The Advantages Of Purchasing TATA AIG Health Insurance
Updated On Mar 24, 2022
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Choosing a health insurance plan is not as simple as shopping for groceries or even big-ticket products like refrigerators and washing machines. This decision necessitates extensive research and careful evaluation of a number of aspects, including your health insurance needs, the amount insured, and the amount you can afford to pay for health insurance premiums. Here is how to go about getting health insurance in a methodical approach.
Advantages Of TATA AIG Health Insurance
TATA AIG's health insurance plans have a number of fantastic characteristics that make them a good fit for your health insurance needs. The following are some of the key elements of a TATA AIG health insurance policy:
1. Cashless Hospitalization in India
By choosing TATA AIG as your health insurance partner, you will have access to a network of over 7,200 hospitals across India and will be able to avoid paying any hospital bills. They cover medical expenses and bills directly with the network hospitals, so there is no need to file and follow up on medical insurance claims.
2. Substantial Cumulative Bonus for Claim Free Years
Depending on the plan you choose, you can receive a cumulative bonus ranging from 10% to 100% on the total insured for each policy year that does not include a health insurance claim. This benefit allows you to increase the level of coverage under your health insurance policy without having to pay any additional premiums.
3. Round The Clock Assistance
It is their goal to anticipate all of your needs. Always putting your needs ahead of their own, they strive to meet and surpass your expectations. They provide customer service 24 hours a day, seven days a week, so even if you need us in the middle of the night, they will be there for you.
4. A TATA Promise
Tata has always been known for its dependability, quality, and exceptional customer service. They take our responsibilities extremely seriously and strive to provide you with prompt and high-quality services 24 hours a day, seven days a week.
5. Your Safety is their Priority
At Tata AIG, they cherish your trust so much that they go to great lengths to maintain the security and privacy of your data, including your personal information and payment information. At both their website and their offices, you can count on a secure and transparent transaction.
6. High Claim Settlement Ratio
They, at Tata AIG, have reasserted their ever-growing dedication to client service and assistance with a health insurance claim settlement ratio of 94.21 percent for the financial year 2020-2021. In addition, they provide a simple and rapid claim settlement process.
7. Save on Taxes
It may appear trivial, but saving money on taxes is one of the best reasons to acquire health insurance. Section 80D of the Income Tax Act exempts the premiums you pay to maintain a TATA AIG health insurance policy from taxes. You can claim up to INR 25,000 each year if you have purchased health insurance for yourself, your spouse, or your children. If you obtain a health insurance plan for your parents over the age of 60, you can claim an additional deduction of INR 50,000 each year.
8. Paperless Policies
Say goodbye to long lines for health insurance purchases or renewals. You may choose, compare, and buy excellent health insurance coverage from the comfort of your own home, office, or weekend getaway with the Tata AIG MediCare line of health insurance products. They live true to our motto of "With You Always" and are dedicated to assisting you with insurance acquisition, renewal, premium payment, claim filing, and claim tracking 24*7 whole years. You can acquire your policy materials through email or WhatsApp, and you can always contact them if you need help.
Take Away
A Health Insurance Policy protects you from the financial consequences of a variety of health-related charges, ranging from mild illnesses and injuries to major illnesses. As a result, it is vital to find a suitable health insurance plan, choose the right sum insured, pay the required premium, and get covered as soon as possible, and TATA AIG can help.
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Why should I choose TATA AIG as my health insurer?
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
