT4 hour Cashless Claim Processing
Claim Settlement100%
Network Hospitals8,600+
Pre-existing Disease Waiting Period1 year
Special BenefitsMore Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverageRs. 243/month

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Rating of Health Gain
Based on
29 User reviews
  • Great coverage

    I read about the Reliance Health- Gain at InsuranceDekho and really liked the coverage benefits so bought it without any second thought. I will recommend everyone to buy the policy by following a few easy steps online.

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    Suresh Gupta
    On: Aug 24, 2023
  • Complete flexibility

    The Reliance- Health Gain has exceeded my expectations in terms of coverage and flexibility. I've had to visit various specialists, and the policy has covered a significant portion of the costs. The online portal is user-friendly, allowing me to easily track claims and manage my policy. I'm grateful for this policy from InsuranceDekho.

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    Parul Gaur
    On: Jun 19, 2023
  • Policy overviews are genuine

    If you are looking for genuine policy overviews, you must pay a visit to InsuranceDekho. Information related to the claim settlement, business volume of an insurance company, renewability of a health plan, and a number of network hospitals assist a customer to make a well-informed decision. I am very happy with the Reliance General’s Health Gain plan.

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    Rumela Ghosh
    On: Feb 19, 2021
  • Cover for many expenses.

    HealthGain is a plan that offers me many benefits at nominal premium. I brought it for sum insured of Rs. 3 Lakh and people can buy it until 65 years. In case of any doubt, get in touch with the customer care executive who will give you a plan with maximum benefits.   

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    Harish Kumar SA
    On: Feb 27, 2020
  • Very nice plan!

    I received a suggestion of buying this plan online from a friend. I liked the coverage features and wanted to get covered under it. So got in touch with the customer care executives and asked about the buying process. They helped me and I got it within 5 minutes. Thanks to them   

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    Nitin Sain
    On: Feb 27, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers
  • No regret to buy

    What else can you ask for under a plan that offers you almost all the benefits like cover for domestic ambulance charges up to a certain limit, day care treatment, domiciliary hospitalisation cover, in-patient hospitalisation expenses, and pre and post hospitalisation expenses, restoration benefit etc. I really liked this plan because of its benefits  

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    Abhinav Gogoi
    On: Feb 04, 2020
  • Unlimited benefits under this plan

    ​Health gain plan is really good deal to buy from insurancedekho. They will explain you all the inclusions and exclusions so that you can decide if the plan suits you the best. You can also compare their other policies online too on their website by filling your details and clicking on get quote  

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    Radhe Shyam
    On: Feb 04, 2020
  • They have network hospitals across India

    Health gain is offered by reliance general under which I am covered since more than a year now. I purchased this plan on the advice of insurancedekho’s people and i think i made the right decision. The company has a good number of network hospitals which benefitted me for cashless hospitalisation    

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    Varun Shivhare
    On: Jan 16, 2020
  • Availed cashless treatment last month

    I have this plan for a sum insured of Rs. 3 Lakh and i get many benefits under this plan like cover for pre and post hospitalisation expenses for a number of days, cover for daycare treatment, domiciliary hospitalisation treatment, charges for domestic road ambulance etc and took cashless treatment also once  

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    Abhishek Arun
    On: Jan 16, 2020
  • Average claim experience

    I have two health insurance plans.. One from reliance general and other one from apollo munich.. Iam paying premium slightly higher for apollo munichs’ plan than reliance’s plan. And it covers my entire family with many coverage features in sum insured of 3 lakh..    

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    Saroj Maheshwari
    On: Dec 30, 2019

2947 Reliance Cashless Network Hospitals in India

FAQ About Reliance Health Insurance

  • What is the re-instatement of Base Sum Insured?

    This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

  • What is a co-payment?

    A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

  • Is pre-policy check-up covered?

    No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

  • Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

    The insurance company pays towards all admissible charges up to the limit of your sum insured.

  • What is the grace period to renew a policy online?

    The grace time is 30 days immediately following the premium due date of the policy.

Claim Process at Reliance Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

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Insurance Products by Reliance General Insurance