Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Hurry Up!
Save upto ₹75,000 on taxes in 80D. Buy a health insurance now!
View Plans

Universal Sompo Launches Arogya Sanjeevani Policy

Updated On Feb 15, 2021

Universal Sompo General Insurance is the next insurance company in line to introduce Arogya Sanjeevani Policy in its vast product range. The standard health insurance will provide basic mandatory covers under sum insured options ranging between Rs. 1 Lakh up to Rs. 5 Lakh, in multiples of Rs. 50,000. 

With minimum entry age 3 months and maximum entry age 65 years, Arogya Sanjeevani Policy, Universal Sompo offers lifelong renewability. The policy eliminates the requirement of pre-policy medical tests for people up to the age of 55 years. 

Customers will be allowed to buy the Arogya Sanjeevani Policy, Universal Sompo either on individual sum insured basis or family floater sum insured basis. The policy premium is expected to be low, due to the inclusion of 5% co-payment factor for all ages. 

The coverage offered by Arogya Sanjeevani Policy, Universal Sompo will include the costs of hospitalization treatment modern treatment and procedures like Stem Cell Therapy, Oral Chemotherapy, Balloon Sinuplasty, and others. 

The basic coverage under the policy will include inpatient hospitalization, inpatient care treatment under AYUSH, pre & post hospitalization, cataract treatment, day care treatment, dental treatment & plastic surgery due to an illness or disease, etc. 

To keep the level of uniqueness, IRDAI has instructed all insurance companies not to include deductibles or riders and variants in the policy. Additionally,  policyholders will gain an increase in cover, 5% for each claim-free year, subject to a maximum of 50% of the sum assured. 

Arogya Sanjeevani Policy, Universal Sompo, like other health insurance policies will benefit its policyholders with tax benefits under Section 80D of the Income Tax Act, 1961 under the premium paid for the policy. 

Universal Sompo, like other insurers, has come up with grace period of up to 30 days, for a yearly mode of payment for Arogya Sanjeevani Policy, Universal Sompo. However, for policyholders choosing the instalment basis premium payment mode, the grace period will remain 15 days. In case, a policyholder wants to cancel the policy, he or she will get a period of 15 days from date of receipt of the policy so as to review the terms and conditions of the policy and return the same if not acceptable

Also Read

Universal Sompo Trains Unemployed Youth to Provide Non-Life Insurance Solutions to Citizens

How Health Plan of Universal Sompo Secures Health of Your Parents

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members

Best Health Insurance Plans In India

  • Cover 5 L
    Starting at 832/month*
    No room rent limit 100% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover 10 L
    Starting at 739/month*
    No room rent limit Unlimited restoration benefits50% no claim bonus4 Years PED Waiting period
    View All Features
  • Cover 5 L
    Starting at 447/month*
    No room rent limit 33% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 1,312/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
  • Cover 5 L
    Starting at 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover 5 L
    Starting at 664/month*
    No room rent limit 20% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 675/month*
    No room rent limit 50% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 690/month*
    Single Private A/C Room 100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 546/month*
    Twin sharing room Zero no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 566/month*
    No room rent limit 20% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 1,770/month*
    Zero no claim bonusNo restoration benefits1 year PED waiting period
    View All Features
  • Cover 40 L
    Starting at 62/month*
  • Cover 2 L
    Starting at 146/month*
  • Cover 5 L
    Starting at 806/month*
    Single Private Room 10% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 476/month*
    60% no claim bonus150% restoration benefits4 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 526/month*
  • Cover 5 L
    Starting at 855/month*
    25% no claim bonus100% restoration benefits4 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover 5 L
    Starting at 396/month*
    No room rent limit Room rent upto 2% of SI Room rent upto 1% of SI No room rent limit
    View All Features
  • Cover 5 L
    Starting at 738/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
Note: Premium is shown for 18yr old individual of Delhi
Show More
Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers