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List Of Widely Spread Critical Illnesses In India

Published On Sep 06, 2022

Threatening illnesses like cancer and heart conditions are becoming more common. According to the Indian Council for Medical Research, about a million new cancer patients are discovered in India every year. Another study from The Lancet found that the number of fatalities from cardiac diseases in rural India had surpassed that in metropolitan India. This makes it important for one to be aware about these diseases and take preventive measures.

List Of Widely Spread Critical Illnesses In India

List Of Critical Illness In India

Find below a comprehensive list of most common critical diseases in India

  • Cancer

One of the diseases with the quickest rate of growth is cancer, for which an increasing number of individuals choose health insurance. Considering the high expense of treatment, purchasing critical illness insurance is a wise decision. According to a study by the Indian Council of Medical Research (ICMR), the number of cancer-related deaths will surpass 8.8 lakh by 2020.

  • Heart Conditions

Deaths from cardiovascular illnesses have increased significantly. Ischemic heart disease and stroke are two of the main reasons. One of the main causes of the rise in cardiovascular diseases is unhealthy eating habits, the consumption of high-cholesterol foods, stress, obesity, hypertension, and smoking. Heart conditions that are widespread in India include coronary artery disease, congenital heart disease, pulmonary stenosis, and dilated cardiomyopathy.

  • Kidney Ailments

According to studies, one in ten persons have a renal ailment. Although the procedure is doable, compared to other treatments, it is rather pricey. 

The treatments needed to address the illness or renal malfunction are dialysis and a kidney replacement. Only one in four people with one can even afford dialysis, so not everyone who has one can afford a replacement.

  • Hepatic Cirrhosis

Cirrhosis of the liver is becoming more common; each year, about 10 lakh people are given the diagnosis. This is the tenth most common cause of death in the country, according to the World Health Organisation (WHO). Once cirrhosis is identified, the only therapeutic option is a liver transplant; otherwise, the patient may pass away within a few years.

  • Alzheimer's Condition

As the population ages, the likelihood that an older person may develop Alzheimer's disease likewise grows. According to the 2017 India Ageing Report, the old population is expected to expand at a rate of about 3%. This may indicate an increase in Alzheimer's cases. Prescription medication must be taken on a regular basis in order to treat Alzheimer's. These medicines have a monthly cost of around 40,000 yen. The intensity of the medication must be increased to treat the sickness more severely, which can dramatically increase the cost of your medications.

  • Lung Conditions

Lung disease-related mortality accounts for 10% of all deaths in India, where they now hold the fourth-highest global death toll. The second leading cause of death in India in 2017 was heart disease, followed by chronic obstructive pulmonary disease (COPD), an incurable and progressive lung disorder that can destroy the air sacs necessary for drawing oxygen into the body and expelling carbon dioxide. Long-term exposure to airborne irritants and chemicals that affect the lungs causes COPD. Critical illnesses like COPD cannot be fully cured; treatment simply slows the condition's progression.

  • Renal illnesses

According to statistics from the Kidney Disease Data Centre Study of the International Society of Nephrology, the prevalence of chronic kidney disease (CKD) in various parts of India was reported to be 17%, meaning that 17 out of every 100 people there have some form of kidney disease. Additionally, over the past ten years, the number of patients—including children—undergoing dialysis has increased by 10 to 15 percent yearly. Two often occurring conditions connected to kidney disease prevalence are diabetes and hypertension. Dialysis treatments can cost between Rs. 2 and Rs. 3000, and two sessions per week might cost up to Rs. 25000 each month. For a typical family of four, this is a very hefty sum.


Considering these rapidly rising healthcare costs, purchasing critical illness insurance in India is advised. You can make sure that your family receives the much-needed financial support at a trying time, in addition to making sure that the expense of your treatment is paid.

Also read: What Is The Role Of TPA In Health Insurance?

Tax Benefits In Health Insurance Plans


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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